A mortgage broker can be a helpful tool in finding the right opportunity for you, but it can be tempting to deal with mortgage apps that may be able to consolidate all the information you need in one place. While many modern apps can be quite convenient, there are a few reasons you may want to use a knowledgeable mortgage professional to ensure the credibility of your most important purchase.
Up-To-Date On Credible Lenders
A mortgage app can certainly provide many mortgage insights, but it’s not necessarily an able replacement for a broker who has dealt with many different lenders and knows the ins and outs. While an app can point you in the right direction, a broker will be able to keep you informed of all the little details.
Access To Better Rates
There are no guarantees that working with a broker will get you a better deal, but because brokers work in conjunction with a variety of different lenders, they can often get lower rates or special deals which you may not be able to find on your own.
Saving On Fees
In addition to assisting you with finding the best rates, a broker may also be able to minimize fees like the application and/or appraisal fees so that you can knock some of the costs off your mortgage. Since brokers have an established relationship with lenders, this is something you can use to your advantage.
All The Available Options
It can be overwhelming to go through all of the available lenders, and even a detailed app may not be able to provide this information. However, instead of the most popular current options, a mortgage broker will have lending information available from all kinds of institutions so you can choose what will work best.
Making The Process Run Smooth
An app may seem like a time-saver with all the information at your fingertips, but having a broker to look through things for you can provide a lot of comfort and clarity. While you do have the option of diving in on your own, having an expert to help you over the hurdles can go a long way.
There are so many apps out there that can make life a lot easier, but mortgage apps may not be the place to start when it comes to your mortgage process. If you’re currently considering your options, give me a call for more information – J.P. Cook – 602-320-4253.
Click Here to See What Your Home is Worth
108 N 236th Avenue
Buckeye, AZ 85396
$499,980
4
Beds
3
Baths
2,248
SqFt
Status
Active
MLS #
6678396
Property Type
Single Family Residence
Price Type
--
Recently remodeled 4 bed 3 bath with 3 car garage on a view lot with all new soft close kitchen/bathroom cabinets, quartz counters, designer tiled backsplash, modern cabinet hardware, stainless upgraded appliances, large farmhouse sink with commercial sprayer faucet, tile throughout main home, lush carpet and upgraded padding in bedrooms, new chrome interior door hardware, custom walk in tiled oversized master shower, his and her sinks, large master closet, walk out slider doors from master to back patio, blinds, ceiling fans, designer lighting, LED recessed lights, HUGE laundry room, new water heater, newly painted interior/exterior, huge covered patio with a professionally landscaped back yard with built in BBQ area, mountain views, and so much more to see in person!!
Tubac
AZ 85646
$499,900
2
Beds
2
Baths
1,743
SqFt
Status
Active
MLS #
6683032
Property Type
Single Family Residence
Price Type
--
Adjoining the lush Santa Cruz River, the Trails Head community is a vibrant part of the Barrio de Tubac. You can enjoy proximity to the Historic/Artisan Village of Tubac itself which has recently been voted by USA Today as the number one up and coming Artisan Community in the Country. The Trails Head neighborhood also adjoins the renowned Juan Bautista de Anza National Historic Trail which provides many miles of shaded areas to enjoy throughout the year. This 1743 sq/ft , 2 bedroom 2 bath plus den, home is positioned to take advantage of everything Tubac has to offer. Wether it is enjoying shopping and the art scene or experiencing the many outdoor opportunities, Trails Head in the Barrio de Tubac is a wonderful place to call home!
Pinetop
AZ 85935
$499,900
3
Beds
2
Baths
1,740
SqFt
Status
Active
MLS #
6695219
Property Type
Single Family Residence
Price Type
--
Location, Location, Location! Complete renovation was completed in 2019 including plumbing, electrical & beautiful interior finishes. Including wood floors, granite countertops in the kitchen and bathrooms. The front yard offers apple trees, cherry, blackberry, raspberry, elderberry, strawberry plants, and many more ornamental flowering plants. Rock chip seal driveway new June 2021. Attic space offers 300+ sq ft of additional storage w.a pull down ladder installed 2021. A sturdy decorative stone mailbox was built in 2021. No HOA & close to Woodland Lake Park. Better Hurry!
