The monthly mortgage payment can be burdensome for many, but it’s possible you’ve thought of trying to pay it down more quickly. Without getting a new job or working overtime, here are some tips you can use on a daily basis to save additional funds and pay off your mortgage at a swifter rate.
Make Your Lunch
The five or ten dollars spent on lunch might not seem like a lot, but over time this amount adds up to a lot of savings. Instead of hitting the cafe, pick one or two nights each week to prepare a lunch for yourself so you can skip the daily expense.
Take A Coffee To Go
Like lunch, coffee is another thing that can end up costing a lot of money. However, instead of going for the two-dollar cup, make a pot before you leave for the day or opt for the office coffee instead. If you prefer yours on the go, you can always make it a once-a-week treat.
Avoid The Impulse
This might seem like a hard one to stick with, but instead of buying something because you want it, sit on it for a day or two and see if it still appeals to you. In all likelihood, the desire to purchase will pass and you’ll manage to keep more money in the bank.
Read The Flyers
Items like groceries may be a necessity, but that doesn’t mean that you have to buy the first thing you see. From fruits and vegetables to packaged goods, there are plenty of food items that go on sale all the time. By the time the month is out, you’ll be surprised how much you can save just by shopping around.
Skip The Cell Phone Plan
For most people, having a cell phone is a necessity these days; however, there are ways that you can get around the high costs that are often associated with smart phones. Instead of going for the expensive plan you have, settle for a little bit less service and talk to your provider about deals they can offer you.
It may seem like paying a higher monthly amount on your mortgage is impossible, but there are little ways to save each day that can help you pay it down faster. For more tips on home ownership give me a call – J.P. Cook – 602-320-4253.
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124 N California Street Chandler, AZ 85225
New
$499,000
3
Beds
2.5
Baths
1,694
SqFt
Status
Active
MLS #
6695810
Property Type
Townhouse
Price Type
--
LOCATION LOCATION LOCATION!!! You have everything at your fingertips. Walking distance to Downtown Chandler where you can enjoy Restaurants, bars, live music and events. This Townhouse is an amazing end unit offering an open floor plan with updated flooring, paint, countertops and backsplash. In addition the upstairs boasts a gorgeous master suite with nice walk in closet. Two additional large bedrooms one with a walk in closet and an attached jack and jill bathroom. The community has great curb appeal and nice community pool spa and bbq. Dont miss out on this gorgeous townhome.
4011 W Voltaire Avenue Phoenix, AZ 85029
New
$499,000
4
Beds
2
Baths
2,070
SqFt
Status
Active
MLS #
6697045
Property Type
Single Family Residence
Price Type
--
Welcome to your dream home nestled in the heart of vibrant Phoenix, Arizona! This stunning 4-bedroom, 1.75 bathroom oasis boasts a spacious 2,070 square feet of luxurious living space, meticulously designed for both comfort and style. No HOA. Step inside to discover a modern marvel featuring a blend of contemporary elegance and timeless charm. Adorned with premium upgrades throughout, including exquisite granite countertops, plank tile floors, and extra-tall cabinets, every detail exudes sophistication and quality craftsmanship. Entertain with ease in the expansive living areas, where natural light dances through the shutters, casting a warm glow upon the sleek surfaces. Unwind in the primary bedroom retreat, complete with a charming barn door and tranquil ambiance, offering a sanctuary of relaxation after a long day. Escape to your own private paradise in the backyard haven, where travertine tile and pavers lead the way to a sparkling diving pool, perfect for making a splash on sunny Arizona days. Enjoy dining under the shade of the aluminum gazebo, equipped with electricity for effortless outdoor entertaining. And with a small hand-crank awning on the west side of the patio, you can bask in the sunshine or seek shelter from the elements with ease. But the luxury doesn't stop there - this home is equipped with solar power (loan, not a lease), providing energy efficiency and cost savings for years to come. Plus, with gutters installed for added convenience, every detail has been carefully considered to enhance your living experience. Conveniently located near ASU West, shopping, dining, and more, this is more than just a home - it's a lifestyle. Don't miss your chance to make this exquisite retreat your own and experience the pinnacle of Arizona living. Welcome home!
