Forget Mortgage Apps: 5 Reasons Why You’ll Want to Use a Human Mortgage Broker

A mortgage broker can be a helpful tool in finding the right opportunity for you, but it can be tempting to deal with mortgage apps that may be able to consolidate all the information you need in one place. While many modern apps can be quite convenient, there are a few reasons you may want to use a knowledgeable mortgage professional to ensure the credibility of your most important purchase.

Up-To-Date On Credible Lenders

A mortgage app can certainly provide many mortgage insights, but it’s not necessarily an able replacement for a broker who has dealt with many different lenders and knows the ins and outs. While an app can point you in the right direction, a broker will be able to keep you informed of all the little details.

Access To Better Rates

There are no guarantees that working with a broker will get you a better deal, but because brokers work in conjunction with a variety of different lenders, they can often get lower rates or special deals which you may not be able to find on your own.

Saving On Fees

In addition to assisting you with finding the best rates, a broker may also be able to minimize fees like the application and/or appraisal fees so that you can knock some of the costs off your mortgage. Since brokers have an established relationship with lenders, this is something you can use to your advantage.

All The Available Options

It can be overwhelming to go through all of the available lenders, and even a detailed app may not be able to provide this information. However, instead of the most popular current options, a mortgage broker will have lending information available from all kinds of institutions so you can choose what will work best.

Making The Process Run Smooth

An app may seem like a time-saver with all the information at your fingertips, but having a broker to look through things for you can provide a lot of comfort and clarity. While you do have the option of diving in on your own, having an expert to help you over the hurdles can go a long way.

There are so many apps out there that can make life a lot easier, but mortgage apps may not be the place to start when it comes to your mortgage process. If you’re currently considering your options, give me a call for more information – J.P. Cook – 602-320-4253.

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Sort by: Select Price, Low to High Price, High to Low Newer Listings First Older Listings First Open House Date

18655 W Honeysuckle Drive Surprise, AZ 85387

$499,995

3 Beds

2 Baths

1,826 SqFt

Status Active

MLS # 6630289

Property Type Single Family Residence

Price Type --

Welcome to this RV Ultra Garage Pewter home! Included features: a covered entry; a well-appointed kitchen boasting 42'' upper cabinets, quartz countertops, stainless-steel appliances, a center island and a walk-in pantry; a relaxing great room and adjacent dining room; a secluded primary suite showcasing additional windows, a spacious walk-in closet and a private bath with double sinks; a central laundry; two secondary bedrooms with a shared bath; a charming covered patio; a 2-car garage and an attached RV garage. This home also offers wood laminate flooring, cultured marble bath countertops, ceiling fan prewiring in select rooms, front yard landscaping and concrete pavers at the driveway and walkway. Spring 2024 Move-in

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17657 W Running Deer Trail Surprise, AZ 85387

$499,995

4 Beds

3 Baths

2,220 SqFt

Status Active

MLS # 6636944

Property Type Single Family Residence

Price Type --

You'll find plenty to love about this home! The center of the home boasts a large kitchen with a convenient center island and walk-in pantry, which flows into an open-concept dining nook and great room. This home has four bedrooms and 3 bathrooms. The owner's suite has a deluxe master bath shower and large walk-in closet. An upgraded shower in the guest bath. Additional options include ten-foot ceilings, 2 car extended garage with plenty of storage, gourmet kitchen, soft water pre-plumb and great room slider.

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17646 W Running Deer Trail Surprise, AZ 85387

$499,995

3 Beds

2 Baths

2,220 SqFt

Status Active

MLS # 6636891

Property Type Single Family Residence

Price Type --

This home has 10' ceilings throughout. The center of the home boasts a large kitchen with a convenient center island and walk-in pantry, which flows into an open-concept dining nook and great room. This home has four bedrooms and 3 bathrooms. The owner's suite has a deluxe master bath shower and a walk-in closet. Additional options include: 2 car extended garage with plenty of storage, gourmet kitchen, soft water pre-plumb and great room slider

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19626 W Wilshire Avenue Goodyear, AZ 85395

