Forget Mortgage Apps: 5 Reasons Why You’ll Want to Use a Human Mortgage Broker

A mortgage broker can be a helpful tool in finding the right opportunity for you, but it can be tempting to deal with mortgage apps that may be able to consolidate all the information you need in one place. While many modern apps can be quite convenient, there are a few reasons you may want to use a knowledgeable mortgage professional to ensure the credibility of your most important purchase.

Up-To-Date On Credible Lenders

A mortgage app can certainly provide many mortgage insights, but it’s not necessarily an able replacement for a broker who has dealt with many different lenders and knows the ins and outs. While an app can point you in the right direction, a broker will be able to keep you informed of all the little details.

Access To Better Rates

There are no guarantees that working with a broker will get you a better deal, but because brokers work in conjunction with a variety of different lenders, they can often get lower rates or special deals which you may not be able to find on your own.

Saving On Fees

In addition to assisting you with finding the best rates, a broker may also be able to minimize fees like the application and/or appraisal fees so that you can knock some of the costs off your mortgage. Since brokers have an established relationship with lenders, this is something you can use to your advantage.

All The Available Options

It can be overwhelming to go through all of the available lenders, and even a detailed app may not be able to provide this information. However, instead of the most popular current options, a mortgage broker will have lending information available from all kinds of institutions so you can choose what will work best.

Making The Process Run Smooth

An app may seem like a time-saver with all the information at your fingertips, but having a broker to look through things for you can provide a lot of comfort and clarity. While you do have the option of diving in on your own, having an expert to help you over the hurdles can go a long way.

There are so many apps out there that can make life a lot easier, but mortgage apps may not be the place to start when it comes to your mortgage process. If you’re currently considering your options, give me a call for more information – J.P. Cook – 602-320-4253.

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5025 W Desert Cove Avenue Glendale, AZ 85304

$503,900

3 Beds

2 Baths

1,772 SqFt

Status Active

MLS # 6668886

Property Type Single Family Residence

Price Type --

''Welcome to Your Spacious Oasis in Established Glendale Neighborhood!'' Discover the allure of this spacious and beautiful home nestled in a well-established Glendale neighborhood. Boasting 3 bedrooms and 2 bathrooms, this residence offers ample living space with large living, dining, and family rooms. Step inside to find a home adorned with all-tile flooring throughout the main living areas, creating a seamless flow and easy maintenance. The heart of the home is the great kitchen, featuring an island, granite countertops, and stainless steel appliances - perfect for culinary adventures and entertaining guests. Outside, the backyard beckons with a covered patio and a sparkling pool, offering a private retreat for relaxation and enjoyment. This home is conveniently located within close proximity to schools, dining, shopping, entertainment, and major highways, providing easy access to all the amenities the area has to offer. Don't miss the opportunity to make this your new home sweet home! Embark on the next chapter of your life in this inviting oasis.

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7413 W Gardenia Avenue Glendale, AZ 85303

$503,652

5 Beds

3 Baths

2,465 SqFt

Status Active

MLS # 6696005

Property Type Single Family Residence

Price Type --

Welcome to Alto by K. Hovnanian Homes, this popular Tenor floorplan includes an upgraded 5 bedroom and full bath on the first floor. The kitchen is beautifully appointed with Meridian Grey Quartz counters, White recessed panel Cabinets and GE Stainless-steel appliances. The great room is ideal for relaxing and entertaining. Upstairs includes a large loft with 2 additional bedroom and the Primary Suite. This amazing home will be ready for an August 2024 Move-in! ^^^Up to 4% of Base Price can be applied towards closing cost and/or short-long term interest rate buydowns when choosing our preferred Lender. Additional eligibility and limited time restrictions apply. ***Prices subject to change, photos may be of a model home or virtually staged, actual home will vary.

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25635 N 185th Drive Surprise, AZ 85387

$502,995

3 Beds

2 Baths

1,690 SqFt

Status Active

MLS # 6672296

Property Type Single Family Residence

Price Type --

Explore this elegant Bronze home, ready for Summer move-in! Included features: a generous great room with center-meet doors leading onto an inviting covered patio; a dining area; an impressive kitchen showcasing 42'' cabinets, quartz countertops, a center island, a walk-in pantry and stainless-steel appliances, including a gas range; two secondary bedrooms with a shared bath; and a lavish primary suite boasting an oversized walk-in closet and a private bath with double sinks. This home also offers 6'' x 35'' stone tile flooring, cultured marble bathroom countertops, ceiling fan prewiring, front yard landscaping and a concrete-paver driveway and walkway

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16802 W Desert Mirage Drive Surprise, AZ 85388

$502,935

4 Beds

3 Baths

2,358 SqFt

Status Active

MLS # 6702505

Property Type Single Family Residence

Price Type --

Up to 2% of total purchase price towards closing costs incentive offer. Additional eligibility and limited time restrictions apply. MLS#6702505 September Completion! The Paisley at Paradisi Discovery offers a two-story layout spanning 2,358 square feet, complete with 4 beds, 3 baths, a 2-car garage, and a loft. This stunning home features a first-floor bedroom, ensuring privacy and convenience for guests. The expansive open gathering room, casual dining, and kitchen area with quartz countertops create a spacious environment, complemented by an adjacent outdoor living area for seamless indoor/outdoor living. Upstairs, the loft provides versatility as a play area, study, or secondary living space. The owner's suite boasts a walk-in closet and double sinks, adding a touch of luxury.