4923 E Palm Lane Phoenix, AZ 85008
$499,000
4
Beds
2
Baths
1,813
SqFt
Status
Active
MLS #
6664829
Property Type
Single Family Residence
Price Type
--
This is the home you've been dreaming of! Nestled in the highly desirable area near Arcadia & Arcadia Lite, this gem spans 1,813 square feet, offering four bedrooms and two bathrooms for comfortable living and convenience. As you step inside, the open floor plan welcomes you with natural light streaming through the large front window, creating a warm and inviting atmosphere. The heart of this home is its beautifully remodeled kitchen, featuring a large island that overlooks the living room, perfect for entertaining and family gatherings. Every detail has been carefully considered, with a split floor plan that underwent a complete renovation, including the addition of a brand-new primary suite boasting a spacious walk-in closet and spa like bathroom. Embrace the incredible Arizona weather and abundant sunshine by taking advantage of the solar panels installed on the property, offering potential energy savings year-round. Nestled in the non-HOA community of Orangedale Manor, this home provides easy access to a wealth of amenities and attractions, including Papago Park, the Phoenix Zoo, ASU, Tempe Marketplace, and Desert Botanical Gardens. With convenient freeway access and close proximity to Phoenix Sky Harbor and Old Town Scottsdale, this modern oasis seamlessly blends luxury, convenience, and lifestyle. Don't miss out on the opportunity to call this move-in-ready masterpiece your own!
30268 W Mitchell Avenue Buckeye, AZ 85396
New
$499,000
4
Beds
2.5
Baths
3,120
SqFt
Status
Active
MLS #
6696883
Property Type
Single Family Residence
Price Type
--
If you yearn for a home that embodies spaciousness, beauty, and tender care, then this extraordinary abode awaits your arrival. Upon approaching you'll be greeted by a triple-car garage, providing ample space for your vehicles and extra storage. A convenient service door leads directly to the backyard, a private sanctuary where nature's tranquility unfolds. Inside, style and functionality welcomes you. The ground floor boasts a gracious bedroom, offering a haven of privacy and convenience. As you ascend the staircase, a sprawling loft awaits, a versatile space that can effortlessly adapt to your changing needs. This expansive area is a blank canvas for your imagination. Venture outside, where you have full-covered patio where you can unwind and embrace the serenity of your surroundings The shade of patio provides respite from the summer sun, while blooming citrus trees and vibrant rose bushes add a touch of fragrant beauty. Imagine sipping your morning coffee as the sweet scent of orange blossoms fills the air, or hosting intimate gatherings as the evening stars twinkle above. The exterior was professionally painted in 2021, new hot water heater 2019, pool equipment with new motherboard 2023, new roll up shades 2023. Pool is salt water, pebble sheen and it is wired for a spa. Check out this awesome home
18221 N 85th Drive Peoria, AZ 85382
New
$499,000
4
Beds
3
Baths
2,107
SqFt
Status
Active
MLS #
6695970
Property Type
Single Family Residence
Price Type
--
Close proximity to the P83 entertainment District, 101 Freeway, Arrowhead Mall and Apache Elementary School. Don't miss out on this opportunity to own this exceptional home. Interior was recently painted and all new sunscreens and carpet. Newer roof and AC in 2018 which offers worry-free living. Step inside to a well-designed layout featuring tiled in the main areas and carpet flooring. Formal Living/Dining and family room. The downstairs bedroom provides flexibility for guests or a home office with a full bathroom. Upstairs, three additional bedrooms. The kitchen boasts modern appliances, ample storage, and an open layout that effortlessly connects to the living and dining areas, making entertaining a breeze.
8337 E Portobello Avenue Mesa, AZ 85212
New
$499,000
4
Beds
2
Baths
1,520
SqFt
Status
Active
MLS #
6696915
Property Type
Single Family Residence
Price Type
--
Welcome home to this incredible property located in Boulder Creek community in Mesa, Arizona. This home sits on a corner lot & features a gorgeous backyard complete with a pool, above ground hot tub, turf & a covered patio. This space is perfect for entertaining. Inside the home you'll discover vaulted ceilings, freshly painted walls, tile & laminate wood flooring. The owner's suite was recently updated & features a large walk in shower with a bench, dual vanities with granite countertops, a walk in closet & a light up, defog mirror. The kitchen has newer appliances, granite countertops & a motion sensor faucet. There's more fun details in the kitchen like the oven light that turns on when you knock on the oven door & the dishwasher that plays music after it's done. This home has so much to offer including a great location! It is near the 202 & 60 freeways giving you quick access to everything Mesa & Queen Creek offers. It's also just minutes from the scenic Usery Mountain Regional Park. If you've been waiting for the perfect home to hit the market, wait no longer!
