Forget Mortgage Apps: 5 Reasons Why You’ll Want to Use a Human Mortgage Broker

A mortgage broker can be a helpful tool in finding the right opportunity for you, but it can be tempting to deal with mortgage apps that may be able to consolidate all the information you need in one place. While many modern apps can be quite convenient, there are a few reasons you may want to use a knowledgeable mortgage professional to ensure the credibility of your most important purchase.

Up-To-Date On Credible Lenders

A mortgage app can certainly provide many mortgage insights, but it’s not necessarily an able replacement for a broker who has dealt with many different lenders and knows the ins and outs. While an app can point you in the right direction, a broker will be able to keep you informed of all the little details.

Access To Better Rates

There are no guarantees that working with a broker will get you a better deal, but because brokers work in conjunction with a variety of different lenders, they can often get lower rates or special deals which you may not be able to find on your own.

Saving On Fees

In addition to assisting you with finding the best rates, a broker may also be able to minimize fees like the application and/or appraisal fees so that you can knock some of the costs off your mortgage. Since brokers have an established relationship with lenders, this is something you can use to your advantage.

All The Available Options

It can be overwhelming to go through all of the available lenders, and even a detailed app may not be able to provide this information. However, instead of the most popular current options, a mortgage broker will have lending information available from all kinds of institutions so you can choose what will work best.

Making The Process Run Smooth

An app may seem like a time-saver with all the information at your fingertips, but having a broker to look through things for you can provide a lot of comfort and clarity. While you do have the option of diving in on your own, having an expert to help you over the hurdles can go a long way.

There are so many apps out there that can make life a lot easier, but mortgage apps may not be the place to start when it comes to your mortgage process. If you’re currently considering your options, give me a call for more information – J.P. Cook – 602-320-4253.

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16241 W Soft Wind Drive Surprise, AZ 85387

$500,072

3 Beds

3 Baths

2,501 SqFt

Status Active

MLS # 6620815

Property Type Single Family Residence

Price Type --

MOVE IN READY. Beautiful ESCALANTE Community, SILVERSMITH Plan, 3 bedroom, Open Study, 3 Baths, 2 Car Garage, 9 Foot Ceilings On Both Floors, 8 Foot Interior Doors, Gourmet Kitchen, UPGRADED FLOORING, CABINETS And COUNTERTOPS, 2 Inch Pearl White Blinds, Ceiling Fans In All Rooms. Energy Star Qualified Home, Indoor Air Plus, Buyer May Still Select Appliances, 8 Foot Tall Garage Door, Located A Short Distance From The Community Pool Area, Picnic Area, Tot Lots, Basketball, Pickle Ball Courts And So Much More. This Home Is MOVE IN READY, $1,750 Front Landscape Credit, Schools And New Shopping Center Nearby. Full Builder Warranty. QUICK CLOSE.

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19122 W Solano Drive Litchfield Park, AZ 85340

$500,000

4 Beds

2.5 Baths

1,943 SqFt

Status Active

MLS # 6622128

Property Type Single Family Residence

Price Type --

UPGRADED and Nestled in Litchfield Park, against the White Tank Mountains, 19122 W Solano Dr is a haven of modern comfort and classic charm. Meticulously maintained, this residence welcomes with a bright, open interior featuring a European kitchen, spacious bedrooms, and ready for your stylish decor. The outdoor oasis, with its synthetic landscaping and inviting patio, provides a private retreat. 4 bedroom, 2.5 bathroom spacious home ready for you to move right in. The fully landscaped property is ready for those beautiful days outside. Backyard ready, (no dirt lot), ready for Arizona BBQ weather. With top-notch amenities and a prime location near schools and parks, this home offers a perfect balance of convenience and tranquility. Don't miss the chance to make 19122 W Solano Dr your own.

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17055 W Jenan Road Surprise, AZ 85388

Open House

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$500,000

4 Beds

2.5 Baths

2,379 SqFt

Status Active

MLS # 6704766

Property Type Single Family Residence

Price Type --

Better than a new build because you don't have to wait or Pay the original $550k Ticket Price! Resort style neighborhood welcomes you home w/ tree lined streets & mountain backdrops. Community pool will have you keeping cool & making new friends. Get a workout at the gym while you're there too! Luxurious garden tub in primary soaks away the days stress. Execute a perfect meal in stunning kitchen with all the space any great chef needs. Entertain with pride & ease from functional open floor plan that allows for gatherings galore. The best part, you get to create the backyard of your dreams! Oversized covered patio is ready to anchor all you can vision...perhaps an outdoor kitchen, it's ready for that. At this starting price, only one buyer will be lucky enough to snag it, be sure its you!

