The monthly mortgage payment can be burdensome for many, but it’s possible you’ve thought of trying to pay it down more quickly. Without getting a new job or working overtime, here are some tips you can use on a daily basis to save additional funds and pay off your mortgage at a swifter rate.
Make Your Lunch
The five or ten dollars spent on lunch might not seem like a lot, but over time this amount adds up to a lot of savings. Instead of hitting the cafe, pick one or two nights each week to prepare a lunch for yourself so you can skip the daily expense.
Take A Coffee To Go
Like lunch, coffee is another thing that can end up costing a lot of money. However, instead of going for the two-dollar cup, make a pot before you leave for the day or opt for the office coffee instead. If you prefer yours on the go, you can always make it a once-a-week treat.
Avoid The Impulse
This might seem like a hard one to stick with, but instead of buying something because you want it, sit on it for a day or two and see if it still appeals to you. In all likelihood, the desire to purchase will pass and you’ll manage to keep more money in the bank.
Read The Flyers
Items like groceries may be a necessity, but that doesn’t mean that you have to buy the first thing you see. From fruits and vegetables to packaged goods, there are plenty of food items that go on sale all the time. By the time the month is out, you’ll be surprised how much you can save just by shopping around.
Skip The Cell Phone Plan
For most people, having a cell phone is a necessity these days; however, there are ways that you can get around the high costs that are often associated with smart phones. Instead of going for the expensive plan you have, settle for a little bit less service and talk to your provider about deals they can offer you.
It may seem like paying a higher monthly amount on your mortgage is impossible, but there are little ways to save each day that can help you pay it down faster. For more tips on home ownership give me a call – J.P. Cook – 602-320-4253.
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380 E Hillside Drive Munds Park, AZ 86017
$490,000
3
Beds
2
Baths
1,470
SqFt
Status
Active
MLS #
6683791
Property Type
Single Family Residence
Price Type
--
Beautiful and immaculate fully-furnished home in Munds Park. All you need are your personal items. Home has been very tastefully decorated by owners with forest/western motif, wowing every single person walking in. Very spacious corner lot feels much larger than it is with front grass for kids and pets (even a zip line!). Two large storage sheds have been built and installed in the property as well. Home has views to all directions from the front deck and inside kitchen, dining and living areas. Home has three bedrooms, two bathrooms, kitchen, living and dining areas, and also two additional living spaces: one currently used as a kids play area, and the other one for adults with a ping pong table and a bar. Vaulted ceilings in all living spaces.
1421 W Pasadena Avenue Phoenix, AZ 85013
$490,000
3
Beds
2
Baths
1,736
SqFt
Status
Active
MLS #
6687374
Property Type
Single Family Residence
Price Type
--
This beautifully well-kept home is just the right find in this market, offering 3 bedrooms, 2 baths, pool & lawn! As you enter you are greeted with travertine flooring and new carpet in living room and bedrooms. Kitchen features granite counter tops with lots of counter and storage space. Bathrooms feature tile showers and new toilets. All bedrooms have walk-in closets and new carpet. Big corner lot backyard features tons of space for entertaining including a pool and BBQ island. RV gate access with extra space on side of home. Great location within walking distance of the light rail and minutes from downtown and uptown.
2323 N Central Avenue Phoenix, AZ 85004
Open House
$490,000
2
Beds
2
Baths
1,398
SqFt
Status
Active
MLS #
6700515
Property Type
Apartment
Price Type
--
Elevated Luxury Living with breathtaking views of the Valley of the Sun from the 18th floor of Regency House, located in the hub trendy Central Phoenix. This meticulously maintained mid-century mod designed building comes with 24/7 top-notch concierge, porter service & security guard. Amenities that cater to comfort and luxury include a heated pool with spa, two cabanas, outdoor kitchen with gas grills, fire pit gathering area, library, common rooms for private functions, dog park, and a modern fitness facility. Conveniences include 2 elevators, shopping carts for grocery/parcel transport, Amazon locker bank, air hoses in underground garage, reserved parking, storage cages, trash chutes and recycling on each floor. Historic Home Designation allows potential tax savings. One of a kind!
13270 N 79th Avenue Peoria, AZ 85381
Open House
$490,000
3
Beds
2
Baths
1,780
SqFt
Status
Active
MLS #
6700937
Property Type
Single Family Residence
Price Type
--
Come check out this stunning 3 bedroom, 2 bathroom home nestled in a prime Peoria location, close to shopping centers and the 101, complete with a sparkling updated pool in the fully fenced backyard! NO HOA! This property offers the ultimate blend of convenience and freedom. Step inside to discover a beautifully renovated interior, complete with new appliances that elevate the living experience. The layout is perfect for both relaxing and entertaining, with ample natural light accentuating the modern design elements throughout. Everything you need is right at your fingertips, making this move-in ready home the perfect choice for those seeking both comfort and convenience. Don't miss your chance to make this dreamy home yours!
691 E Park Avenue Chandler, AZ 85225
Open House
New
$490,000
3
Beds
2
Baths
1,528
SqFt
Status
Active
MLS #
6702109
Property Type
Single Family Residence
Price Type
--
Welcome to your desert oasis in beautiful Chandler! This newly exterior painted charming 3-bedroom, 2-bathroom beauty features a radiant pool perfect for those sun-soaked days. Enjoy single-level living with striking vaulted ceilings, an open family room with natural light and seamless access to an inviting backyard. Revel in a modern kitchen equipped with stainless appliances, elegant quartz counters, a cozy breakfast nook and pantry. Retreat to the primary suite with a dual-sink ensuite with newly renovated shower and generous walk-in closet. Brand new carpet in all bedrooms and tiled throughout for comfort. Entertain on the patio with ample space and a poolside view. Don't miss out - make it yours today!
