3 Ways That You Can Leverage Mortgage Financing to Build a Real Estate Investment Portfolio

3 Ways That You Can Leverage Mortgage Financing to Build a Real Estate Investment PortfolioReal estate may be one of the most important things that you will ever invest in, but it can also be a useful means of increasing your financial well-being. If you’re getting into the real estate game and are wondering how you can make use of investing in homes to improve your net worth, here are three ways you can successfully work towards a real estate investment portfolio that will make you proud.

Home Equity Line of Credit Loan

Also known as HELOC, this is the type of loan where a home buyer taps into the equity of their home while they are still paying off their mortgage. As the equity that has been paid into the home is available without the home buyer having to apply for it, this allows those who invest in real estate to borrow against equity to renovate the property or pay for a deposit on another property.

Pick Properties That Will Appreciate

It goes without saying that most people want to invest in a property that will increase in value, so as an investor you need to be especially careful about what you invest in. Since you may have problems paying all your property fees if the value of one decreases, try and be aware of future market trends and neighborhood hot spots. This means diversifying the properties you invest in and including a buffer in your payment plan so that, even if the market takes a turn, you can still pay off your amount owing.

Investing In Under Market Value

There are few better ways to improve the financial feasibility of your investment portfolio than investing in a property that is under market value. Not only will you have an automatic gain with the purchase price, you will be able to invest that money into improvements in order to bump up the market price even more. While finding this type of property can be difficult for the newcomer, looking for neighborhoods with potential or properties that require little maintenance can be a good place to begin.

There are few better things to invest in than real estate, but it can be hard to know where to put your money in the beginning. Whether through a home loan or purchasing a property under market value, there are plenty of ways to bump up your net worth. If you’re currently considering an investment in real estate, give me a call for more information – J.P. Cook – 602-320-4253.

Click Here to See What Your Home is Worth

2421 W Turtle Hill Drive Anthem, AZ 85086

$465,000
2 Beds
2 Baths
1,344 SqFt
Status Active
MLS # 6680748
Property Type Single Family Residence
Price Type --
Welcome to this beautifully upgraded home nestled in the prestigious Anthem Country Club. Featuring 2 bedrooms, 2 bathrooms, this home boasts a meticulously open airy floor plan. Enjoy the elegance of new flooring throughout, a refreshed kitchen with a new large island, granite countertops, stainless steel appliances, and remodeled bathrooms with custom tile, double headed walk-in shower in the master and a custom bathtub shower. Outside, a covered pergola that offers a perfect spot to enjoy the scenic views. With fresh paint inside and out, this home exudes sophistication. Residents also enjoy access to Anthem Country Club's prestigious amenities, including two golf courses, fitness centers, tennis courts, and more. Experience comfort, style, and resort-style living in this move-in ready

5414 W Desert Cove Avenue Glendale, AZ 85304

$465,000
3 Beds
2 Baths
1,656 SqFt
Status Active
MLS # 6680434
Property Type Single Family Residence
Price Type --
Beautiful remodeled home in a great neighborhood! Home comes with an Open floor plan with a spacious kitchen with all new cabinets. Stunning remodeled master bathroom with beautiful vanities and large walk in shower. New Carpet in the bedrooms and new Luxury vinyl throughout high traffic areas of the house. Upgraded fixtures along with Delta Faucets throughout! Large, beautiful backyard with a pool and new grass area. Property comes with a two car garage and a new roof. Must see home!

10510 E Flintlock Drive Sun Lakes, AZ 85248

$465,000
2 Beds
2 Baths
1,545 SqFt
Status Active
MLS # 6682860
Property Type Single Family Residence
Price Type --
Updated and Remodeled Home in Sun Lakes. Wood Plank Tile Flooring throughout out with Newer Windows. Exterior Painted in 2023. Wonderful, gated courtyard with brick pavers and rain gutters. Spacious wrap around back and side patio for entertaining with above ground spa. Granite Counters and pendent lighting in kitchen. Garage has epoxy floors, service door and mini split ac in garage, golf cart garage door. Master bath shower has been remodeled with updated sinks and faucets in baths. Enjoy the 5 different public golf courses that Sun Lakes has with plenty of restaurants grocery stores and Hospitals nearby.

