The monthly mortgage payment can be burdensome for many, but it’s possible you’ve thought of trying to pay it down more quickly. Without getting a new job or working overtime, here are some tips you can use on a daily basis to save additional funds and pay off your mortgage at a swifter rate.
Make Your Lunch
The five or ten dollars spent on lunch might not seem like a lot, but over time this amount adds up to a lot of savings. Instead of hitting the cafe, pick one or two nights each week to prepare a lunch for yourself so you can skip the daily expense.
Take A Coffee To Go
Like lunch, coffee is another thing that can end up costing a lot of money. However, instead of going for the two-dollar cup, make a pot before you leave for the day or opt for the office coffee instead. If you prefer yours on the go, you can always make it a once-a-week treat.
Avoid The Impulse
This might seem like a hard one to stick with, but instead of buying something because you want it, sit on it for a day or two and see if it still appeals to you. In all likelihood, the desire to purchase will pass and you’ll manage to keep more money in the bank.
Read The Flyers
Items like groceries may be a necessity, but that doesn’t mean that you have to buy the first thing you see. From fruits and vegetables to packaged goods, there are plenty of food items that go on sale all the time. By the time the month is out, you’ll be surprised how much you can save just by shopping around.
Skip The Cell Phone Plan
For most people, having a cell phone is a necessity these days; however, there are ways that you can get around the high costs that are often associated with smart phones. Instead of going for the expensive plan you have, settle for a little bit less service and talk to your provider about deals they can offer you.
It may seem like paying a higher monthly amount on your mortgage is impossible, but there are little ways to save each day that can help you pay it down faster. For more tips on home ownership give me a call – J.P. Cook – 602-320-4253.
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4011 W Voltaire Avenue Phoenix, AZ 85029
$495,000
4
Beds
2
Baths
2,070
SqFt
Status
Active
MLS #
6697045
Property Type
Single Family Residence
Price Type
--
Welcome to your dream home nestled in the heart of vibrant Phoenix, Arizona! This stunning 4-bedroom, 1.75 bathroom oasis boasts a spacious 2,070 square feet of luxurious living space, meticulously designed for both comfort and style. No HOA. Step inside to discover a modern marvel featuring a blend of contemporary elegance and timeless charm. Adorned with premium upgrades throughout, including exquisite granite countertops, plank tile floors, and extra-tall cabinets, every detail exudes sophistication and quality craftsmanship. Entertain with ease in the expansive living areas, where natural light dances through the shutters, casting a warm glow upon the sleek surfaces. Unwind in the primary bedroom retreat, complete with a charming barn door and tranquil ambiance, offering a sanctuary of relaxation after a long day. Escape to your own private paradise in the backyard haven, where travertine tile and pavers lead the way to a sparkling diving pool, perfect for making a splash on sunny Arizona days. Enjoy dining under the shade of the aluminum gazebo, equipped with electricity for effortless outdoor entertaining. And with a small hand-crank awning on the west side of the patio, you can bask in the sunshine or seek shelter from the elements with ease. But the luxury doesn't stop there - this home is equipped with solar power (loan, not a lease), providing energy efficiency and cost savings for years to come. Plus, with gutters installed for added convenience, every detail has been carefully considered to enhance your living experience. Conveniently located near ASU West, shopping, dining, and more, this is more than just a home - it's a lifestyle. Don't miss your chance to make this exquisite retreat your own and experience the pinnacle of Arizona living. Welcome home!
512 S Mud Springs Road Payson, AZ 85541
$495,000
3
Beds
2
Baths
1,792
SqFt
Status
Active
MLS #
6660754
Property Type
Single Family Residence
Price Type
--
Wow! You don't want to miss looking at this home. Very well taken care of 3 large bedrooms, 2 bath, 1792 sq ft, eat in kitchen with granite, gas fireplace in the great room, open floor plan and so much more. Oversized 2 car garage with plenty of room for storage, RV gate and pad on the side of the home. Off the master bedroom is a separate exit to a screened in porch. Peach, apple & apricot fruit trees. Plus a large rose garden. Great neighborhood with no HOA, across from a school, new park with football. baseball and pickle ball courts. Hurry this one won't last long. Call today!