9819 W Butler Drive Peoria, AZ 85345
$489,999
4
Beds
2
Baths
2,166
SqFt
Status
Active
MLS #
6663786
Property Type
Single Family Residence
Price Type
--
Your dream home is finally here! Be the proud owner of this charming single-level property nestled in the North Ranch Community. Prepare to be impressed by a perfectly flowing layout. The impeccable kitchen boasts wood cabinetry, brand new stainless steel appliances, a convenient pantry, granite counters, & a center island complete with a breakfast bar. Primary bedroom enjoys soft carpet in all the right places, a private bathroom with dual sinks, & a large walk-in closet. Spend relaxing afternoons in the lovely backyard featuring a covered patio & ample space to hang out! What's not to like? A deal like this won't last!!
811 E Seldon Lane Phoenix, AZ 85020
$489,999
5
Beds
3
Baths
2,295
SqFt
Status
Active
MLS #
6677093
Property Type
Single Family Residence
Price Type
--
**NO HOA - NEW AC** North Phoenix house with mountain views in a beautiful neighborhood. This is one of the largest floorplans in the area (addition fully permitted - sq. footage on tax records incorrect) with attached 620 sf apartment that comes with a separate entrance, full bath, fridge, and kitchen sink. Wonderful opportunity to own in the highly desired North Phoenix Sunnyslope area.
517 E Manhatton Drive Tempe, AZ 85282
$489,999
3
Beds
2
Baths
1,446
SqFt
Status
Active
MLS #
6646349
Property Type
Single Family Residence
Price Type
--
Step into modern comfort and style with this updated home that seamlessly combines sophistication and functionality. The open kitchen concept invites you to explore your culinary creativity while enjoying the glow of abundant natural light that fills the space. This solid block built single-story residence has three bedrooms and two bathrooms, offering convenience and a touch of luxury. The well-thought-out design extends beyond the kitchen, with separate living areas providing versatility for various activities and lifestyles. Situated in a prime location, the property not only offers a great place to call home but also the convenience of being in close proximity to parks, schools, shopping and the freeway. Additionally, the home is on a larger lot, providing outdoor space
20093 W Montecito Avenue Litchfield Park, AZ 85340
$489,995
4
Beds
3
Baths
2,200
SqFt
Status
Active
MLS #
6651677
Property Type
Single Family Residence
Price Type
--
Discover this attractive Alden home, ready for quick move-in! Included features: a spacious great room; a dining nook with multi-slide doors overlooking a wide covered patio; an impressive kitchen boasting 42'' cabinets, a center island, a walk-in pantry and stainless-steel appliances. a luxurious primary suite showcasing a private bath with double sinks and an oversized walk-in closet; and a fourth bedroom and third bath. You'll also appreciate 12'' x 24'' stone tile flooring, added windows, cultured marble bathroom countertops, front yard landscaping and a concrete-paver driveway and walkway.
20102 W Montecito Avenue Litchfield Park, AZ 85340
$489,995
4
Beds
3
Baths
2,200
SqFt
Status
Active
MLS #
6663360
Property Type
Single Family Residence
Price Type
--
In search of a ranch-style floor plan you can really make your own? Look no further than the Alden! This versatile home opens with two bedrooms flanking a bath. Continuing on to a powder room and private laundry in center of home. The foyer leads to an airy, open layout showcasing an impressive Gourmet kitchen with a center island, a breakfast nook and a great room with access to the covered patio through the multi slide doors .The luxurious owner's suite is adjacent, and includes an oversized walk-in closet and an attached deluxe upgraded bathroom. An additional fourth bedroom and third bathroom complete the home!
4016 N 152nd Drive Goodyear, AZ 85395
$489,995
3
Beds
2
Baths
1,829
SqFt
Status
Active
MLS #
6693331
Property Type
Single Family Residence
Price Type
--
Welcome home to this amazing 3 bedroom split floorplan. As you enter you will be greeted with your open kitchen & family room with vaulted ceilings. Kitchen has been fully updated with white shaker cabinets w/ soft close, granite counter tops with waterfall edge, stainless steel appliances & matte gold hardware. Living room boasts cozy fireplace with decorative feature wall. LVP flooring throughout home. Bathrooms tastefully updated with modern tile, cabinetry & fixtures. Lush backyard with large covered patio perfect for entertaining or just relaxing. All lighting has been updated. 2 car garage w/ attached cabinets. Come enjoy the Pebblecreek lifestyle!
18186 W Amber Ridge Way Goodyear, AZ 85338
$489,995
4
Beds
3
Baths
1,991
SqFt
Status
Active
MLS #
6590508
Property Type
Single Family Residence
Price Type
--
Versatile single-level home design with designer upgrades throughout. The open kitchen, casual dining area, and great room flow seamlessly to a large covered patio, ideal for indoor-outdoor living. The serene primary bedroom suite showcases a luxe bathroom with a dual-sink vanity, walk-in shower, and large walk-in closet. The secondary bedrooms feature roomy closets and access to two shared hall baths, one with separate dual-sink vanity area.