$499,995

3 Beds

2.5 Baths

2,260 SqFt

Status Active

MLS # 6641155

Property Type Single Family Residence

Price Type --

Explore this thoughtfully designed Townsend home ready May! This home sits on a desirable corner South facing lot. Front yard landscaping; pavers in the driveway, walkway and entry. Included features: a welcoming covered porch; a quiet study; a spacious great room; a powder room and dining room; a gourmet kitchen offering 42'' cabinets, quartz countertops, stainless-steel appliances, oven and microwave in the wall, a center island and a walk-in pantry; a roomy nook; an impressive primary suite showcasing a generous walk-in closet and a private bath with cultured marble countertops; oversized deluxe walk-in shower; a convenient laundry; a relaxing covered patio; 2-car garage AND separate single-car garage. This home also offers additional windows and ceiling fan prewiring in select rooms as well as airy 10' ceilings throughout.

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20102 W Montecito Avenue Litchfield Park, AZ 85340

$499,995

4 Beds

3 Baths

2,200 SqFt

Status Active

MLS # 6663360

Property Type Single Family Residence

Price Type --

In search of a ranch-style floor plan you can really make your own? Look no further than the Alden! This versatile home opens with two bedrooms flanking a bath. Continuing on to a powder room and private laundry in center of home. The foyer leads to an airy, open layout showcasing an impressive Gourmet kitchen with a center island, a breakfast nook and a great room with access to the covered patio through the multi slide doors .The luxurious owner's suite is adjacent, and includes an oversized walk-in closet and an attached deluxe upgraded bathroom. An additional fourth bedroom and third bathroom complete the home!

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15794 W Mckinley Street Goodyear, AZ 85338

$499,995

4 Beds

2 Baths

2,265 SqFt

Status Active

MLS # 6694239

Property Type Single Family Residence

Price Type --

Gorgeous corner lot home with north/south exposure. This spacious open floor plan home includes 2,265 sqft. of open living space, 3 bedrooms + 1 den, 2 bathrooms, a split floor plan, tile on all common areas, wall to wall sliding glass door with power controlled blinds, a beautiful gourmet kitchen. The kitchen features dark espresso cabinetry, granite counters, tile backsplash, stainless appliances including a gas range and oversized kitchen island with plentiful breakfast bar seating. Walk into the master bathroom with a rain shower that you will never want to leave. Enjoy those mornings and evenings in your own backyard's small private oasis. This property is a MUST SEE!!!!

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18016 W Puget Avenue Waddell, AZ 85355

$499,995

3 Beds

3 Baths

1,870 SqFt

Status Active

MLS # 6661377

Property Type Single Family Residence

Price Type --

FORMER MODEL HOME - Beautiful former model with builder showroom finishes, fully landscaped backyard, Synthetic turf, pavers and a firepit!

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5610 W Thurman Drive Laveen, AZ 85339

New

$499,990

3 Beds

2.5 Baths

2,178 SqFt

Status Active

MLS # 6696934

Property Type Single Family Residence

Price Type --

Introducing the Ruby plan, an exquisite modern desert retreat offering 3 bedrooms, 2.5 bathrooms, and a versatile den across its expansive 2173 square feet. Welcomed by a sleek paver driveway, this residence exudes contemporary charm and sophistication.Step inside to discover the seamless fusion of style and functionality, with grey wood-look tile flooring anchoring the open-concept living spaces. The kitchen is a culinary haven, featuring grey cabinets with upper cabinets reaching 36 inches in height, complemented by a crisp white backsplash and luxurious granite countertops.Designed with entertaining in mind, the home boasts a 4-panel sliding glass door leading to the backyard oasis, where outdoor gatherings await. The split floorplan ensures privacy, with the secondary bedrooms situated up front and the primary suite tucked away at the rear.Indulge in the comfort of the primary bath, complete with double vanities and a spacious walk-in shower. The convenience continues with a 4-car tandem super garage, providing ample space for vehicles and storage.This home comes fully equipped with blinds, appliances, and a garage door opener, offering a turnkey solution for modern living. Don't miss the opportunity to call the Ruby plan your own and experience the epitome of desert luxury.