9605 W Getty Drive Tolleson, AZ 85353
$495,000
4
Beds
3
Baths
2,273
SqFt
Status
Active
MLS #
6669664
Property Type
Single Family Residence
Price Type
--
Welcome to your dream home, 4 bed 3 bath home with a custom designed backyard. Host parties enjoying the gas fire pit, corn hole lanes, putting green, gazebo and covered patio while creating memories with family and friends. This gorgeous kitchen comes with an open concept and plenty of cabinet space, recessed lighting, a center island and pantry. A spacious master bedroom with walk-in closet, double sink vanity and private bath. Plus a large flex room to be used for any of your needs. - Perimeter of the yard, fireplace and counter. Inside - Ruckus Smart Switch and Wifi Network Extension. Garage - MyQ App controlled Garage Door opener. COME SEE IT FOR YOURSELF
13175 N 148th Avenue Surprise, AZ 85379
$495,000
4
Beds
3
Baths
2,104
SqFt
Status
Active
MLS #
6674260
Property Type
Single Family Residence
Price Type
--
Welcome to this modern living home nestled within the charming Marley Park community! This stunning home with an open floor plan boasts 4 bedrooms, 3 baths. Adorned with stainless steel appliances, granite counter tops, and 42'' cabinets with ample storage. A convenient guest room downstairs offers privacy and comfort. Upstairs you'll find large sized bedrooms and a large master retreat with full en suite that includes a tiled shower, dual sinks and a walk-in closet. Outside, enjoy the low-maintenance lifestyle with an oversized backyard featuring a putting green. This Marley Park community also boasts a beautiful Club House with a community pool!
5321 E Elmwood Street Mesa, AZ 85205
$495,000
3
Beds
2.5
Baths
1,795
SqFt
Status
Active
MLS #
6671437
Property Type
Single Family Residence
Price Type
--
BEAUTIFUL Golf Course home with RESORT style backyard and sparking POOL. The perfect outdoor living space. This Spanish styled home is just waiting for YOU to add your own style and updates. Bright and Light 3 bedroom, 2.5 bath home with 2 car garage. **New AC unit**
6518 W Desert Blossom Way Florence, AZ 85132
$495,000
5
Beds
3.5
Baths
3,368
SqFt
Status
Active
MLS #
6671988
Property Type
Single Family Residence
Price Type
--
You won't be disappointed with the 5 bd, 3.5 bath, 2 story Yucca floor plan complete with a main floor master suit with walk-in tile shower, large walk-in closet, double sink. The main floor also includes a den, 1/2 bath, laundry, open floor plan with vaulted ceiling, separate dining area, gourmet kitchen, upgraded cabinets, tile backsplash, stainless steel appliances, granite countertops, water filtration system, large center island, 2 pantry closets. Upstairs you will find 4 more bedrooms, 2 baths, sitting area. Your backyard oasis offers a heated chlorine pool and spa, built in grill, covered patio and plenty of seating area for all your outdoor entertainment. Want to step away form the house you are within walking distance to all amenities offered by the community; open space parks, playgrounds spread throughout the subdivisions, catch and release fishing ponds, outdoor amphitheater, state of the art community center, heated community pool, water slides, splash pad area, various athletic courts and areas, K-8 School, dining, grocery store, and the Troon managed golf course Poston Butte.
4697 N 204th Lane Buckeye, AZ 85396
$495,000
2
Beds
2
Baths
1,657
SqFt
Status
Active
MLS #
6674327
Property Type
Single Family Residence
Price Type
--
MOVE RIGHT IN to this Kennedy on the corner! Situated in a quiet little niche of Victory, this Lennar floorplan is super popular - two bedrooms PLUS den, two baths, open kitchen/dining/great room. These original owners have maintained perfectly and upgraded - from custom metal screen security door to new lighting, ceiling fans, professionally painted throughout, epoxy garage floor, permanent heavy duty shelving & overhead storage in garage, professional landscape install extensive pavers in back & side yards. Ready to enjoy Victory living in a charming Victory neighborhood! FHA loan at 3.625 is Assumable!