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13744 W Amaranth Street Peoria, AZ 85383

$500,000

2 Beds

2 Baths

1,800 SqFt

Status Active

MLS # 6645653

Property Type Single Family Residence

Price Type --

In the highly desirable Vistancia Village lies this beautifully presented residence. Along with access to wonderful community features including Swimming pool, clubhouse and sports courts it offers a peaceful corner location. The interiors begin with a long hallway passing the work from home office or sitting room into the open plan living space. This incorporates the family room, gourmet kitchen with modern appliances, dining room and large sliding doors to the patio. The spacious rear yard is the perfect blank canvas for desert landscaping or swimming pool. The primary bedroom suite delivers a large bedroom, a beautifully appointed bathroom and fitted closet. The bright secondary bedroom enjoys a private bathroom and closet. The bright secondary bedroom enjoys a private bathroom and closet. With a 3 car garage, water softener, reverse osmosis and security system it offers a move-in ready opportunity to enjoy this beautiful region.

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4895 E Amarillo Drive San Tan Valley, AZ 85140

$500,000

5 Beds

3 Baths

2,621 SqFt

Status Active

MLS # 6666059

Property Type Single Family Residence

Price Type --

Welcome to this spacious and beautifully layout two history house with 5 bedroom 3 bathroom situated on an oversized corner lot. The main floor features 2 separate living and dining areas with a bedroom and full bathroom as well. The second story encompasses a large loft with 4 spacious bedrooms. The primary suite has a large walk-in wardrobe closet and primary bathroom with dual vanities, a soaking tub and a stand alone shower. The backyard features artificial turf and extended patio space for entertaining. Laredo Ranch counts with relaxing and peaceful parks and walking trails for your daily exercise. Located close to grocery stores, shopping centers, and restaurants.

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12687 W Lowden Road Peoria, AZ 85383

$500,000

3 Beds

3 Baths

1,814 SqFt

Status Active

MLS # 6667534

Property Type Single Family Residence

Price Type --

Pride of ownership is shown in this beautiful residence nestled in Vistancia Village! Discover a perfectly flowing layout showcasing neutral tile floor, designer color palette, and a charming fireplace perfect for cozy nights at home. The fabulous kitchen boasts cherry wood cabinets adorned with crown moulding, built-in appliances, recessed lighting, granite counters, a see-through pantry, and a peninsula complete with a breakfast bar. The main bedroom offers soft carpet in all the right places, a generously sized sitting area, a walk-in closet, and a private bathroom with dual sinks. Spend relaxing afternoons in the wonderful backyard featuring a covered patio and a refreshing swimming pool great for the summer! Don't miss out on this one! ALL furnishings to convey.

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3531 E Winchcomb Drive Phoenix, AZ 85032

$500,000

4 Beds

2 Baths

1,417 SqFt

Status Active

MLS # 6690885

Property Type Single Family Residence

Price Type --

Discover your perfect home just minutes from the redeveloped PV Mall District, featuring four bedrooms, two baths, and an oversized spacious lot. Enjoy the two-car garage, RV gate, and easy parking. With low-maintenance landscaping, large cul-du-sac lot, and NO HOA, it's a rare find. Located in the Paradise Valley School District, near shops and parks, with quick access to highways. Plus, it has solar power, cutting costs and boosting value. This home offers comfort, convenience, and sustainability—don't miss out!

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4032 W Hartford Avenue Glendale, AZ 85308