12211 N Fountain Hills Boulevard
Fountain Hills, AZ 85268
$499,900
3
Beds
2
Baths
1,596
SqFt
Status
Active
MLS #
6700723
Property Type
Twin Home
Price Type
--
Welcome to this meticulously crafted custom home nestled in a serene neighborhood boasting mesmerizing mountain vistas and, best of all, no HOA restrictions! Step into luxury through the iron front entry door, complemented by iron scroll window guards, and be greeted by a stunning large tile floor medallion, setting the tone for a Tuscany-inspired experience. Premium engineered REAL wood floors grace the main living areas, paired with a wood-iron banister staircase railing for a touch of elegance. The kitchen is a culinary delight, featuring abundant high-end cabinetry, custom cabinets, and chiseled Italian granite countertops, all accented by skillfully crafted crown molding. Upgrade your lifestyle with 6200 series windows from Home Depot, enhancing energy efficiency and aesthetics throughout. Both bathrooms have undergone stylish facelifts, while brand new neutral carpet and pad add comfort to all three bedrooms. Enjoy the natural light flooding in through newer Anderson windows and double sliding patio doors, augmented by three skylights in the tall ceilings, creating a soothing ambiance. Step outside to the newer balcony, offering panoramic views that are sure to impress. The backyard oasis beckons with custom iron doors leading to a luxurious custom pool and premium stone decking, perfect for relaxation or entertaining. Unwind with a nightly swim right outside the owner's suite, where comfort meets luxury. Nestled on a quiet street, this home offers the perfect blend of elegance, comfort, and tranquility.
3040 W Black Oak Loop
Show Low, AZ 85901
$499,900
3
Beds
2
Baths
1,432
SqFt
Status
Active
MLS #
6679189
Property Type
Single Family Residence
Price Type
--
Brand-new home. Located in the desirable Torreon Golf Villas II. This stand-alone Villa is just what you've been looking for. Tall Ponderosa Pines surround this pristine new build. Enjoy granite countertops, a walk-in shower, open concept living area, with T&G ceilings. Luxury vinyl plank and 2'' wood blinds throughout. Spacious Kitchen. Gas Fireplace. Insta hot water heater w/filter. 2 garages. This split, Three-bedroom floorplan is ideal for a primary residence, or a place to get away. Just a short ride to the Clubhouse for a nice meal or a round of Golf. Don't forget to bring your fishing pole, to enjoy one of the beautiful lakes on the mountain. At the end of the day, watch the beautiful sunset in the crisp, mountain air. Owner/Agent and may benefit from proceeds
4422 E Arapahoe Street
Phoenix, AZ 85044
$499,900
2
Beds
2
Baths
1,397
SqFt
Status
Active
MLS #
6704429
Property Type
Single Family Residence
Price Type
--
On a quiet street your Updated home awaits with another home on only one side while backing up to the greenbelt. Bright and open with lots of natural light. Entertain friends and family in the kitchen that opens to the living area for today's entertaining. Relax on the covered patio while others enjoy the alternate seating area as kids play in pool and pets roam the generously sized yard. So much of what you can touch inside is updated from windows, fixtures, lighting to the modern bathrooms. Your office could be a workout room or even a 3rd bedroom. The large laundry room you deserve (which may make the square footage larger than advertised). Step away is the greenspace behind your home where you can play ball, walk or just let kids and pets play. Less than a mile to shopping and dining.
3550 E Edna Avenue
Phoenix, AZ 85032
$499,900
3
Beds
2
Baths
1,157
SqFt
Status
Active
MLS #
6659931
Property Type
Single Family Residence
Price Type
--
Your dream home awaits! Meticulously cared-for Pulte gem, ready for its next chapter. Second owners, captivated by its charm. Mature landscaping, citrus trio, and a pergola create a private retreat. AMPLE STORAGE, 2 car garage with a Brand-new garage overhead storage, custom blinds, and windows, and fresh paint amplify interior allure. * Updated paint, light & plumbing fixtures and a stove with built-in air fryer! Make it your own or move in hassle-free. Proximity to top-notch dining, shopping, and seamless freeway access. Ideal timing for Spring Training! Embrace an active lifestyle with nearby trails. Modern convenience and security with a smart lock, new ADT system, and cameras. **Your peace of mind assured until July 2025 with an included home warranty. Come see your home in perso
10508 E Nichols Avenue
Mesa, AZ 85209
$499,900
3
Beds
2
Baths
1,704
SqFt
Status
Active
MLS #
6700453
Property Type
Single Family Residence
Price Type
--
Situated on a N/S Corner Lot within the ''New Old-Home Neighborhood'' of Mulberry. Featuring nice curb appeal with Front Porch and pavered driveway, a split great room floor plan with lots of tile, 2'' Blinds, Lots of Crown Molding, the beautiful kitchen features a huge island/breakfast bar, granite counters with Subway Tile backsplash, Lots of Cabinets w/hardware with crown molding, Stainless Steel Appliances incl Gas Range, Plumbed for gas dryer in laundry room, Large Owners Suite with Crown Molding, Walk-In Closets in Owners Suite & 1 Secondary Bedroom, Covered Patio Overlooking Nicely Landscaped w/synthetic grass area, Separate Awning w/Sitting Area. Plumbed for Sink in Garage. Mulberry is a master-planned community that EVERYONE falls in love with. It's almost like an enchanted land. ...magically reminiscent of the early 1900s when homes sprung up to create quaint neighborhoods. Our community features two beautiful main entrances with lush landscaping. Tree-lined boulevards lead to centrally located Mulberry Park, no more than a short walk from anywhere in the neighborhood. But the neighborhood beauty isn't all we have! Our amenities include sport courts, playgrounds, two pools, fitness, multipurpose room, a huge event lawn, and a Lifestyle program. Adjacent to the community, Desert Ridge Junior and High Schools, as well as two elementary schools, are all part of the top-rated Gilbert School District. The 202 Santan and US 60 Superstition Freeways are each within approximately 1.8 miles of Mulberry. Mesa's tech corridor, expected to provide thousands of job opportunities, lies just one mile south. Also, within a mile, you'll find major shopping, dining, and entertainment.
