Get Your Mortgage Paid Down Faster With These 5 Simple Money Saving Strategies

The monthly mortgage payment can be burdensome for many, but it’s possible you’ve thought of trying to pay it down more quickly. Without getting a new job or working overtime, here are some tips you can use on a daily basis to save additional funds and pay off your mortgage at a swifter rate.

Make Your Lunch

The five or ten dollars spent on lunch might not seem like a lot, but over time this amount adds up to a lot of savings. Instead of hitting the cafe, pick one or two nights each week to prepare a lunch for yourself so you can skip the daily expense.

Take A Coffee To Go

Like lunch, coffee is another thing that can end up costing a lot of money. However, instead of going for the two-dollar cup, make a pot before you leave for the day or opt for the office coffee instead. If you prefer yours on the go, you can always make it a once-a-week treat.

Avoid The Impulse

This might seem like a hard one to stick with, but instead of buying something because you want it, sit on it for a day or two and see if it still appeals to you. In all likelihood, the desire to purchase will pass and you’ll manage to keep more money in the bank.

Read The Flyers

Items like groceries may be a necessity, but that doesn’t mean that you have to buy the first thing you see. From fruits and vegetables to packaged goods, there are plenty of food items that go on sale all the time. By the time the month is out, you’ll be surprised how much you can save just by shopping around.

Skip The Cell Phone Plan

For most people, having a cell phone is a necessity these days; however, there are ways that you can get around the high costs that are often associated with smart phones. Instead of going for the expensive plan you have, settle for a little bit less service and talk to your provider about deals they can offer you.

It may seem like paying a higher monthly amount on your mortgage is impossible, but there are little ways to save each day that can help you pay it down faster.  For more tips on home ownership give me a call – J.P. Cook – 602-320-4253.

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Sort by: Select Price, Low to High Price, High to Low Newer Listings First Older Listings First Open House Date

17338 W Columbine Drive Surprise, AZ 85388

$504,990

3 Beds

2 Baths

1,987 SqFt

Status Active

MLS # 6702487

Property Type Single Family Residence

Price Type --

Stunning and spacious home... Our Belice has 3 bedrooms + flex space to use as a study area, craft room or as you wish, 2 baths and a 3 car garage. Extended covered patio perfect for entertaining and a 12'x8' sliding glass door in the great room. Walk-in shower at owner's bath with tile surrounds. Enhanced kitchen island with 42'' uppers in the kitchen, pull out trash drawer and rollouts at pantry. Stainless steel appliances with gas range. AZT Hana Sky Quartz countertops in kitchen with a stainless steel undermount single bowl sink. DT Broxburn Gray 6x24 Plank tile in all areas of the home except bedrooms & closets. Painted ''Boulder - Gray'' cabinets throughout with 42'' kitchen uppers. Garage service door, 8' tall door with remotes. Estimated completion in July.

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4641 N 178th Lane Goodyear, AZ 85395

$504,490

4 Beds

3 Baths

2,384 SqFt

Status Active

MLS # 6695634

Property Type Single Family Residence

Price Type --

A unique single-story home featuring a social living area. Umber cabinets with white granite countertops and backsplash. Grey tile flooring in our Cool package. Abel Ranch is now open in Goodyear. Visit this gated community featuring a park, fitness stations, and more. We're proud to introduce new, professionally curated design packages and luxurious primary suites. We also build each home with innovative, energy-efficient features that cut down on utility bills so you can afford to do more living.* Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort and peace of mind.

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1226 W Park Street Phoenix, AZ 85041

$504,000

5 Beds

3 Baths

2,801 SqFt

Status Active

MLS # 6693462

Property Type Single Family Residence

Price Type --

Move in ready! Updated kitchen with white cabinets and full height subway tile backsplash! Main floor den/bedroom with French door entry. Full bath on main level. 5 additional bedrooms upstairs - including en suite primary with large walk in closet! Updated paint, luxury vinyl plank flooring throughout, ceiling fans in all the bedrooms. Large lot with covered back patio, turf, and plenty of opportunities to make it your own! Community has parks and play area.

