3 Ways That You Can Leverage Mortgage Financing to Build a Real Estate Investment Portfolio

3 Ways That You Can Leverage Mortgage Financing to Build a Real Estate Investment PortfolioReal estate may be one of the most important things that you will ever invest in, but it can also be a useful means of increasing your financial well-being. If you’re getting into the real estate game and are wondering how you can make use of investing in homes to improve your net worth, here are three ways you can successfully work towards a real estate investment portfolio that will make you proud.

Home Equity Line of Credit Loan

Also known as HELOC, this is the type of loan where a home buyer taps into the equity of their home while they are still paying off their mortgage. As the equity that has been paid into the home is available without the home buyer having to apply for it, this allows those who invest in real estate to borrow against equity to renovate the property or pay for a deposit on another property.

Pick Properties That Will Appreciate

It goes without saying that most people want to invest in a property that will increase in value, so as an investor you need to be especially careful about what you invest in. Since you may have problems paying all your property fees if the value of one decreases, try and be aware of future market trends and neighborhood hot spots. This means diversifying the properties you invest in and including a buffer in your payment plan so that, even if the market takes a turn, you can still pay off your amount owing.

Investing In Under Market Value

There are few better ways to improve the financial feasibility of your investment portfolio than investing in a property that is under market value. Not only will you have an automatic gain with the purchase price, you will be able to invest that money into improvements in order to bump up the market price even more. While finding this type of property can be difficult for the newcomer, looking for neighborhoods with potential or properties that require little maintenance can be a good place to begin.

There are few better things to invest in than real estate, but it can be hard to know where to put your money in the beginning. Whether through a home loan or purchasing a property under market value, there are plenty of ways to bump up your net worth. If you’re currently considering an investment in real estate, give me a call for more information – J.P. Cook – 602-320-4253.

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10829 W Luxton Lane Tolleson, AZ 85353

$445,990
4 Beds
3 Baths
2,075 SqFt
Status Active
MLS # 6680655
Property Type Single Family Residence
Price Type --
New home under construction. Estimated completion is April 2024. 2,075 sq ft, Single story home with 4 bedrooms, Den, 3 full baths, 2-car garage and covered back patio on an end unit. Includes professionally designed features and finishes with our Harmony Essential Palette! Beautifully landscaped front yard with pavers on driveway. This home also includes 9FT ceilings, kitchen Island with granite kitchen countertops, grey cabinets on kitchen island only and white cabinets in kitchen and bath, walk-in pantry, stainless steel appliances including fridge, ceiling fan prewire in all bedrooms and den, ceramic wood-looking plank tile throughout, carpet in bedrooms and den, washer and dryer, and garage coach lights! This home also offers a 2-panel sliding glass door to the back patio.

5637 W Purdue Avenue Glendale, AZ 85302

$445,500
3 Beds
2 Baths
1,902 SqFt
Status Active
MLS # 6618771
Property Type Single Family Residence
Price Type --
JUST REDUCED!!! Remodled Block Home, No HOA! 3 Bedroom 2 Bath, Large Pebbletec Pool, Built In Red Brick Fireplace, Open Floor Plan, Vaulted Ceiling. Recently Painted in Cool Grey tones. Nearby Glendale Community College, Westgate and 303.

18474 W Villa Hermosa Lane Surprise, AZ 85387

$445,483
4 Beds
3 Baths
2,116 SqFt
Status Active
MLS # 6649728
Property Type Single Family Residence
Price Type --
Below Market Interest Rate Available! Gorgeous New Home on CORNER LOT. 4 Bedrooms, 3 Baths, 2 Car Garage with 8ft Garage Door. 4th bedroom and Primary bedroom have their own bathrooms. Open Floor Plan. Kitchen Island with Beautiful Back splash. Tile throughout, carpet in bedrooms only. FULL Patio on back of home. This home is located in North Copper Canyon that offers a community pool! High Performance Home with smart technology, makes it so you can truly live in your element!

1552 County Road 5270 -- Concho, AZ 85924

$445,000
3 Beds
2.5 Baths
1,918 SqFt
Status Active
MLS # 6678630
Property Type Single Family Residence
Price Type --
3 bed, 2.5 bath cozy home. Nestled amidst the tranquility of nature, this home is where your dream of a peaceful sanctuary comes to life. Boasting a generous expanse of 37 acres, this property offers not just a residence but an experience that accentuates harmony and peace. A raised deck presents breathtaking views, crafted with Trex Deck for enduring quality and minimal upkeep. For the eco-conscious, a one-car garage stands ready for conversion to solar power, with panels installed and just need to be hooked up. Complementing conveniences include a spacious 2 car garage, and a functional shed with loft, ideal for storage or a creative workshop. Security blends seamlessly with comfort as Roll-A-Shield covers grace all windows, providing an effective barrier against crime and energy loss Further enhancing the sense of security, wireless Blink cameras monitor the homestead, adding an extra layer of assurance. Ease your arrivals and departures through an automatic gate. Step outside and savor every moment, whether it's by the crackling fire pit, indulging in fun horseshoe games, or simply unwinding amidst the panoramic beauty of your extensive property. 'Home' is more than just a residence; it's a lifestyle imbued with tranquility, security, and the freedom of boundless space. Your personal retreat awaits.

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