17852 W Jessie Lane
Surprise, AZ 85387
$499,900
4
Beds
2.5
Baths
2,821
SqFt
Status
Active
MLS #
6671520
Property Type
Single Family Residence
Price Type
--
Beautiful move-in ready home with 4 spacious bedrooms, 2.5 baths w/ loft and study. Primary bedroom is downstairs with an en suite bath that connects to the laundry room. Open floor plan with a great room and eat-in kitchen. Large island and a Butler's Pantry. Gorgeous tile downstairs. Upstairs has a large loft with 3 bedrooms and a bath. Low maintenance backyard w/pavers, artificial grass and an RV gate. Perfect home for entertaining!
3535 W Acapulco Lane
Phoenix, AZ 85053
$499,900
4
Beds
2
Baths
2,421
SqFt
Status
Active
MLS #
6676367
Property Type
Single Family Residence
Price Type
--
Stop the car for this immaculate remodeled gem in North Phoenix! This 4 bed/2 bath was taken down to the studs and painstakingly renovated from top to bottom. The home features ample natural light, striking wood-look tile in all the right places, new carpet in the bedrooms, neutral colors, and updated bathrooms. The modernized kitchen boasts exquisite quartz countertops, elegant Shaker cabinetry, a spacious breakfast bar, pendant lighting, and new stainless steel appliances. Outside, you'll find an expansive covered patio and low-maintenance landscaping. The home is located in a quiet neighborhood near the I-17, loop 101, ASU West Campus, and GCU. Welcome home!
8119 W Lane Avenue
Glendale, AZ 85303
$499,900
4
Beds
2
Baths
2,012
SqFt
Status
Active
MLS #
6675271
Property Type
Single Family Residence
Price Type
--
WELCOME HOME! A CHARMING SINGLE-STORY RANCH-STYLE HOUSE. NESTLED IN A QUIET, WELL-MAINTAINED GATED COMMUNITY. THE EXTERIOR FEATURES A COVERED PORCH, AND WELL MANICURED LANDSCAPE. ENTERING THE INTERIOR, YOU WILL SEE SHOWCASE TILE THROUGHOUT THE ENTRY-WAY, LIVING SPACE, KITCHEN & BATHROOMS. THIS HOME OFFERS AN OPEN FLOOR PLAN BETWEEN THE KITCHEN & LIVING AREA. UPDATED WITH STAINLESS-STEEL APPLIANCES, GRANITE COUNTERTOPS, & TALL CABINETS. HEADING TO THE BACKYARD, YOU WILL EXIT THROUGH A LARGE DOUBLE SLIDING GLASS DOOR. LEADING TO A COVERED BACK PATIO, & LUSH GREENERY. THE BACK ALSO INCLUDES ELECTRICAL DISCONNECT BOX FOR A SPA! IN ADDITION, BOTH BATHROOMS OFFER DOUBLE SINKS! THE PRIMARY BATHROOM BOASTS A GARDEN TUB & WALK IN SHOWER! THIS 2012 SQ. FT. 4 BED, 2 BATH IS MOVE IN READY!
701 W Marlboro Drive
Chandler, AZ 85225
$499,900
3
Beds
2
Baths
1,515
SqFt
Status
Active
MLS #
6678423
Property Type
Single Family Residence
Price Type
--
Beautifully remodeled 3/2 with a pool in a great chandler neighborhood. Remodel was just finished including new quartz counters, laminate wood flooring in bedrooms, new shower in hall bath, new vanity, interior and exteror paint, new backyard landscaping with turf. new plaster in pool and much more...