$500,000

3 Beds

2 Baths

1,918 SqFt

Status Active

MLS # 6687559

Property Type Single Family Residence

Price Type --

Located in the quiet Desert Pines neighborhood only minutes from the 101 and I-17, this home is ready for the first-time homebuyer, the growing family, the active single or the empty nester. This home has NO HOA. Set on a spacious corner lot, there is access into the backyard on the west side of the property through an 11-foot sliding RV gate with plenty of parking for a large RV, utility vehicles, trailers, etc. The front yard showcases a desert landscape with rosemary bushes near front door. In addition to RV parking, there is a fully fenced sparkling PebbleTec play pool with a baja shelf at one end and a stone waterfall feature at the other end. Also, there is a 10'X10' Tuff Shed utility shed for storing items. As you enter the front door, there is a sunken living room with a large window. A fireplace in the family room welcomes your guests as you move through the home. This space could also be used as a dining room for larger gatherings. The kitchen has dramatic black and stainless-steel appliances including an over the stove microwave/convection oven. The kitchen counters are granite with glass backsplash. Sliding glass doors open to the covered patio and a paved area with a gazebo for outdoor entertaining. There are solar panels and a newer HVAC energy efficient system to aid in keeping your electrical costs down. Each bathroom has attractive tiling with plenty of lighting and storage. With a linen closet at the end of the hallway, there is plenty of storage for many items in this space. The large primary bedroom has a walk-in closet and will fit a king size bed with multiple dressers. Each of the remaining rooms are sufficient for guests and will fit queen size beds comfortably. There is a room off the kitchen for laundry with a pantry cabinet and also has storage for cleaning supplies. There are cabinets above the laundry machine for additional storage. There is a door off this room to the back yard with another one into the spacious double car garage.

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5711 W Lydia Lane Laveen, AZ 85339

$500,000

3 Beds

2 Baths

1,879 SqFt

Status Active

MLS # 6684732

Property Type Single Family Residence

Price Type --

Welcome to your dream oasis within a gated community. This exceptional property boasts a prime location on a corner lot for privacy and tranquility. Step inside and be greeted by an expansive interior with three generously sized rooms, each offering ample space for relaxation and comfort. The master bedroom features a sprawling walk in closet that easily accommodates your wardrobe and more. Outside, indulge in the epitome of leisure with your very own pool, perfect for refreshing dips on warm summer days or luxurious lounging under the sun framed by majestic mountain views. Plus, with a three-car garage, you'll have plenty of room for your vehicles and storage needs. Go see it today and step into a world of privacy and tranquility.

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10514 W Cocopah Street Tolleson, AZ 85353

$500,000

5 Beds

3 Baths

3,110 SqFt

Status Active

MLS # 6695074

Property Type Single Family Residence

Price Type --

Refined elegance graces this exquisite two-story residence nestled on a corner lot, boasting a captivating pool. The kitchen exudes sophistication with granite countertops, stainless steel appliances. With one bedroom downstairs and four more above, the primary suite stands out with its spacious layout, accommodating a charming sitting area. Outdoors, the focal point is the inviting backyard pool, promising endless relaxation and enjoyment.

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2859 W Lyman Drive San Tan Valley, AZ 85144

$500,000

3 Beds

3 Baths

1,900 SqFt

Status Active

MLS # 6689846

Property Type Single Family Residence

Price Type --

Looking for a Master Planned Community, with walking trails, ramadas, barbeques, shaded tot lots, horseshoes, bocce ball courts, full and half basketball courts, volleyball courts, pickleball courts, an exercise circuit park and a huge 7,248 sq. ft. surface area community pool? This is it! Check out this practically brand new, 3 bedroom + Den, 3 full bathroom property on a cul-de-sac. Owners spared no expense at the design center, with Upgraded cabinetry w/ crown moulding, high end granite counter tops, a gas cooktop, built in oven & microwave, under cabinet lighting & a huge kitchen island. Primary has an oversized bedroom with a spacious master suite. This bathroom is complete with a tile super shower and oversized closet. Property has great natural light, in part to the oversized slider that leads to a completely landscaped backyard. Sit on the patio and enjoy your low maintenance backyard with pavers in all the right places, and synthetic turf.

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7215 W St Charles Avenue Laveen, AZ 85339

$500,000

4 Beds

3 Baths

3,143 SqFt

Status Active

MLS # 6689852

Property Type Single Family Residence

Price Type --

This remarkable 2-story home with a 3-car garage, heated pool and breath-taking mountain views is now available and move-in ready! As soon as you enter, you'll feel right at home as you're greeted with a warm, welcoming color pallete that perfectly complements the tile and wood flooring. Plenty of space throughout for the entire family, with large bedrooms, an expansive family room, and a kitchen large enough for the pickiest of chefs. Need more space? No problem! Downstairs, you'll find a separate den/game room. Upstairs, the loft is another great flex space. Outside, the backyard boasts a spacious patio extended by an adjoining pergola, a heated pool, mountain views, and low-maintenance desert landscaping! No need to waste time, bring the whole family on over to check this one out ASAP!

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