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13244 N 19th Street Phoenix, AZ 85022

$504,000

3 Beds

2.5 Baths

1,795 SqFt

Status Active

MLS # 6697868

Property Type Single Family Residence

Price Type --

Seller will contribute $10K towards Buyers Closing Costs with full purchase price offer! Pre-appraisal came in at $510K. Come look at this beautifully designed and well maintained property nestled along the backside of the Pointe Golf Club on Lookout Mountain, giving you spectacular views of the city lights and the mountains! Located close to the highly acclaimed Lookout Mountain Park and Preserve. AC tune up and a detailed inspection was recently performed (2024), report will be available for buyer; Roofing was also professionally inspected and approved (2024); Extra large private balcony off the master bedroom with amazing views. The loft upstairs has several windows with the same beautiful city and mountain views, great for an office, workout, or reading space. Plantation shutters thr throughout; Painted inside and out with premium grade paints (2021); Premium carpeting- 53.6 OZ face weight Anso nylon with factory stain treatment and 9 pound pet protect padding (2021); Extra large closet under the stairs for storage; Epoxy sealed garage and patio floors; Beautiful covered patio with a private yard fully enclosed with elegantly stuccoed block wall and an RV gate. New LG refrigerator- never used. Nearby attractions include the very large Lookout Mountain park, with well serviced restrooms, tennis and volleyball courts, 2 children's playgrounds with shade and a large circuit of exercise equipment along with numerous covered picnic tables surrounding the expansive lawns. Next to this wonderful park is the Lookout Mountain Preserve with hiking trails that connect to the extended Phoenix Mountain Preserve with many miles of hiking trails and various peaks. The trail from Lookout Mountain Preserve connects through to the Pointe Golf Club on Lookout Mountain, and continues on to Piestewa Peak (formally named Squaw Peak), Dreamy Draw recreation area, North Mountain and Shaw Butte.

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4566 N 178th Lane Goodyear, AZ 85395

$503,990

4 Beds

3 Baths

2,384 SqFt

Status Active

MLS # 6694799

Property Type Single Family Residence

Price Type --

EXCLUSIVE opportunity to be one of the first to move in to Abel Ranch. This premium gated community at Camelback and the 303 is in the perfect location to enjoy peaceful living while being close to amenities. Plus, price increases with every phase ensure you walk into equity opportunity with this lovely home. Lot is tucked in the side of the community with no neighbors behind and mountain views from your backyard. You want this lot! It's adjacent to a wash and will have access to community walking trails and be within view of the large park. Lark Plan features generously sized flex space. Package for Lot 1 includes 42'' White Cabinets, Sparkling Quartz Countertops, English Grey tile everywhere you want it with plush carpet where you need in. Contact listing agent to learn about incentives

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37926 N Neatwood Drive San Tan Valley, AZ 85140

$503,990

5 Beds

4.5 Baths

3,131 SqFt

Status Active

MLS # 6699245

Property Type Single Family Residence

Price Type --

Beautiful NEW Home in PRIME San Tan Valley location, close proximity to Queen Creek and other major cities. JULY 2024 MOVE-IN! Prime lot bordering common area, overlooking scenic desert views. Featuring countless upgrades such as 9' ceilings, Shaw Ceramic Tile Floors, Granite countertops in the kitchen. Whirlpool Stainless steel appliances and white cabinetry. Washer and Dryer included. Energy-efficient features throughout, Wi-Fi & programmable thermostat, and electric range. Spacious walk-in closet in owner's suite! Front yard landscaping with irrigation included and generous covered patio in the backyard. Minutes from hiking trails and scenic mountain views! Fantastic proposed amenities include community lake, parcourse stations, bike loops and racks, ramadas, shaded play structures, great park area including large community pavilion, BBQ grills, picnic tables, pickleball court and open space areas. Located near Queen Creek, highly rated schools and easy access to shopping centers, dining options and entertainment venues.

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15936 W Kino Drive Surprise, AZ 85374

$503,900

2 Beds

2 Baths

2,403 SqFt

Status Active

MLS # 6626604

Property Type Single Family Residence

Price Type --

HUGE PRICE REDUCTION!!!! Beautiful expanded Verbena model in the resort style living of The Grand. This beautiful home has been remodeled and is very inviting with its fully remodeled kitchen, bathrooms and other living areas. This home also has fresh exterior paint that was completed in 2022. In the kitchen there is all new cabinets, appliances, granite countertops and tile backsplash. The gourmet kitchen in this home is stunning! The expansive master bath has been completely remodeled as well with new cabinetry, walk in tiled shower, granite countertops and mirrors. The guest bathroom has been remodeled as well! New flooring throughout the home with a combination of gorgeous tile and premium carpet and padding! There is a bonus room on the rear of the house that is climate controlled. Beautiful expanded Verbena model in the resort style living of The Grand. This beautiful home has been remodeled and is very inviting with its fully remodeled kitchen, bathrooms and other living areas. This home also has fresh exterior paint that was completed in 2022. In the kitchen there is all new cabinets, appliances, granite countertops and tile backsplash. The gourmet kitchen in this home is stunning! The expansive master bath has been completely remodeled as well with new cabinetry, walk in tiled shower, granite countertops and mirrors. The guest bathroom has been remodeled as well! New flooring throughout the home with a combination of gorgeous tile and premium carpet and padding! There is a bonus room on the rear of the house that is climate controlled and finished to interior standards. The extended garage leaves ample space for larger vehicles and a golf cart. Put this home on your must-see list! Current owner would consider a 3-6-month lease back.

