Get Your Mortgage Paid Down Faster With These 5 Simple Money Saving Strategies

Get Your Mortgage Paid Down Faster With These 5 Simple Money Saving StrategiesThe monthly mortgage payment can be burdensome for many, but it’s possible you’ve thought of trying to pay it down more quickly. Without getting a new job or working overtime, here are some tips you can use on a daily basis to save additional funds and pay off your mortgage at a swifter rate.

Make Your Lunch

The five or ten dollars spent on lunch might not seem like a lot, but over time this amount adds up to a lot of savings. Instead of hitting the cafe, pick one or two nights each week to prepare a lunch for yourself so you can skip the daily expense.

Take A Coffee To Go

Like lunch, coffee is another thing that can end up costing a lot of money. However, instead of going for the two-dollar cup, make a pot before you leave for the day or opt for the office coffee instead. If you prefer yours on the go, you can always make it a once-a-week treat.

Avoid The Impulse

This might seem like a hard one to stick with, but instead of buying something because you want it, sit on it for a day or two and see if it still appeals to you. In all likelihood, the desire to purchase will pass and you’ll manage to keep more money in the bank.

Read The Flyers

Items like groceries may be a necessity, but that doesn’t mean that you have to buy the first thing you see. From fruits and vegetables to packaged goods, there are plenty of food items that go on sale all the time. By the time the month is out, you’ll be surprised how much you can save just by shopping around.

Skip The Cell Phone Plan

For most people, having a cell phone is a necessity these days; however, there are ways that you can get around the high costs that are often associated with smart phones. Instead of going for the expensive plan you have, settle for a little bit less service and talk to your provider about deals they can offer you.

It may seem like paying a higher monthly amount on your mortgage is impossible, but there are little ways to save each day that can help you pay it down faster.  For more tips on home ownership give me a call – J.P. Cook – 602-320-4253.

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12926 W Beechwood Drive Sun City West, AZ 85375

$449,000
3 Beds
2 Baths
2,454 SqFt
Status Active
MLS # 6635070
Property Type Single Family Residence
Price Type --
Don't miss this desirable Castillo model now on the market. This 3-bedroom, 2 bath split bedroom floor plan has a great deal to offer. Laundry has been moved in from garage adding square footage and an office/craft area. No popcorn ceilings and no carpet in this house! There's plenty of outdoor living space with the front courtyard and the back covered patio. Back yard provides exercise & relaxation in one with its ''Endless Pool'' & Hot Tub combination! Located in the heart of Sun City West, this home is close to shopping, restaurants, golf and Rec Centers! Own this great home and begin enjoying all the amenities of Sun City West!

4685 N Sheridan Lane Prescott Valley, AZ 86314

$449,000
3 Beds
2 Baths
1,554 SqFt
Status Active
MLS # 6636206
Property Type Single Family Residence
Price Type --
Welcome to your new home in Prescott Valley's sought-after Unit 20! This 3-bedroom, 2-bathroom gem offers ultimate privacy, set back from the road, and has no HOA!! Recent exterior paint adds a fresh look. Inside, you'll find a spacious and comfortable living space, ideal for family gatherings. The kitchen is well-equipped, and the three bedrooms provide the perfect comfort. The master bathroom has been completely remodeled to include a walk-in shower. Enjoy the tranquility of the backyard and the great views of Mingus Mountain. Don't miss this opportunity because it will not last long. Contact us now!

7009 E Acoma Drive Scottsdale, AZ 85254

$449,000
2 Beds
2 Baths
972 SqFt
Status Active
MLS # 6636670
Property Type Apartment
Price Type --
Location, location...Beautiful end unit with Private Garage. The Exclusive Plaza Residences offers resort style living in the upscale Kierland Quarters area of Scottsdale. Walking distance to Kierland shopping, fine dinning, parks, walking/biking paths, golf, Scottsdale Airpark & much, more...Condo is close to well appointed club house, fitness center, game room, lap pool & spa. New flooring & A/C unit installed within the last few years. Located in a very quiet area. Condo offers 2 spacious split master bedroom suites. inside laundry, fabulous open floor plan, fireplace, large Balcony with storage area. Modern well appointed kitchen with granite counter tops, stainless appliances. The condo also has one of limited garages. ''Keep car out of the hot sun and protecte 2 hours notice for showing.....occupied condo

515 W Atlanta Avenue Phoenix, AZ 85041

$449,000
4 Beds
2 Baths
1,780 SqFt
Status Active
MLS # 6641462
Property Type Single Family Residence
Price Type --
Back on Market! Minutes from Downtown Phoenix! Beautiful new 2023 Build with no HOA, RV Gate and an inside laundry room! Home was built in 2023 and is a true Gem. This home has an open floor plan with a large kitchen that has an oversized island and breakfast nook. This home has 4 spacious bedrooms with all the bells and whistles. There are several new builds being built in area and area is going through a gentrification process. Location is perfect just minutes to downtown, airport and all the great restaurants south Phoenix has to offer. this home will not last bring your buyers today! There are multiple new builds being built in surrounding area. Act Fast! Easy to show!

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