How Will Having a New President Impact Your Mortgage? Let’s Take a Look

There is always uncertainty in the market in an election year, but many people are wondering exactly what kind of impact Donald Trump’s election will have on their mortgage and the real estate options available. Whether you are still paying off your home or have been shopping around for the right one, here are some possibilities for the real estate market following the results of the 2016 election.

An Increase In Luxury Properties

With the release of Donald Trump’s tax plan which provides the most sizeable tax cuts to the wealthy, it could be the case that there will be an increase in the demand for high-end properties which may lead to less availability and a higher price point. As this kind of demand could also work to bump up the median price of real estate in urban areas, it could have an adverse impact on low-income earners who may see themselves priced out of a more expensive market.

Rising Mortgage Rates

Most people that have been perusing the market recently have heard about the low interest rates that make purchasing a home a good financial decision. However, following the uncertainty of the election, interest rates are on the rise. While the sense of instability may persist until potential homebuyers know more, this boost in the rates since the election may mean that many buyers will decide to hold off until the new year.

A Loosening Of Regulations

The concept of the cost involved in regulation was something that Donald Trump brought up many times on the campaign trail, and this could be a sign that he is ready to make adjustments when it comes to housing regulations. While there may be little he can do at the local level, if regulation changes take hold, this could mean more loan opportunities for those with a poor credit history who may not have been a shoe-in for a mortgage previously.

With the fluctuations of the market dependent upon a variety of factors, it’s hard to say what will occur in the mortgage market in the next few months and years. However, with mortgage rates on the rise and the potential change in regulations, it could continue to fluctuate until there is more certainty on the horizon.

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Sort by: Select Price, Low to High Price, High to Low Newer Listings First Older Listings First Open House Date

1363 W Highland Road San Tan Valley, AZ 85143

$469,900

4 Beds

2 Baths

1,726 SqFt

Status Active

MLS # 6686037

Property Type Single Family Residence

Price Type --

Welcome to Magnolia Grove! Nestled on the border of San Tan Valley & Queen Creek, our community offers the perfect blend of convenience and tranquility. Immerse yourself in the vibrant dining and shopping scene just minutes away. Discover our gated enclave, a haven of charm with sprawling green spaces and winding walking trails spanning miles. Three inviting park areas invite leisurely strolls and outdoor relaxation. Step into the Palo Verde, a luxurious 4-bedroom, 2-bathroom retreat boasting a spacious layout and a chef's dream kitchen. Adorned with sleek white shaker cabinets, quartz countertops, and stainless steel appliances, including a sprawling kitchen island perfect for entertaining. Step outside onto a covered patio & enjoy your private backyard with artificial grass.

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10325 W Sonrisas Street Tolleson, AZ 85353

New

$469,885

5 Beds

3 Baths

2,048 SqFt

Status Active

MLS # 6698038

Property Type Single Family Residence

Price Type --

June Move-In 'Welcome Home'' You are going to love this Spacious single level Brand New Home & The Fantastic Location. Split Floor Plan w/5Bdrms,3 baths & 2 Car Garage + Double Gate. This Open Floorplan was designed for you and guests to come together and enjoy the great room, dining room and kitchen spaces that flow together seamlessly. ''Wonderful indoor/outdoor living'' W/Nice Size Backyard + Large Back Patio & Front CY Perfect For Entertaining Or Family Nights. 9' Ceilings, GOURGEOUS KITCHEN W/Stainless Steel Appliances, Upgraded Cabinets, Quartz Countertops, Double Door Pantry, 12x24 Tile throughout except bedrooms where plush carpet will snuggle your toes. Two-Tone Paint, Energy Star & Smart Home Features + More. Photos Of Model Home & Ext Completed Carefree C, Options Will Vary.

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14851 S 179th Avenue Goodyear, AZ 85338

$469,778

3 Beds

2 Baths

1,845 SqFt

Status Active

MLS # 6661915

Property Type Single Family Residence

Price Type --

Absolutely beautiful 3 bedroom 2 bathroom home on corner lot in the exclusive master planned community of Estrella Mountain at Vidrio. Step into this open concept home, entertaining kitchen with lots of counter space, walk in pantry and SS appliances. The 9ft ceilings and abundance of windows makes this home bright and spacious! The home has been designed by our professional design team. Come in today and see why this home really does stand apart from all the rest!! Gourmet kitchen with a separate gas cook top, and white quartz counter tops, 42 inch cabinets with decorative back splash. Primary bathroom has a large walk-in shower and large walk-in closet. Two guest bedrooms and a full bathroom complete the home. Builder is offering closing costs incentive to buy down interest rate

