The monthly mortgage payment can be burdensome for many, but it’s possible you’ve thought of trying to pay it down more quickly. Without getting a new job or working overtime, here are some tips you can use on a daily basis to save additional funds and pay off your mortgage at a swifter rate.
Make Your Lunch
The five or ten dollars spent on lunch might not seem like a lot, but over time this amount adds up to a lot of savings. Instead of hitting the cafe, pick one or two nights each week to prepare a lunch for yourself so you can skip the daily expense.
Take A Coffee To Go
Like lunch, coffee is another thing that can end up costing a lot of money. However, instead of going for the two-dollar cup, make a pot before you leave for the day or opt for the office coffee instead. If you prefer yours on the go, you can always make it a once-a-week treat.
Avoid The Impulse
This might seem like a hard one to stick with, but instead of buying something because you want it, sit on it for a day or two and see if it still appeals to you. In all likelihood, the desire to purchase will pass and you’ll manage to keep more money in the bank.
Read The Flyers
Items like groceries may be a necessity, but that doesn’t mean that you have to buy the first thing you see. From fruits and vegetables to packaged goods, there are plenty of food items that go on sale all the time. By the time the month is out, you’ll be surprised how much you can save just by shopping around.
Skip The Cell Phone Plan
For most people, having a cell phone is a necessity these days; however, there are ways that you can get around the high costs that are often associated with smart phones. Instead of going for the expensive plan you have, settle for a little bit less service and talk to your provider about deals they can offer you.
It may seem like paying a higher monthly amount on your mortgage is impossible, but there are little ways to save each day that can help you pay it down faster. For more tips on home ownership give me a call – J.P. Cook – 602-320-4253.
Click Here to See What Your Home is Worth
3629 W Morelos Street Chandler, AZ 85226
$489,900
3
Beds
2
Baths
1,510
SqFt
Status
Active
MLS #
6697080
Property Type
Single Family Residence
Price Type
--
Updated 3BD 2BA single-level home in sought after Hearthstone community. No HOA, and super convenient location to all major highways shopping and entertainment. Tile and laminate flooring throughout - no carpeting - new roof, windows and hot water heater, with tasteful, new plantation shutters in kitchen/dining/family room set beneath vaulted ceilings. Granite counterops in kitchen, 2 car garate with slab parking and sizeable landscaped, fenced in back yard with RV gate and parking. Water softener, modern sercurity system and garage shelving included.
1355 N Balboa -- Mesa, AZ 85205
$489,900
3
Beds
2
Baths
1,584
SqFt
Status
Active
MLS #
6697475
Property Type
Single Family Residence
Price Type
--
If you are looking for the perfect Move-In Ready Home then look no further. This charming single-family home has been lightly lived in and offers 1,584 sq. ft. of comfortable living space. With 3 beds and 2 baths, it provides a cozy and inviting atmosphere. This home was built in 2019 and features modern amenities such as spacious layout with an open floor plan that allows an easy flow between rooms. Large windows brighten up the living space or close the beautiful plantation shutters to get a little extra sleep on the weekend! The kitchen is equipped with modern appliances and ample storage. The large granite island and white cabinets and the designer backsplash adds just the right touch of elegance to the home. The home also comes with upgraded appliances, fire suppression system, and even a tankless hot water heater. Enjoy the low maintenance backyard perfect for relaxing or entertaining. Need a little more space then the large green space, playground and pool are located just 4 homes down the street. Come see this Gem of a home today!
29856 N 119th Lane Peoria, AZ 85383
$489,900
3
Beds
2
Baths
1,633
SqFt
Status
Active
MLS #
6699869
Property Type
Single Family Residence
Price Type
--
Welcome to this charming 3 bedroom, 2 full bath home boasting a blend of elegant comfort and modern convenience. Step onto the wood-look title flooring that exudes warmth and sophistication, complemented by plush carpeting for added coziness. The heart of the home is the kitchen adorned with granite countertops, perfect for culinary adventures. Plus, enjoy the luxury of an owned water softener, ensuring every drop is refreshingly pure. Don't miss the opportunity to make this your home!