19697 N Aubrey Circle Maricopa, AZ 85138
$499,000
4
Beds
2.5
Baths
2,169
SqFt
Status
Active
MLS #
6686500
Property Type
Single Family Residence
Price Type
--
Welcome home - you won't want to leave. Beautifully upgraded home on large cornet lot featuring highly upgraded kitchen with contemporary colors, granite countertops, high end appliances, pendant lighting, vaulted ceilings, plantation shutters, tile flooring, split 4 bedroom floor plan, large primary bedroom with walk in shower and oversized closet, and tree car garage with pavered driveway, but it is the backyard oasis you will want to spend most of your time ... large pool with water feature, extended covered patio, corner lot for privacy and an east facing back yard allowing for summer shade and more enjoyment. All located in the desired subdivision of The Villages featuring large recreational swimming pool for the kids, lap pool, work out facility, and splash pad. Come by today
13351 W Rowel Road Peoria, AZ 85383
New
$499,000
3
Beds
2
Baths
1,567
SqFt
Status
Active
MLS #
6697175
Property Type
Single Family Residence
Price Type
--
Prime location! Nestled within the beautiful Rancho Cabrillo subdivision with its expansive views, you will enjoy the privacy afforded by the open green space to the left of your home. This home offers an open concept layout with beautiful plank tile flooring throughout. The kitchen is ideal for entertainers with designer cabinets, quartz countertops, a spacious island, and stainless steel appliances. The natural light streaming in through the sliding glass doors will create a warm and inviting atmosphere, especially in the main living area. The owner's retreat is a luxurious sanctuary with a beautiful en suite featuring dual vanities and a subway tiled walk-in shower. A split bedroom floor plan allows for privacy when guests are visiting or use this space for your private office away from the noise. The inclusion of a garage wired for EV cars, ample storage space, and an RV gate are both practical and convenient features. Come check out this newer built home without the wait time.
11964 W Mountain View Drive Avondale, AZ 85323
New
$499,000
3
Beds
2
Baths
2,348
SqFt
Status
Active
MLS #
6697272
Property Type
Single Family Residence
Price Type
--
Entertainer's Dream Home with Sparkling Heated Pool - Former Model! Looking for a home that turns heads and begs for pool parties? Look no further! This stunning home boasts upgrades galore and an entertainer's dream backyard! Gorgeous kitchen: Featuring a plethora of upgraded cabinets, tons of countertop space and beautiful upgraded flooring throughout, this kitchen is a chef's paradise. Curl up next to the inviting gas fireplace for a touch of ambiance. Luxurious master suite, this expansive space features a luxurious en suite bathroom with his and hers closets (yes, you read that right!). Sparkling heated pool and The beautifully landscaped backyard creates a serene escape. Expansive paver patio, complete with a pergola for shade. Garage features tons of storage!
4274 Sawbuck Way Wickenburg, AZ 85390
$499,000
2
Beds
2
Baths
1,744
SqFt
Status
Active
MLS #
6600394
Property Type
Single Family Residence
Price Type
--
Move in ready home in Wickenburg Ranch, 55+ neighborhood. Home sits on one of the largest lots in this community and the backyard opens up to a wonderful common area which is fenced for privacy. The backyard also has a custom water feature, artificial turf and a nice sized covered pergola. Beautiful landscaping front and back. Enjoy the 10 ft ceilings, custom fireplace, walk in pantry, granite countertops in kitchen, extra wide hallway, custom cabinets in garage., floored attic which give you a large storage area. Your HOA fee includes play on the nine hole golf course, heated pool and spa, pickleball courts, state of the art gym, dog park, miles of walking paths, catch and release fishing in the Lake Park!!! With so many activities offered, you will never be bored. Owner/agent.
263 E Alcatara Avenue Queen Creek, AZ 85140
$499,000
2
Beds
2
Baths
1,433
SqFt
Status
Active
MLS #
6626180
Property Type
Single Family Residence
Price Type
--
The ''St. Tropez'' within Encanterra features an open floor plan that allows for comfortable living, yet perfectly sized so maintenance won't interfere with you enjoying the almost 70,000 sq ft of amenities on just under 800 beautiful acres. You'll have access to private golf, 4 pools (2 with bar and grill), tennis, pickle ball, bocci, gym and fitness classes, social clubs, and so so much more! This home is located in the Non-Age restricted portion of the community, close to all amenities. The home features a large Kitchen Island, inside laundry w/ storage, walk in shower, extended garage w/ epoxy finish and MORE! The mature landscaping and ample outdoor space are perfect for evening gatherings around the fire pit.
18232 W Raymond Street Goodyear, AZ 85338
$499,000
4
Beds
2.5
Baths
2,396
SqFt
Status
Active
MLS #
6626813
Property Type
Single Family Residence
Price Type
--
This Beautiful home on a premium lot with great views is ready for you! Home Boast Large Formal Dining and Living area at entry, Tastefully designed kitchen and primary living area. Upstairs has loft with primary bedroom and 3 additional bedrooms as well as laundry. Views out the windows for days. If you are looking for a large yard your are in luck, this lot is huge has plenty of room for a pool, outdoor kitchen and entertainment.