3 Ways That You Can Leverage Mortgage Financing to Build a Real Estate Investment Portfolio

3 Ways That You Can Leverage Mortgage Financing to Build a Real Estate Investment PortfolioReal estate may be one of the most important things that you will ever invest in, but it can also be a useful means of increasing your financial well-being. If you’re getting into the real estate game and are wondering how you can make use of investing in homes to improve your net worth, here are three ways you can successfully work towards a real estate investment portfolio that will make you proud.

Home Equity Line of Credit Loan

Also known as HELOC, this is the type of loan where a home buyer taps into the equity of their home while they are still paying off their mortgage. As the equity that has been paid into the home is available without the home buyer having to apply for it, this allows those who invest in real estate to borrow against equity to renovate the property or pay for a deposit on another property.

Pick Properties That Will Appreciate

It goes without saying that most people want to invest in a property that will increase in value, so as an investor you need to be especially careful about what you invest in. Since you may have problems paying all your property fees if the value of one decreases, try and be aware of future market trends and neighborhood hot spots. This means diversifying the properties you invest in and including a buffer in your payment plan so that, even if the market takes a turn, you can still pay off your amount owing.

Investing In Under Market Value

There are few better ways to improve the financial feasibility of your investment portfolio than investing in a property that is under market value. Not only will you have an automatic gain with the purchase price, you will be able to invest that money into improvements in order to bump up the market price even more. While finding this type of property can be difficult for the newcomer, looking for neighborhoods with potential or properties that require little maintenance can be a good place to begin.

There are few better things to invest in than real estate, but it can be hard to know where to put your money in the beginning. Whether through a home loan or purchasing a property under market value, there are plenty of ways to bump up your net worth. If you’re currently considering an investment in real estate, give me a call for more information – J.P. Cook – 602-320-4253.

Click Here to See What Your Home is Worth

3345 S Primrose -- Mesa, AZ 85212

$475,490
3 Beds
2.5 Baths
1,738 SqFt
Status Active
MLS # 6697617
Property Type Single Family Residence
Price Type --
A collection of brand-new single-family homes located in the master-planned community in Mesa, AZ. The community feeds into the highly rated Gilbert Public School District, making this an ideal place for growing households. There are many onsite amenities at the masterplan everyone will enjoy, including a swimming pool, basketball court, pickleball court, playground and picnic area. Commuters have easy access to Loop 202 and Phoenix-Mesa Gateway Airport for travel accommodations. This beautiful home features our platinum package including Sonoma Cherry Slate cabinets and quartz countertops. Super luxury 8 x 36 plank tile flooring.

2196 W Quail Hollow Trail Benson, AZ 85602

$475,000
4 Beds
2.5 Baths
2,279 SqFt
Status Active
MLS # 6677184
Property Type Single Family Residence
Price Type --
Peaceful, easy living yet close to everything! Zoned for horses, this 5+ acre property is versatile and move in ready. House was re-stuccoed and painted recently, the roof was recoated and has a 3 year warranty. The thick walls mean it is warm in the winter and cool in the summer. The open floor plan and tile throughout lends itself to entertaining and there is room at the island for plenty of seating. Newer Stainless Steel appliances, tons of cabinets, plenty of storage and a sizeable pantry round out the kitchen. The Great Room is open to the kitchen, has a high ceiling and the clerestory windows make it bright and light. The wood burning stove can heat the entire house. There is also an oversize primary bedroom with the bath boasting a soaking tub. The generous walk in closet has double hangers and some built ins. The guest suite has a half bath (easy to add a shower) and a good closet with built ins. All appliances stay. Some adjacent acreage available for purchase on a separate bill of sale. The seller is willing to sell completely furnished. Bring your horses and enjoy!

5920 S Daisy Patch Place Phoenix, AZ 85040

$475,000
3 Beds
2 Baths
1,606 SqFt
Status Active
MLS # 6636063
Property Type Single Family Residence
Price Type --
CHOOSE YOUR COMPLETED NEW BUILD. Call for latest incentives and lot availability. With only 25 homes it is an excellent community to meet neighbors or even consider moving more of the family. Experience much of the entertainment of the city while being minutes from South Mountain and multiple golf courses. Granite or quartz for countertops and luxury vinyl plank flooring and carpet throughout the homes. All appliances included and the garage is even equipped with the power for an Electric Vehicle. Top it off with a dog door for your furry friend! Minimal effort will be required to enjoy these homes with the finished back yard and the front yard landscaping that is maintained by the HOA. Come see what this community has to offer! (Photos are of model)