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5510 W Summerside Road Laveen, AZ 85339

New

$499,990

4 Beds

3 Baths

2,150 SqFt

Status Active

MLS # 6697220

Property Type Single Family Residence

Price Type --

Introducing the Sage plan, a stunning 4-bedroom, 3-bathroom home with a den, spanning 2150 square feet of modern desert living. Boasting a sleek paver driveway and contemporary exterior, this residence offers both style and functionality.Step inside to discover the exquisite wood-look tile flooring that flows seamlessly throughout the open-concept floor plan. The kitchen is a focal point of elegance, featuring a striking contrast of grey cabinets on the island and white cabinets elsewhere, with upper cabinets reaching an impressive 42 inches in height. Adorned with a chic beige/grey backsplash and luxurious white quartz countertops, this space is as beautiful as it is functional. Enhanced with upgraded matte black door hardware and bath finishes, every detail of this home exudes sophistication. Entertaining is a breeze with a 4-panel sliding glass door leading to the backyard oasis. The split floorplan ensures privacy, with two secondary bedrooms located up front, a third tucked beside the den, and the primary suite positioned at the rear. Indulge in the comfort of the primary bath, complete with double vanities, a walk-in shower, and a spacious walk-in closet. Additional features include a 3-car tandem garage, providing ample space for vehicles and storage. Don't miss the opportunity to make the Sage plan your own and experience the epitome of desert luxury.

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5622 W Thurman Drive Laveen, AZ 85339

$499,990

4 Beds

3 Baths

2,124 SqFt

Status Active

MLS # 6690313

Property Type Single Family Residence

Price Type --

Welcome to this stunning newly constructed single-story home offering a perfect blend of modern convenience and classic design in Laveen's beautiful Estrella Crossing Community featuring mountain views, miles of walking paths, open green spaces and parks! . There's plenty of curb appeal with a modern-desert exterior finish complete with a welcoming front porch and front yard landscaping. The interior boast 2124 square feet of meticulously designed living space including 4 bedrooms, 3 bathrooms and a den just off the second bedroom and bathroom which is designed perfectly to be used for a guest retreat, work from home space or private in-law or teen sweet. This home presents the Harmony pallet interior design finishes with open concept living through out the kitchen, dining and great rooms and features 8 foot doors through out giving it a feeling of grandior. The kitchen boasts a large island, quartz countertop and stainless steel appliances with a gas range accented with a signature Harmony backsplash and black cabinet pulls. The primary bedroom with on suite bath is situated at the back of the home offering quiet and privacy and has a window view of the backyard area. The 4-car tandem garage offers ample parking or storage and includes a garage door opener for your convenience. Right now, Ashton Woods is pleased to include ALL APPLIANCES in this home, making your move-in process seamless. You will find stainless steel dishwasher, stove, and refrigerator in the kitchen, and matching washer-dryer in the well-appointed laundry room .Don't miss out on making this residence yours. Located right off the new Loop 202 and Elliot. Great location close to dining, freeways, parks, and entertainment.

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25158 N 159th Drive Surprise, AZ 85387

$499,990

4 Beds

3 Baths

2,434 SqFt

Status Active

MLS # 6690420

Property Type Single Family Residence

Price Type --

WOW!!! Best selling Pearl Floorplan is now ready for quick move in at the brand new Mason Ranch! This home is a stunner w/giant kitchen island, White Shaker 42 inch kitchen cabinets, under cabinet lighting, 12X24'' tile, and QUARTZ kitchen countertops, 4 bedrooms, 3 bath w/ porcelain shower walls and vanity tops w/ undermount sinks, Dining Rm, & enlarged den. Prewired for kitchen pendant lights & surround sound speakers in Great Rm. ALL of our homes include SMART Home technology. Ready for delivery!

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25136 N 159th Drive Surprise, AZ 85387

$499,990

3 Beds

2.5 Baths

2,052 SqFt

Status Active

MLS # 6677266

Property Type Single Family Residence

Price Type --

Everything is stepped up on the McCormick floorplan at Mason Ranch! 4 CAR GARAGE!!! This home is a true stunner with 3 Bedrooms, 2 and a half Baths, enlarged Kitchen with White Shaker Cabinets thru-out w/ 42 inch Kitchen uppers, Walk-in Pantry, Stainless Steel Whirlpool appliances with Gas Range, 24x12 staggered modern ceramic tile, Super-sized Kitchen Island, all with beautiful quartz kitchen tops in the kitchen area. ALL of which overlooks a massive Great Room! Each bath has been modernized with square sinks and marble-like shower wall panels! Exquisite! ALL of our homes include SMART Home technology. This home is ready for move in!

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