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5025 W Desert Cove Avenue Glendale, AZ 85304

$503,900

3 Beds

2 Baths

1,772 SqFt

Status Active

MLS # 6668886

Property Type Single Family Residence

Price Type --

''Welcome to Your Spacious Oasis in Established Glendale Neighborhood!'' Discover the allure of this spacious and beautiful home nestled in a well-established Glendale neighborhood. Boasting 3 bedrooms and 2 bathrooms, this residence offers ample living space with large living, dining, and family rooms. Step inside to find a home adorned with all-tile flooring throughout the main living areas, creating a seamless flow and easy maintenance. The heart of the home is the great kitchen, featuring an island, granite countertops, and stainless steel appliances - perfect for culinary adventures and entertaining guests. Outside, the backyard beckons with a covered patio and a sparkling pool, offering a private retreat for relaxation and enjoyment. This home is conveniently located within close proximity to schools, dining, shopping, entertainment, and major highways, providing easy access to all the amenities the area has to offer. Don't miss the opportunity to make this your new home sweet home! Embark on the next chapter of your life in this inviting oasis.

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7413 W Gardenia Avenue Glendale, AZ 85303

$503,652

5 Beds

3 Baths

2,465 SqFt

Status Active

MLS # 6696005

Property Type Single Family Residence

Price Type --

Welcome to Alto by K. Hovnanian Homes, this popular Tenor floorplan includes an upgraded 5 bedroom and full bath on the first floor. The kitchen is beautifully appointed with Meridian Grey Quartz counters, White recessed panel Cabinets and GE Stainless-steel appliances. The great room is ideal for relaxing and entertaining. Upstairs includes a large loft with 2 additional bedroom and the Primary Suite. This amazing home will be ready for an August 2024 Move-in! ^^^Up to 4% of Base Price can be applied towards closing cost and/or short-long term interest rate buydowns when choosing our preferred Lender. Additional eligibility and limited time restrictions apply. ***Prices subject to change, photos may be of a model home or virtually staged, actual home will vary.

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25635 N 185th Drive Surprise, AZ 85387

$502,995

3 Beds

2 Baths

1,690 SqFt

Status Active

MLS # 6672296

Property Type Single Family Residence

Price Type --

Explore this elegant Bronze home, ready for Summer move-in! Included features: a generous great room with center-meet doors leading onto an inviting covered patio; a dining area; an impressive kitchen showcasing 42'' cabinets, quartz countertops, a center island, a walk-in pantry and stainless-steel appliances, including a gas range; two secondary bedrooms with a shared bath; and a lavish primary suite boasting an oversized walk-in closet and a private bath with double sinks. This home also offers 6'' x 35'' stone tile flooring, cultured marble bathroom countertops, ceiling fan prewiring, front yard landscaping and a concrete-paver driveway and walkway

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16802 W Desert Mirage Drive Surprise, AZ 85388

Open House

$502,935

4 Beds

3 Baths

2,358 SqFt

Status Active

MLS # 6702505

Property Type Single Family Residence

Price Type --

Up to 2% of total purchase price towards closing costs incentive offer. Additional eligibility and limited time restrictions apply. MLS#6702505 September Completion! The Paisley at Paradisi Discovery offers a two-story layout spanning 2,358 square feet, complete with 4 beds, 3 baths, a 2-car garage, and a loft. This stunning home features a first-floor bedroom, ensuring privacy and convenience for guests. The expansive open gathering room, casual dining, and kitchen area with quartz countertops create a spacious environment, complemented by an adjacent outdoor living area for seamless indoor/outdoor living. Upstairs, the loft provides versatility as a play area, study, or secondary living space. The owner's suite boasts a walk-in closet and double sinks, adding a touch of luxury.

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27079 N 167th Drive Surprise, AZ 85387

$502,801

5 Beds

4 Baths

2,531 SqFt

Status Active

MLS # 6699666

Property Type Single Family Residence

Price Type --

Can't find what you want on the resale market, look no further. This spacious 5 bedroom, 4 bathroom home, featuring an office space, open concept living and dinning room area with beautiful site line views backing the Sonora desert !! If your looking for a tech equipped, spacious, beautifully finished single story home offering 2 non primary rooms that have en suites and a work space this is the home for you !!

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