10773 W Baden Street Tolleson, AZ 85353

$475,000
3 Beds
2.5 Baths
2,022 SqFt
Status Active
MLS # 6669641
Property Type Single Family Residence
Price Type --
The search is finally over! Be the proud owner of this charming 3-bedroom with a den property nestled in Roosevelt Park that has never been lived in. Explore inside to find a spacious open floor showcasing tile flooring, soothing palette throughout, and modern recessed lighting. The impeccable kitchen boasts white shaker cabinets adorned with crown moulding, sleek quartz counters, stainless steel appliances, a walk-in pantry, and a large island complete with a breakfast bar. The primary bedroom features soft carpet in all the right places, a private bathroom with dual sinks, and a walk-in closet. Discover the quaint backyard offering a cozy covered patio and plenty of potential for adding your personal touch! Don't let this opportunity pass you by!

8055 S Breezy Pine Road Prescott, AZ 86303

$475,000
6 Beds
4 Baths
3,073 SqFt
Status Active
MLS # 6682867
Property Type Single Family Residence
Price Type --
Nestled in the tranquil surroundings of Breezy Pine Acres, this charming home offers the perfect blend of comfort and versatility. Boasting two distinct living spaces with separate entrances, the main residence features 3 bedrooms and 3 bathrooms, complete with gas fireplaces in both the inviting living room and luxurious primary suite. Step into relaxation in the primary suite's spacious bathroom, adorned with a large separate tub, towel warmer, and stylish sliding barn door. Downstairs, the fully finished basement presents an ideal retreat, offering a kitchen, additional bedroom, bathroom, living room, and ample storage space. Situated on just over 1 1/2 acres of wooded land, this property provides both privacy and room to roam amidst nature's beauty.

1166 E Caribou Road Munds Park, AZ 86017

$475,000 - 3Br/2Ba -  for Sale in Pinewood 11a, Lot 159, Munds Park
New
$475,000
3 Beds
2 Baths
1,402 SqFt
Status Active
MLS # 6707049
Property Type Manufactured Home
Price Type --
Your mountain retreat awaits you! This 2023, 3 bed, 2 bath Cavco model has a 12 ft extended porch to relax, entertain and enjoy the cool pines of Munds Park! Upgraded fixtures, recessed lighting, ceiling fans throughout, electric fireplace, and is tastefully decorated and comes fully furnished. 2nd and 3rd bedrooms have new mattresses. The home has a stem wall foundation, fenced in back yard (perfect for your pets) and is located on a quiet street. The kitchen boasts a large, custom, butcher block island, upgraded, new stainless-steel appliances, and granite countertops. Master bedroom has separate outdoor entrance and bathroom features double sinks, a glass enclosed shower and large linen closet. The home is great for full or part time, as it has central heat and air conditioning! 2X6 exterior walls and upgraded insulation. A new large shed and golf cart garage are located at the end of a long driveway offering plenty of parking for you and your guests. Don't miss this beautiful, lightly lived in home that shows like a model! You will be one mile from the well-known Pinewood Country Club and close to the national forest, lake, hiking/ biking trails, tennis and pickleball courts, park, restaurants, convenient store, and more! Munds Park is only 17 miles South of Flagstaff and a 2 hour drive from Phoenix to escape the heat! Come see your new home in our neck of the woods!

9641 E Indiana Avenue Sun Lakes, AZ 85248

$475,000
2 Beds
2 Baths
1,409 SqFt
Status Active
MLS # 6695852
Property Type Single Family Residence
Price Type --
Choosing to purchase this home would be like moving into a new build, but with the benefit of an INCREDIBLY RELAXING landscaped yard on a private, corner lot in a well-established neighborhood. Whether you're a winter visitor or full-time resident, you'll love living in THIS remodeled home. This 2 bd/2 ba model is on the smaller side of those offered in Sun Lakes, but the1409 sf floor plan feels spacious and functional. You won't need any more square-footage. Three skylights and large picture windows throughout add to the open feel. Some highlights of the remodel include all new wood-look laminate flooring (no carpet anywhere), new baseboards, new interior paint, new ceiling fans and light fixtures in every room, new kitchen cabinets w/Quartz countertop and backsplash, new LG S/S appliances, a newer A/C, a new roof and gorgeous new bathrooms to include a curbless shower in the primary bath. Rather than list them all here, please refer to the DOCUMENTS tab for a complete list of the room-by-room features. The 50+ photos attached will take you on a digital tour that is sure to entice you into a personal visit. Thanks for stopping by!