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27079 N 167th Drive Surprise, AZ 85387

$502,801

5 Beds

4 Baths

2,531 SqFt

Status Active

MLS # 6699666

Property Type Single Family Residence

Price Type --

Can't find what you want on the resale market, look no further. This spacious 5 bedroom, 4 bathroom home, featuring an office space, open concept living and dinning room area with beautiful site line views backing the Sonora desert !! If your looking for a tech equipped, spacious, beautifully finished single story home offering 2 non primary rooms that have en suites and a work space this is the home for you !!

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4482 W Mountain Laurel Drive San Tan Valley, AZ 85144

$502,565

3 Beds

2 Baths

2,000 SqFt

Status Active

MLS # 6688553

Property Type Single Family Residence

Price Type --

This gorgeous Ginger plan is estimated to complete in July. It is surrounded by other single level homes offering ample privacy. The north south exposure highlights the mountain views. This home has been fully loaded with all of the most popular options and upgrades; white shaker cabinets, natural wood-look tile, custom backsplash, matte black plumbing fixtures, and beautiful granite countertops.

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16861 W Fetlock Trail Surprise, AZ 85387

$502,396

4 Beds

3 Baths

2,644 SqFt

Status Active

MLS # 6700364

Property Type Single Family Residence

Price Type --

Can't find what you want on the resale market, look no further. This 4 bed, 3 bath home features a 3 car garage split, loft space, 1 bedroom and bathroom downstairs, a beautiful gourmet kitchen, a study with double doors, perfect for an office and or work space ! And huge backyard ! This house is ready to become your HOME !

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207 S Beaver Street Flagstaff, AZ 86001

$502,260

1 Bed

1 Bath

800 SqFt

Status Active

MLS # 6632520

Property Type Apartment

Price Type --

DON'T MISS THIS OPPORTUNITY! This 1-Bedroom Condo has a covered patio's, and is Move-in-ready! This 5-story community was tastefully designed to accentuate the views off each deck of the 32 luxury units! Living the high life at 7000' feet is a breeze at The Views at Butler, just a step from Northern Arizona University & the nightlife in downtown. Watch the sunset reflect off the San Francisco Peaks while BBQ'ing on the oversized Roof-Top View Deck & lounge area. Convenience & ease are built into the community w key fob elevator, a trash shoot on every level & standard A/C. Beyond the aesthetic & downtown life vibe! Location, Convenience, Views & Community. It's the perfect home for you!

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17332 W Corrine Drive Surprise, AZ 85388

$501,990

4 Beds

3 Baths

2,280 SqFt

Status Active

MLS # 6687543

Property Type Single Family Residence

Price Type --

SELLER IS OFFERING CLOSING COST AND RATE BUYDOWN SPECIALS. This home is on a very deep lot! It is 4 bedrooms, 3 baths plus a loft and a 2-car garage on a large lot. The guest suite is located on the bottom floor and 3 bedrooms plus a loft on the second floor. This home has a beautiful kitchen with an island, Staggered upgraded cabinets, Upper-level Quartz countertops and stainless-steel appliances. The kitchen opens up perfectly to the great room and the covered patio. Master suite has a large bedroom, tiled master shower, large walk in closet and double sinks. All interior doors are 8'!

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16745 W Cortez Street Surprise, AZ 85388

$501,251

4 Beds

3 Baths

2,140 SqFt

Status Active

MLS # 6473905

Property Type Single Family Residence

Price Type --

Up to 3% of total purchase price towards closing costs incentive offer. Additional eligibility and limited time restrictions apply. MLS#6473905 December Completion! The Sterling offers a single-story design encompassing 2,140 sq. ft., 4 bedrooms, 3 bathrooms, and a 3-car tandem garage. Upon entering through the foyer, you encounter a seamless blend of an open-concept kitchen, casual dining, and gathering room—a perfect setting for entertaining. The outdoor living space enhances the overall livability, allowing you to relish the Arizona sunshine throughout the year. Structural options include: Additional bedroom, study, 8' Interior Doors, Garage Service Door.

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1653 Middle Creek Lane Sierra Vista, AZ 85635

$501,051

3 Beds

2 Baths

1,804 SqFt

Status Active

MLS # 6614413

Property Type Single Family Residence

Price Type --

New In-Town Community! 1804 sf, 3br/2ba home with 3-car garage on over 1/4 acre in-town lot and walking distance to stores & schools. Kitchen features Off-White painted cabinets with hardware and granite countertops throughout with under cabinet lighting, pendant lights over peninsula island. Bathrooms feature executive height cabinets, tile shower and bath surrounds. Wood look tile throughout with upgraded carpet and pad in the bedrooms. Primary suite has large walk-in closet and double sinks. Pre-wires and bracing for ceiling fans & wall mount tv, plumbed for soft water with fridge/freezer outlet in garage. Front yard irrigation with timer, wide rear patio with gas stub for future outside cooking. Energy Star Certified, HERS Rated & Environments for Living Guaranteed Home.

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12206 W Levi Drive Avondale, AZ 85323

$500,813

5 Beds

3 Baths

2,648 SqFt

Status Active

MLS # 6703068

Property Type Single Family Residence

Price Type --

*Agents, please read private remarks* Wonderful new Shea Home in the popular Master Planned Community known as Alamar. This beautiful home features 4 bedrooms, 3 bathrooms and an upstairs laundry room. Upgraded features include Quartz Countertops, Urban White Cabinets, Stainless Steel GAS Appliances, Designer Flooring, Garage Service Door and Front Yard Landscaping. Estimated completion is 30-45 days.

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