How Will Having a New President Impact Your Mortgage? Let’s Take a Look

There is always uncertainty in the market in an election year, but many people are wondering exactly what kind of impact Donald Trump’s election will have on their mortgage and the real estate options available. Whether you are still paying off your home or have been shopping around for the right one, here are some possibilities for the real estate market following the results of the 2016 election.

An Increase In Luxury Properties

With the release of Donald Trump’s tax plan which provides the most sizeable tax cuts to the wealthy, it could be the case that there will be an increase in the demand for high-end properties which may lead to less availability and a higher price point. As this kind of demand could also work to bump up the median price of real estate in urban areas, it could have an adverse impact on low-income earners who may see themselves priced out of a more expensive market.

Rising Mortgage Rates

Most people that have been perusing the market recently have heard about the low interest rates that make purchasing a home a good financial decision. However, following the uncertainty of the election, interest rates are on the rise. While the sense of instability may persist until potential homebuyers know more, this boost in the rates since the election may mean that many buyers will decide to hold off until the new year.

A Loosening Of Regulations

The concept of the cost involved in regulation was something that Donald Trump brought up many times on the campaign trail, and this could be a sign that he is ready to make adjustments when it comes to housing regulations. While there may be little he can do at the local level, if regulation changes take hold, this could mean more loan opportunities for those with a poor credit history who may not have been a shoe-in for a mortgage previously.

With the fluctuations of the market dependent upon a variety of factors, it’s hard to say what will occur in the mortgage market in the next few months and years. However, with mortgage rates on the rise and the potential change in regulations, it could continue to fluctuate until there is more certainty on the horizon.

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10080 E Mountainview Lake Drive Scottsdale, AZ 85258

$510,000

1 Bed

1 Bath

1,095 SqFt

Status Active

MLS # 6641701

Property Type Apartment

Price Type --

Breathtaking views of lake Serena and the McDowell Mountains enjoyed from your private balcony and living room with no one above you! Spacious open floor plan. Living Room has a fireplace and extra side window to enjoy the lake view to the west. Gated Community offers pools, spas, workout room, steam room. One car garage. Kitchen appliances are stainless, washer & dryer are included in sale. Great location, close to several restaurants. Large Master bedroom with walk in closet! One car garage. Ring Doorbell . Nearby park includes 18 lighted tennis courts, our racquetball courts (lighted), Squash court (lighted) Six sand volleyball courts (lighted) Full basketball court (lighted) Two half basketball courts (lighted) Four lighted baseball fields 6 picnic ramadas, Enjoy Scottsdale!

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6411 S River Drive Tempe, AZ 85283

Open House

$510,000

2 Beds

2.5 Baths

2,589 SqFt

Status Active

MLS # 6646043

Property Type Townhouse

Price Type --

Introducing an extraordinary new listing in the highly coveted city of Tempe, AZ! Nestled amidst million-dollar homes, these exclusive townhomes are a rare find, offering a lifestyle of unparalleled convenience. Conveniently located near Loop 101, this residence is surrounded by a wealth of shopping & dining options. Explore the renowned Chandler Fashion Center, take a short drive to the vibrant Tempe Marketplace, or enjoy the scenic beauty of Tempe Town Lake. Outdoor enthusiasts can tee off at the Dobson Ranch Golf Course or Ken Macdonald Golf Course, & there's easy access to amenities near ASU. Plus, indulge in culinary delights at Whole Foods & Hash Kitchen just minutes away! This uniquely designed townhome boasts a prime location overlooking the community courtyard & fountain. Downstairs, the living quarters exude elegance with timeless saltillo tile, 12+ foot ceilings, a fireplace, a spacious living room & half bathroom. Multiple access points lead to the backyard patio, adorned with stone-like floors & a variety of seating areas. Ascend the spiral staircase to the upstairs living quarters, featuring a thoughtfully laid out split floor plan with two ensuite bedrooms. Both bedrooms have their own private balconiesone overlooking the courtyard & water feature for breathtaking AZ sunrises, and the other facing the back patio for serene sunsets. An expansive walkway sitting area upstairs provides another balcony to soak in the Arizona sunrise. The front patio is equally charming with its stone floors. Experience city living without sacrificing tranquility; this home effortlessly combines modern adobe style with elements of Santa Barbara architecture. Exceptional features that make this community truly special are the walking pathways to marvel at the beauty of 7 ponds filled with fish and a few friendly turtles! Don't miss the chance to make this exceptional residence your own!