4010 W Campo Bello Drive Glendale, AZ 85308

$475,000
4 Beds
2 Baths
2,069 SqFt
Status Active
MLS # 6641786
Property Type Single Family Residence
Price Type --
NO HOA!! This 4 Bedroom, all electric home in the Desert Pines neighborhood is in a well maintained neighborhood and offers a perfect canvas for any modern amenities you may want to add to its classic charm. Priced below other available comps in the zip code to provide some instant equity to buyer. You will have plenty of space with a separate Living Room, Family Room with fireplace, Formal Dining Room, a large eat-in Kitchen, a gated diving pool and a spacious side yard suitable for trailer or extra parking. 2 car garage with shelving & a large bonus storage area. This home brings together the options for both the desire for relaxation and entertaining. Step outside to your refreshing pool with its large deck space, creating an ideal area for your outdoor gatherings & summer BBQs. More The back yard is a blank slate for the new pwner to make uniquely their own. A new roof and new hot water heater were installed in 2023. Newer dishwasher - rarely used. Rev Osmosis system installed. Rebuilt pool pump. This home is one of the few in the neighborhood with both an AC and an evaporative cooler to help reduce cooling costs. Two very large trees in the front yard and a huge Orchid tree in the back yard shade the home from the summer heat. Ceiling fans throughout.

30596 W Mitchell Drive Buckeye, AZ 85396

$475,000
4 Beds
3 Baths
2,684 SqFt
Status Active
MLS # 6658563
Property Type Single Family Residence
Price Type --
NOW OFFERING $5K IN SELLER CONCESSIONS AND OWNED SOLAR!!! Immerse yourself in the serenity of this well-maintained home in the Sonoran Desert. This captivating single-story retreat is nestled within the close-knit Tartesso community. The highly sought after Onyx floor plan boasts 4 bedrooms, 3 bathrooms, and a study perfect for an office. Upgrades to the home include: wood plank porcelain tiles, stainless steel appliances, and OWNED water softener. The oversized, tranquil, and professionally designed backyard is an entertainer's delight. Enjoy the majestic White Tank Mountains with its hiking trails and breathtaking vistas. Just minutes from the I-10, you can explore the vibrant Phoenix metropolitan area at your leisure.

4747 W Sunnyside Avenue Glendale, AZ 85304

$475,000
3 Beds
2 Baths
2,048 SqFt
Status Active
MLS # 6659231
Property Type Single Family Residence
Price Type --
The search is finally over! Welcome to this lovely single level residence nestled in Glendale. Discover an inviting interior showcasing gleaming wood floors, designer color palette and a charming fireplace ideal for relaxing during cozy nights at home. The well-appointed kitchen boasts wood cabinetry, sleek granite counters, stylish mosaic backsplash, double wall oven and built-in appliances. All bedrooms feature private outdoor patio access. Bathrooms have been updated and are absolute masterpieces featuring granite counters, travertine and tile! Spend relaxing afternoons along with your loved ones in the quaint yard, offering mature lush landscaping, open patios, detailed granite concrete work and beautiful citrus trees! This is one you don't want to miss!

1521 N Victor Drive Prescott, AZ 86301

$475,000
3 Beds
2 Baths
2,400 SqFt
Status Active
MLS # 6673728
Property Type Single Family Residence
Price Type --
Discover the perfect blend of rustic elegance and modern comfort in this 3-bed, 2-bath log cabin home. Boasting 2400 sqft, this amazing cabin offers an updated kitchen, ideal for entertaining. Step onto the expansive back deck to soak in breathtaking panoramic views of Prescott and Prescott Valley. With so many possibilities this home could be great for families, rental property, or a second home. Within minutes to shopping and medical. The potential in-law suite adds versatility, while the home's thoughtful features include a newer roof (2016), enhanced drainage work, and an upgraded electrical panel. Experience energy efficiency with owned solar panels, ensuring sustainability and savings. This Prescott gem is your gateway to cozy mountain living and endless Arizona skies.

16218 N 99th Drive Sun City, AZ 85351

$475,000
2 Beds
2 Baths
1,886 SqFt
Status Active
MLS # 6675810
Property Type Single Family Residence
Price Type --
Breathtaking views and gorgeous sunsets on this Riverview Golf Course location! Overlooking what feels like your own pond is this 2 bedrooms, 2 bathroom home, formal dining, nice size den, family room, plus a bonus area for your office or storage and large front room for gatherings. New windows through out, open and bright Arizona room overlooking the course. Large front patio with pergola and pergola also extended over front parking. Home is in good condition and ready for its new owner.

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