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27421 W Pontiac Drive Buckeye, AZ 85396

Open House

$469,700

2 Beds

2 Baths

1,625 SqFt

Status Active

MLS # 6617757

Property Type Single Family Residence

Price Type --

START LIVING THE DREAM! This Like New Hideaway Model Has It All! Enter the open concept, split floorplan w/wood plank like tile flooring, designer lighting features & custom window treatments througout. Inviting gathering space offers plenty of room for dining & entertaining. Chefs kitchen features upgraded cabinets, stylish quartz counters, SS appliances, walk-in pantry, island w/seating & pendant lighting. The master bedroom has a private bath w/quartz counters, dual sinks, vanity, walk-in, tile surround shower & large walk-in closet. Charming guest bedrrom w/adjacent bath. Den is perfect for office or hobbies. Extended Utility room has additional storage cabinets. Enjoy outdoor living on the expansive, paved patio overlooking this oversized, low maintenance private, walled backyard.

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14762 S Country Club Drive Arizona City, AZ 85123

$469,500

4 Beds

2.5 Baths

2,597 SqFt

Status Active

MLS # 6682192

Property Type Single Family Residence

Price Type --

LOOK NO FUTHER, BEAUTIFUL MOVE IN READY HOME IN ARIZON CITY. This 4 bedroom and 2.5 bath has 10 feet high ceiling with porcelain tile all through house. Wide open great room that flows into kitchen for an amazing open feel to the home. Spacious master bedroom with walk-in closet and double sink master bathroom.

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890 Oasis Drive Wickenburg, AZ 85390

$469,500

3 Beds

2 Baths

1,672 SqFt

Status Active

MLS # 6617271

Property Type Single Family Residence

Price Type --

BRING ALL OFFERS! You are going to love the privacy & serenity of this beautifully updated 3BD 2BA home built in 2002 right in the heart of Wickenburg. Updates include, brand new shingle roof, installed Oct. 2023, all new exterior paint, all new vinyl windows in 2023, all appliances are 2 years new along with washer & dryer 1 yr old. Kitchen has been updated and features rustic wood countertops, fantastic coffee bar area w/ floating shelves, updated cabinet doors and plenty of storage. Tile floors throughout. Both bathrooms have been updated and feature lovely all tile walk-in showers. Fantastic additional garage/workshop added that allows for an additional 2+ cars to be housed. Woodworker or crafter will love the additional storage/workspace in this home. Backyard is a paradise! Live your very best life in this peaceful backyard. Ramada added for BBQ area, mature landscape w/ shade trees, fully fenced too! The front features a niche' for sitting and enjoying the peace & quiet of your own little slice of the Wickenburg lifestyle. Remember, we love Wickenburg because of our amazing Fall, Winter & Spring weather, this property allows you wonderful space to enjoy every minute!

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4212 S 105th Lane Tolleson, AZ 85353

$469,500

3 Beds

3 Baths

2,162 SqFt

Status Active

MLS # 6621459

Property Type Single Family Residence

Price Type --

FORMER MODEL HOME!! Ready for Quick Move-In. Every Chef will love this house, Kitchen has a GOURMET KITCHEN that includes DOUBLE OVENS, cooktop w/microwave overhead. 42'' Kitchen Cabinets in ''BURLAP'' color with Satin Nickel Hardware, White Quartz Countertops in Kitchen and Bathrooms! Plank tile flooring in ''Ash Gray'' thought-out all main living areas, upgraded carpet in bedrooms, study and loft. First floor features a study and full bathroom as well as two tone paint throughout. Primary bath includes SEPERATE TUB/SHOWER, dual vanity sinks, quartz countertops and spacious walk-in closet with separate private access to the laundry room. This home also features garage service door, covered back patio and spacious, landscaped backyard with artificial turf and room for a pool.