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12939 W Fossil Drive Peoria, AZ 85383

$510,000

2 Beds

2 Baths

1,635 SqFt

Status Active

MLS # 6652040

Property Type Single Family Residence

Price Type --

This Flora Model Sets Itself Apart From The Others With Its Enhancements. You Will Be Captured By The Curb Appeal As You Drive Up To The Tuscan Stone Façade & Gated, Pavered Courtyard. Inside You'll Find Diagonal Tile, Designer Window Coverings, Whole House Filtration System, Decorative Iron Screen Doors & Central Vac. Kitchen Boasts Breakfast Nook & Door To Your Front Courtyard, Engineered Stone Counters, Raised Panel Maple Cabs w/Crown Molding, Convenient Island & Bar Open To Your Great Room w/Wall Of Windows. Main Bedroom Features Upgraded Bath & Custom Closet. 3rd Bedroom/Office Showcases A Unique Stone Wall, Matching Built-In Desk & Murphy Bed. Lushly Landscaped Backyard Offers Plenty Of Privacy, Pavers, Fruit Trees & Gas Fire Pit. 4ft Garage Ext, Epoxy Floor & Cabs. PLUS OWNED SOLAR

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6455 W Millerton Court Florence, AZ 85132

$510,000

4 Beds

2.5 Baths

2,569 SqFt

Status Active

MLS # 6655094

Property Type Single Family Residence

Price Type --

Back on the Market. Seller financing avaliable. Entertainers Kitchen. Gorgeous Backsplash, Gas Stove w/ Kitchen Hood! HUGH Panty, Ceiling Fans Throughout, Reverse Osmosis, Upgraded Soft Close Cabinets & Canned Lighting. Pull Down Blackout Blinds in Bedrooms & Arcadia Walk in Master Shower, Door! Title, Walk-in Closets! No Neighbors to the East. Right next to Common Area, Storage Shelves in Garage. Custom Private Front Security Door. Backyard has Firepit, Gas Stub Out for Grill, Pavers in back yard. Low Maintenance! Save Thousands from New Build. Access to Clubhouse w/ Gym and Pool! Must See!!

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9425 E Evergreen Street Mesa, AZ 85207

Open House

$510,000

3 Beds

2 Baths

1,701 SqFt

Status Active

MLS # 6659141

Property Type Single Family Residence

Price Type --

Discover the charm of 9425 E EVERGREEN ST, Mesa, AZ 85207 - a centrally located decorator's dream on a corner lot. With custom interior and exterior paint, a captivating poolside ambiance, and upgraded features including updated bathrooms and modern appliances, this home offers style and comfort. With remodeled kitchen cabinets, quartz countertops and modern appliances, you'll forget about eating out! The large master suite boasts enough room for a sitting area, creating a joyous home you can settle right into. Outdoors, the backyard is an oasis in the desert, with a Pebble Tec pool, so you can enjoy the ease of xeriscape desert landscaping with beautiful nightly sunsets by the pool in the Summer and turn to the fire pit in the Winter. For those unfamiliar with xeriscape, this means money you will not have any water bills for irrigation! Lastly there is a spacious two car garage with an added electric car charger that will convey with the home. Don't miss out on this inviting haven! Additional upgrades to consider are the following: Pool Decking resurface 2023, Pool Sand Filter 2023, Pool Pump 2021, Full Roof Replacement 2021, Turf and Pavers 2020, AC Replaced 2020, and so much more! Owners are also willing to paint the interior a neutral color for new owners.

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31110 N 137th Avenue Peoria, AZ 85383

$510,000

3 Beds

2 Baths

1,851 SqFt

Status Active

MLS # 6664928

Property Type Single Family Residence

Price Type --

Welcome to your new home in the highly sought after Vistancia community in North Peoria! This 3 bed, 2 bath, ranch style home is nestled within a beautiful desert landscape and surrounded by mountain views. The home features an updated kitchen, custom formal dining area(could be used as an office or den), and primary bath. Additionally, the AC unit is only 3 years old (replaced in 2021), the home has new insulation, luxury sunscreens, and BRAND new water softener (2024). The 2-car garage is wired for electric vehicle charging station AND overhead storage will convey in sale! Despite the serene location of this home it is only 15-20 min. from TONS of recreation + amenities (shopping, movies, Lake Pleasant and more), and only a 20 min. drive the new TSMC factory Thx to its proximity to 303!

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4525 N 66th Street Scottsdale, AZ 85251

$510,000

3 Beds

2 Baths

2,109 SqFt

Status Active

MLS # 6666635

Property Type Townhouse

Price Type --

Looking for a great vacation home or opportunity to own a great vacation rental home, look no further this beauty is ready. All furniture & household items are included with the sale. Come check out this nicely appointed 3 bed/2 bath townhome on a premium, corner lot close to Fashion Square in Old Town Scottsdale & minutes away from Camelback Mountain. This is one of the largest models in Casa Del Monte & features a split floorplan, large covered patio, 2 new Crane A/C units installed in Feb 2023 as well as new LG washer & dryer, wifi thermostats & ring camera, all upstairs & kitchen windows replaced in Feb 2024. This truly lock & leave home in Casa Del Monte boasts a 24/7 guard gate, 3 pools, basketball, tennis/pickleball courts, clubhouse & gym.