15023 N 55th Drive Glendale, AZ 85306
$489,900
2
Beds
2.5
Baths
1,918
SqFt
Status
Active
MLS #
6609101
Property Type
Single Family Residence
Price Type
--
2 Bedroom, 2.5 Bath, Sitting Room Primary Bed, 2 Car Garage. KITCHEN: 42'' upper basalt maple cabinets, Moon White upgraded granite counters, Gas GE Profile stainless appliances, tile backsplash. FLOORING: 5'' x 48'' Wood-Look LVP w/carpet in bedrooms. Luxury Primary Bathroom w/ door to Laundry, frosted pantry door, shower Bath 2, Gas stub BBQ and more
9214 W Kerry Lane Peoria, AZ 85382
$489,900
3
Beds
2.5
Baths
2,258
SqFt
Status
Active
MLS #
6619611
Property Type
Single Family Residence
Price Type
--
Experience upscale living in this 3-bed, 2.5-bath. Updated kitchen with granite countertops, kitchen island, stainless steel appliances with a wine fridge, pull out drawers & built-in desk complete this gourmet kitchen. Cozy family room with a fireplace. 2-car garage with golf cart parking. Elegant tile and laminate wood floors, vaulted ceilings & custom paint. Master suite with a spa-like bathroom. Solar panels for eco-friendliness.Step out into the backyard to soak in the breathtaking views of the 12th tee box and surrounding natural beauty. Golf cart & tools do not convey. Enjoy Westbrook Village amenities, 2 Rec Centers, heated pools, tennis, pickle ball courts and golf. Prime location near shopping, dining, and spring training facilities. Live the Arizona dream!
28420 S Rain Valley Road Elgin, AZ 85611
$489,900
4
Beds
2
Baths
2,280
SqFt
Status
Active
MLS #
6614323
Property Type
Manufactured Home
Price Type
--
With breathtaking mountain views, a private well, and a septic system, this property has everything you need for a quiet countryside getaway. Parcel #306-34-035-F included in the sale Internet tower lease provides 400.00 a year in income. The road into the property is paved and county maintained. Well was recently deepened and had a new well pump installed. Enjoy the federal recreation land nearby that includes Las Cienegas National Conservation Area, endless outdoor OHV, bird watching, and many more hiking opportunities. Furnishings in the home are available for purchase on a separate bill of sale. With breathtaking mountain views, a private well, and a septic system, this property has everything you need for a quiet countryside getaway. Parcel #306-34-035-F included in the sale Internet tower lease provides 400.00 a year in income. The road into the property is paved and county maintained. Well was recently deepened and had a new well pump installed. Enjoy the federal recreation land nearby that includes Las Cienegas National Conservation Area, endless outdoor OHV, bird watching, and many more hiking opportunities. Furnishings in the home are available for purchase on a separate bill of sale.
19550 N Grayhawk Drive Scottsdale, AZ 85255
$489,900
2
Beds
2
Baths
1,311
SqFt
Status
Active
MLS #
6634932
Property Type
Townhouse
Price Type
--
New carpet and new hard surfaces throughout Beautiful 2 bedroom 2 bath unit in double gated highly sought after Grayhawk Retreat Brand new flooring Full rec center and Pool/Spa facility Double patios and granite countertops in kitchen with luxurious breakfast bar Fireplace in great room/dining area Single car garage living area all on one level Only 1 owner! CLA for any other questions
7710 E Gainey Ranch Road Scottsdale, AZ 85258
$489,900
2
Beds
1
Bath
785
SqFt
Status
Active
MLS #
6642147
Property Type
Apartment
Price Type
--
Top Scottsdale location! The Courts in Gainey Ranch. Nicely updated 2 bedroom unit with hardwood flooring. The gorgeous kitchen features newer cabinets, countertops and stainless steel appliances. Soak up the beautiful Arizona weather on your private balcony. Enjoy access to all of the best amenities. Walk to the clubhouse, heated pool & spa, pickelball courts, tennis courts, and state of the art fitness center! 24 hour guard gated entry - this is the perfect winter getaway or year-round home!