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5418 S Equestrian Avenue Sierra Vista, AZ 85650

$469,500

3 Beds

2 Baths

2,852 SqFt

Status Active

MLS # 6653505

Property Type Single Family Residence

Price Type --

NO HOA. WHAT A DEAL!!! ASSUME THIS AMAZING LOW INTEREST RATE AT 2.25%!!! MUST BE A VETERAN TO ASSUME THE LOAN. This 3 bdrm, 2 bath, 2,852 SqFt, 1.24 acre home has everything you need!! It features: A large, remodeled kitchen w/upgraded appliances & light fixtures! Living room, large sized family room, large AZ room has 4 ceiling fans & a bar. A brand new Bosch dishwasher, new hot water heater & new upgraded ceiling fans. New, upgraded vinyl wood plank floors in LR & primary bdrm. New ''Safe-Step'' walk-in tub and shower, a New Bidet, ...... Two each AC, Evap Cooler, & F/P. Newly coated roof. Large, fenced back yard w/ 5 storage sheds (one can be used as a workshop). Horses ok. RV Gate and parking. Gorgeous Mountain Views, ready for you to occupy!!!!

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327 S Pioneer Trail Snowflake, AZ 85937

$469,490

3 Beds

2 Baths

2,266 SqFt

Status Active

MLS # 6659267

Property Type Single Family Residence

Price Type --

Beautiful single level home backing the Snowflake golf course in the highly desired Frontier Estates. This home's prime location makes it one of a kind! Featuring a split floor plan with 3 bedrooms and an office. On nearly a 1/2 acre this home features gorgeous landscape front and back with a spacious storage shed, private hot tub and propane tank (full and owned, ready to go). As an additional bonus, our lucky buyer will inherit an HVAC unit that is less than 4 years old, tankless hot water heater, water softening and water filtration systems and abundant solar savings with NO LEASE! With granite countertops throughout, a spacious laundry room, tiled master shower and walk in closets, the upgrades are too many to name. A must see today!

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10018 W Gulf Hills Drive Sun City, AZ 85351

$469,000

3 Beds

2.5 Baths

2,427 SqFt

Status Active

MLS # 6682928

Property Type Single Family Residence

Price Type --

You will fall in love with this spacious 3b/3b one-of-a-kind house. The beautiful remodeled custom kitchen has stainless appliances, granite counters, mosaic glass/marble tiled walls, Merillat cabinets w/pull-out shelves and a breakfast nook. It has 2 lg suites, 2nd guest bedroom and all bathrooms have been updated. Lots of closet space! The home theater has lighted floor to ceiling Merillat built-in's designed for a lg entertainment system. 3 versatile bonus rooms are ideal for a home office, bar, or a pool table. Entertain family and friends, the possibilities are endless! The backyard affords privacy with block walls on 2 sides so you can enjoy dinner in the gazebo. Solar panels are owned, double pane doors and windows throughout to ensure energy efficiency. Welcome to your new home.

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7300 E Earll Drive Scottsdale, AZ 85251

$469,000

1 Bed

1.5 Baths

867 SqFt

Status Active

MLS # 6671291

Property Type Apartment

Price Type --

Discover the epitome of urban living in this 1 bed, 1.5 bath condo nestled in Old Town Scottsdale's vibrant heart. Located on the first floor of Inspire on Earll built in 2016, this residence offers an extra guest bath for added convenience. Dive into luxury with community amenities, including a sprawling pool, hot tub, and cabanas—an oasis of relaxation awaits. Stay active in the expansive workout room, then unwind at the outdoor BBQ and food prep area or engage in friendly games of pingpong and cornhole. The community entertainment room is perfect for social gatherings. For eco-conscious individuals, an electric car charging station is available. Retreat to the large master bath, boasting a walk-in shower and dual sinks. This turnkey gem is available furnished!

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2669 S Peppertree Drive Gilbert, AZ 85295

$469,000

3 Beds

2.5 Baths

1,812 SqFt

Status Active

MLS # 6682265

Property Type Townhouse

Price Type --

Experience the epitome of convenience and luxury living at 2669 S. Peppertree Dr, #102, Gilbert, AZ 85295. Nestled in the heart of Gilbert, this stunning townhome offers an array of upscale amenities. Revel in designer touches like quartz kitchen countertops, SS appliances, and 42'' upper cabinets in a serene 'Harbor' hue. From the Blanco sink to the kitchen backsplash, every detail exudes sophistication. Enjoy the tiled shower, 9'' x 60'' vinyl plank flooring, and the soft water loop for added comfort. Situated in The Towns at Annecy, a prestigious private lake community, residents enjoy exclusive access to a gated entry, biking paths, and a refreshing community pool. With proximity to the 202 freeway, Discovery Park, and Gilbert Mercy Hospital, convenience is unparalleled. Click ''More'' Indulge in entertainment options at Main Event and Top Golf, or catch a movie at San Tan Harkins theaters. Endless dining and shopping opportunities await at San Tan Marketplace and San Tan Mall. Live the lifestyle you deserve!

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