7640 E Globemallow Lane Gold Canyon, AZ 85118

$465,000
3 Beds
2 Baths
1,719 SqFt
Status Active
MLS # 6685645
Property Type Single Family Residence
Price Type --
LOCATION! Gold Canyon Golf Resort and Spa, Supersition Mountain trails, championship golf courses and 52 biking and trails! This ONE STORY, low maintenance well laid out home offers generous 9 FT CEILINGS, an expansive open floor plan of living room, dining and kitchen and PEAK VIEWS of SUPERSTION MOUNTAIN and FLAT IRON. Spacious gourmet kitchen w/ stainless steel Kenmore appliances (ALL INCLUDED), 42'' upgraded cabinets, recessed lighting, & granite counters with barstool seating plus PANTRY storage! WASHER AND DRYER INCLUDED as well! Admire the custom, DESERT DESIGN painted in 2023 perfect for primary home or vacation home. 5-piece primary suite boasts a walk in closet, plenty of counter space, dual sink vanity, soaking tub, walk in shower & enclosed toilet room. Step outside & enjoy low maintenance landscape w/ lush TURF, CUSTOM PAVERS, water feature & a covered patio complete w/ ceiling fan perfect for bbq's & entertaining. FURNITURE, DÉCOR AND ALL HOUSEHOLD ITEMS INCLUDED! Walk to the COMMUNITY POOL and SPA that stays HEATED YEAR ROUND. All this and LOW HOA DUES! This home is fully turn key and move in ready. You will love this active community! What are you waiting for!? Come tour today!

11556 W Sand Trout Court Surprise, AZ 85378

$465,000
3 Beds
2 Baths
1,803 SqFt
Status Active
MLS # 6688211
Property Type Single Family Residence
Price Type --
Home, sweet home! This gorgeous 3 bed, 2 bath residence now on the market is the one for you! Nestled on a premium cul-de-sac lot right next to the Community's lush golf course, this beauty features great curb appeal, artificial turf, a 2 car garage, and a welcoming porch! Inside you'll find a cozy living area and formal dining room boasting elegant wood-look flooring, high ceilings, and trending palette throughout. The spacious family room boasts a fireplace to keep you warm during the winter months! Prepare delicious meals in this beautiful kitchen, comprised of white cabinetry w/gleaming counters, a pantry, recessed lighting, high-end appliances, an island complete w/a breakfast bar, and a breakfast nook w/a lovely bay window. Discover a large primary bedroom showcasing direct outdoor access, a walk-in closet, and a private ensuite for added convenience. Also including an expansive backyard w/a covered patio, extended seating area w/a gazebo, and a view fence, this home has it all! Act now before it's gone!

3110 W Augusta Avenue Phoenix, AZ 85051

$465,000
3 Beds
2 Baths
1,708 SqFt
Status Active
MLS # 6691506
Property Type Single Family Residence
Price Type --
Welcome to your new oasis! Nestled just two blocks north of Mariposa Park in the North Glen Square Neighborhood, this charming 3-bedroom, 2-bathroom home offers the perfect blend of comfort, convenience, and customization. Added bonus of NO HOA! As you step through the custom-built steel front door, you'll immediately feel at ease in the welcoming atmosphere of the formal living room accompanied by lots of natural light. Plantation shutters throughout the home offer relief from the Phoenix sun in the summer while adding a touch of elegance to every room. The home boasts a new AC unit installed in 2023, ensuring year-round comfort for you and your loved ones. The kitchen, overlooking the family room and formal dining area, creates a seamless flow for entertaining and family gatherings. This kitchen is well equipped with a new energy-efficient refrigerator and dishwasher, making meal prep a breeze! Enter into your backyard retreat through custom steel French doors, where you'll find yourself in a private paradise. Picture lazy afternoons spent under the shade of the extended covered patio lined with custom pavers and surrounded by lush fruit trees including apple, peach, apricot, fig, and tangerine. The concrete pad with electric conduit is ready for wiring for an above-ground pool or swim spa, offering endless possibilities for outdoor enjoyment. And for those who love to travel, the RV utilities hookup on the side of the garage provides the perfect solution for your adventures on the road. Storage is no issue with the included 10x16 Tuff shed, painted to match the house, providing ample space for all your tools and outdoor equipment. For added peace of mind, the private, secured alleyway behind the home offers security and privacy, ensuring that you can relax and enjoy your sanctuary without interruption. Don't miss your chance to make this exceptional property your own!

4608 N Desert Stream Way Litchfield Park, AZ 85340

$465,000
3 Beds
2 Baths
1,897 SqFt
Status Active
MLS # 6685491
Property Type Single Family Residence
Price Type --
Vacant, EASY SHOW. ON THE LAKE. This is a great location in a great location. One of the few lots that has lake view is what makes this property exclusive. 3rd bedroom can act as a den. Property was in the process of of initial remodel. Come see what it would take to make it yours.

11551 E Kilarea Avenue Mesa, AZ 85209

$465,000
3 Beds
2 Baths
1,832 SqFt
Status Active
MLS # 6688989
Property Type Single Family Residence
Price Type --
Available now! Lovely 3BR/2 BA residence in the serene adult community of Sunland Springs. It features vaulted ceilings, carpet & tile flooring, and a spacious great room. All new carpeting throughout. The kitchen features wood cabinets, built-in appliances, a pantry, and a breakfast bar. Retreat to the MBR, boasting a private bathroom with dual sinks, a soothing tub, and a walk-in closet. Step outside to the expansive tiled Arizona room, a serene space for tranquil afternoons. The backyard provides ample room for fun barbecues and outdoor activities. Note the backyard citrus trees. 17 SEER A/C unit was installed in 2019. Mountain views from front courtyard. 4 foot garage extension with extensive cabinets for storage. Heated Community pool & spa. Golf course. Clubhouse/rec room. Tennis.