1274 E Waterview Place Chandler, AZ 85249
$489,900
2
Beds
2
Baths
1,582
SqFt
Status
Active
MLS #
6647390
Property Type
Single Family Residence
Price Type
--
This light & bright home is nestled on a spacious, golf course lot in the desirable, active adult community of Springfield. Home has an open, primary bedroom split floor plan. The kitchen has upgraded white cabinets with pull-outs, under cabinet lighting, bevel edge countertops with navy trim, breakfast bar, pantry & the refrigerator is included. The primary bedroom suite has a walk-in closet and dual sink vanity in the bathroom. Inside laundry room has sink, storage cabinets & the washer and dryer are included. More great interior features include bay windows in the living room/dining room & second bedroom and ceiling fans throughout. Low maintenance backyard has spacious patio overlooking the golf course. There's an option for 40-55 years young residents subject to Buyer verification. Springfield Adult Resort Community amenities include golf course, recreational pool, lap pool, hot tub, hobby rooms, fitness room, library and movie room. The recreation center has sport courts for tennis, pickleball, horseshoes, shuffleboard, bocce ball and basketball. The Springfield community calendar is full of activities, club meetings and many events. There is an adjoining restaurant with lounge and dining area that is a popular gathering place for residents. You are not just buying a home, you are buying a lifestyle!
3536 E Oak Street Phoenix, AZ 85008
$489,900
4
Beds
2
Baths
1,850
SqFt
Status
Active
MLS #
6658684
Property Type
Single Family Residence
Price Type
--
Rent to Own OR Seller Financing Opportunity with low Downpayment. 4 Bedrooms/2 Bathrooms, 1850 SF home that has been completely renovated and is MOVE IN READY. Spacious Kitchen with gas cook top, all appliances and ample storage. Second kitchen outdoors with barbecue island. Wood tile plank flooring throughout. Separate laundry room with utility sink and Washer/drier.
7917 W Melinda Lane Peoria, AZ 85382
$489,900
3
Beds
2
Baths
1,520
SqFt
Status
Active
MLS #
6659422
Property Type
Single Family Residence
Price Type
--
Gorgeous POOL HOME in Fletcher Heights! Don't miss this renovated single story featuring 3 bedrooms plus flex space/2 bath home. Enter into the lovely family room that flows into the dining area and chef's kitchen with NEW stainless appliances, breakfast bar, painted cabs and walk in pantry! Stunning views of the sparkling pool with waterfall out of your slider. The Primary suite boasts walk in closet, two sinks and separate tub and shower. The flex space can be used as a home office/extra living space/anything! RV gate as well as 2 separate side yards! All new LVP, plush carpet, fixtures, etc! -Full interior paint -LVP -Baseboards -Light Fixtures -SS appliances -Carpet -SS sink -Plumbing fixtures -Paint cabs -Hardware -Resurface counters -Pool repairs/cleaning -Landscaping -Etc.
7140 S 68th Lane Laveen, AZ 85339
$489,900
4
Beds
2
Baths
2,477
SqFt
Status
Active
MLS #
6662402
Property Type
Single Family Residence
Price Type
--
YOUR BUYERS ARE GOING TO LOVE THIS FLOOR PLAN! OFFERS PRIVACY & VERY OPEN*SETUP NICELY FOR SOMEONE THAT WORKS FROM HOME OR NEEDS EXTRA SPACE FOR CRAFTS OR WORKOUT AREA. THE MASTER SUITE HAS A SEPARATE LIVING SPACE FOR SOLITUDE*PLUS 3 ADDITIONAL BEDROOMS* ALSO DEN IN FT OF HOME*OPEN KITCHEN LOOKS OUT TO FAMILY ROOM* PLUS THE IS A FORMAL LIVING ROOM IN FT, OF HOME*THIRD CAR GARAGE SPACE THAT COULD BE USED FOR ANOTHER OFFICE/WORK/HOBBY SPACE! *RV GATE* *****THIS ENERGY STAR HOME HAS SOLAR, ADDED INSULATION, SUN SCREENS,TO KEEP YOUR ELECTRIC BILLS LOW**** WATER SOFTENER, REVERSE OSMOSIS!! BEAUTIFUL VIEWS OF THE ESTRELLA MOUNTAINS* WALK TO HORSE PATH*CLOSE TO SHOPPING & RESTAURANTES* NEAR THE NEW 202 MAKES IT EASY TO GET AROUND THE VALLEY!! BACKYARD LANDSCAPING GREAT FOR ENTERTAININ