29417 N 123rd Glen Peoria, AZ 85383
$495,000
4
Beds
2.5
Baths
2,622
SqFt
Status
Active
MLS #
6682362
Property Type
Single Family Residence
Price Type
--
Fantastic opportunity for this beautiful original-owner home in Vistancia Village that offers 4 bedrooms + den and loft in a spacious 2622 SqFt. The kitchen features 42'' white shaker-style cabinetry with hardware, granite countertops, subway tile backsplash, contemporary stainless/white Samsung appliances including a gas range and the matching refrigerator is included! Sliding doors lead out to the side patio with new pergola covering, pavers, and easy-care artificial turf, perfect for outdoor entertaining. Bedrooms and laundry are upstairs. The oversized primary bedroom has a step-out balcony and en-suite bath with extended dual sink granite vanity, framed mirrors, and large tiled shower with rain showerhead and glass surround. Upstairs bath also has granite counters and dual sinks,* and all bedrooms have walk-in closets. Other features include a den/office on the main level, under-stair storage, stone exterior elevation, and a 3 car garage. Community amenities include a private pool for the Village residents, and the Mountain Vista Club includes lap and resort pools, splash pad, tennis/pickleball courts, fitness studio, indoor basketball court, game room, and Vistancia's 3.5 mile Discovery Trail. See today!
3130 N 160th Avenue Goodyear, AZ 85395
$495,000
2
Beds
2
Baths
2,247
SqFt
Status
Active
MLS #
6680054
Property Type
Single Family Residence
Price Type
--
Lovely expanded Topaz model with owned solar, private backyard, pool w/cascading wall fountains, pavered patio & built-in BBQ for your outdoor living & entertaining. Kitchen boasts upgraded white cabinetry w/glass doors, crown molding, granite counters, full ht. backsplash, R.O. tap & ss appliances. Beautiful wood & tile floors, updated ceiling fans & plantation shutters. Large laundry room incorporates added cabinetry for extra storage, sink, & washer/dryer will remain. New A/C (2019) & WH (2020). Garage is extended length plus has golf cart cut-out, attached storage cabinets & soft water system. Located approx. 2 blocks to the Tuscany Falls clubhouse, art & fitness centers, this fabulous home is move-in ready to start enjoying the award winning PebbleCreek resort lifestyle!
36990 N Aleutian Drive San Tan Valley, AZ 85143
$495,000
3
Beds
2
Baths
2,183
SqFt
Status
Active
MLS #
6679966
Property Type
Single Family Residence
Price Type
--
An amAZing home for sale sitting on the border of San Tan Valley & Queen Creek only minutes from all new dining & shopping. This gated community has miles of walking trails throughout plentiful, lush open spaces along with 3 parks! This plan features 3 bedrooms (+office area off main bedroom),2 bath split floor plan. TWO outdoor living spaces: a courtyard & covered patio for your entertainment needs. The kitchen offers plenty of usable counters, & comes w/modern white shaker cabinets, quartz countertops & stainless steel appliances. & tile t/out all common areas! Smart home technology is included along w/14 seer 3 zone HVAC & energy saving features. Soft water loop! blinds! ceiling fans! & nicely landscaped backyard. Just had 1 yr inspection w/builder! Enjoy the AMAZING SUNSETS!
531 E Sack Drive Phoenix, AZ 85024
$495,000
4
Beds
2
Baths
1,950
SqFt
Status
Active
MLS #
6680094
Property Type
Single Family Residence
Price Type
--
THIS HOME WILL NOT LAST. 4 BEDROOM WITH A DIVING POOL ON A CULDESAC. WELL MAINTAINED HOME. EASY ACCESS TO THE FREEWAY. THIS IS A WORK REQUIRED MOVE SO TIME IS IMPORTANT
4818 W Ellis Street Laveen, AZ 85339
$495,000
4
Beds
3
Baths
2,606
SqFt
Status
Active
MLS #
6688126
Property Type
Single Family Residence
Price Type
--
HUGE DROP IN PRICE FOR QUICK SALE!!! MOVE IN READY. See this beautiful 2 story Laveen Home in a great neighborhood! It features 4 Bedrooms, 3 Bathrooms, Living Room, Family Room, Dining Area, Open Island Kitchen and granite countertops! Low Maintenance Front and a large grassy backyard - a great playground! A detached guest house (or office or shop. This is a super home for a large family AND for entertaining!