14163 W Georgia Drive Surprise, AZ 85379

$465,000
4 Beds
2.5 Baths
2,337 SqFt
Status Active
MLS # 6693397
Property Type Single Family Residence
Price Type --
Absolutely Beautiful 4 Bedroom + Loft, 2.5 Bathroom, Two Story Home Located On Premium Lot Bordering Common Area, Built in 2020, Upgraded Kitchen w/Custom Cabinets, Granite Countertops, Gas Range, Stainless Steel Appliances, Kitchen Island w/Breakfast Bar, Dining Room, Spacious Greatroom, Upstairs Master Bathroom w/Walk-In Closet, Master Bathroom w/Dual Sinks & Separate Tub & Shower, Extra Large Loft Upstairs, Covered Backyard Patio, 2 Car Garage, Come Check It Out!

12064 W Morning Dove Drive Sun City, AZ 85373

$465,000 - 4Br/2Ba -  for Sale in Rio Sierra Amd, Sun City
Open House
New
$465,000
4 Beds
2 Baths
2,041 SqFt
Status Active
MLS # 6701502
Property Type Single Family Residence
Price Type --
*Not Age Restricted* Welcome to this beautiful home in the peaceful Rio Sierra! Nestled on a corner lot, it offers 4 beds, 2 baths, 2-car garage, & a lovely landscape. Fabulous interior showcases vaulted ceilings, neutral paint, tons of natural light, and wood-look flooring in all the right places. If entertaining is on your mind, you'll love the living & dining room combo and a family room that opens up to the kitchen! SS appliances, New Cabinets & Quartz counters, a Pantry, recessed lighting, ample cabinetry, Island w/breakfast bar, and a Dry bar w/Wine Rack & Beverage Fridge make up the kitchen. Main bedroom has an Ensuite with dual sinks, separate tub/shower, & a walk-in closet. Enjoy the tranquil backyard boasting a covered patio, mature trees, artificial turf, & well-laid pavers! This home is in the Peoria School District. Here's your opportunity to own a beautiful home & enjoy all the amenities Rio Sierra at Cross River community has to offer; such as playgrounds, basketball court, tennis courts, ramadas, soccer fields, picnic tables, barbeques, sand volleyball and large open areas. Close proximity to 303 freeway access, 20 minutes to shopping, dining, entertainment, health care, and beautiful Lake Pleasant Regional Park.

2823 W Lyman Drive San Tan Valley, AZ 85144

$465,000 - 3Br/3Ba -  for Sale in Promenade, Fulton Homes Promenade, San Tan Valley
Open House
$465,000
3 Beds
2.5 Baths
1,936 SqFt
Status Active
MLS # 6688118
Property Type Single Family Residence
Price Type --
Over $21,000 in upgrades. Welcome to Promenade in a growing area of Queen Creek! This upgraded 3-bedroom, 2.5-bathroom residence boasts a den and features an open, split floorplan, offering both functionality and the perfect space to entertain. The courtyard entrance is a great addition and as you enter the home the spacious eat-in kitchen opens up to the great room-a perfect space for entertaining guests or enjoying family meals. The primary bedroom provides a private en-suite, featuring a walk in closet, dual sinks, separate tub and shower and separate water closet. On the other side of the home, the two additional bedrooms are generously sized and share a well-appointed full bathroom. There's also an additional half bath for guests! The den at the entry provides a versatile space for a home office or playroom. The large slider wall leads to a covered patio-ideal for relaxing evenings or outdoor gatherings. The home also includes a 2-car garage and a separate laundry room for convenience. Beyond the home, the community offers a wealth of amenities for residents to enjoy, including an aquatic center and huge community pool, pickleball courts, bocce ball, playgrounds for children, and hiking nearby. It's a perfect blend of comfort and community features!

17623 W Watson Lane Surprise, AZ 85388

$465,000 - 4Br/3Ba -  for Sale in Sierra Montana Parcel 10, Surprise
Open House
$465,000
4 Beds
3 Baths
2,425 SqFt
Status Active
MLS # 6673707
Property Type Single Family Residence
Price Type --
Welcome to your dream home! This property boasts a natural color palette, creating a serene and calming atmosphere throughout. The kitchen features a center island, perfect for meal prep. The master bedroom includes a spacious walk-in closet for all your storage needs. Additional rooms provide flexible living space for your lifestyle. The primary bathroom offers good under sink storage. Step outside to a fenced backyard with a private in-ground pool and covered sitting area - perfect for outdoor relaxation. With fresh interior paint and new flooring throughout the home give it a modern and updated feel. Don't miss out on this opportunity to make this house yours!

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