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3216 W Hearn Road Phoenix, AZ 85053

$510,000

3 Beds

2 Baths

2,216 SqFt

Status Active

MLS # 6667101

Property Type Single Family Residence

Price Type --

Discover this extensively renovated home with a contemporary flair! The well-lit interior showcases neutral tones & wood-style flooring, creating an inviting atmosphere. The open floor plan is perfect for hosting gatherings, & the kitchen has undergone a stylish transformation with white cabinetry, granite counters, mosaic tile backsplash, & new stainless steel appliances, including a farmhouse sink & wall oven. The primary bedroom boasts a sophisticated en suite featuring dual sinks & a custom walk-in closet. Outside, the backyard offers a refreshing pool (refinished in 2019), a screened in patio for relaxation, & a workshop. The property is equipped with solar panels, providing both environmental consciousness & cost savings. Immerse yourself in refined living in this updated home!

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42414 N 46th Lane Anthem, AZ 85086

$510,000

4 Beds

2 Baths

1,757 SqFt

Status Active

MLS # 6670652

Property Type Single Family Residence

Price Type --

Exceptionally maintained 4-bed, 2-bath Anthem home with a superb layout, real wood floors, 9 ft ceilings, coated garage floors, and manicured landscaping near the TSMC plant. Save thousands on appliances as the washer/dryer and refrigerator all convey! Community pool, parks and recreational center all close by. Lower water bills with water sourced from City of Phoenix. This house is clean, has neutral colors throughout and is move in ready!

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42805 N Hudson Trail Anthem, AZ 85086

$510,000

4 Beds

2 Baths

1,827 SqFt

Status Active

MLS # 6676018

Property Type Single Family Residence

Price Type --

Welcome to your dream home in Anthem! This 4-bed, 2-bath residence features new flooring through out, new baseboards, and new appliances that create a modern and inviting space. The kitchen is a chef's delight, while the master suite offers a private and comfy oasis. Enjoy the grassy and secluded outdoor space with the convenience of Anthem's amenities. Don't miss the chance to make this house your home - come check out the beauty of living in Anthem!

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8906 S Heather Drive Tempe, AZ 85284

$510,000

3 Beds

2.5 Baths

1,926 SqFt

Status Active

MLS # 6676536

Property Type Townhouse

Price Type --

Updated with FRESH BEAUTIFUL WHITE PAINT AND NEW LIGHT FIXTURES. RV Parking area for $150 a year! Delightful 3-bed, 2.5-bath townhome in the inviting Neighborhood of Alta Mirada. Master is downstairs. Discover a living room featuring plush carpet, vaulted ceilings, plantation shutters, a cozy fireplace, & French doors leading to the backyard. The eat-in kitchen comes w/ granite counters, SS appliances, a pantry, & ample storage provided by paneled cabinets. The main bedroom includes mirrored closets & a private bathroom w/ dual sinks & a walk-in closet. Relax on the balcony or backyard showcases a patio, a built-in BBQ for weekend grilling, The community has a large pool, spa, tennis courts and RV Storage.

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34457 N Legend Trail Parkway Scottsdale, AZ 85262

$510,000

2 Beds

2 Baths

1,253 SqFt

Status Active

MLS # 6679036

Property Type Townhouse

Price Type --

2 bedroom, 2 bath upper-level condo with private views high above the golf course. Includes TWO PRIMARY SUITES, a great room, and a private garage. It's an end unit right next to the community center and all amenities. FEATURES TWO PATIOS, ONE WITH GOLF COURSE VIEWS AND THE OTHER WITH SUNSET AND MOUNTAIN VIEWS, ensuring privacy and no ground-level animal issues. Inside, you'll find a large living space, a kitchen with granite countertops, new stainless steel appliances, maple wood cabinets, and a breakfast bar. The condo has new carpet and paint. The main bedroom has an en-suite bathroom with a walk-in shower, double sinks, and a walk-in closet. Second bedroom has a bath and fantastic mountain views for your guests. Enjoy access to two community pools, golf, pickleball and tennis courts, and a fitness center with classes. Located near Cave Creek's and Carefree's dining and downtown areas. And a short drive to all Scottsdale North has to offer. More features include: New carpet new paint new fridge, dishwasher, ss appliances (All new within a few years) granite counters Pantry Kitchen Sink Window with mountain and golf views Extended balcony patio with golf and mountain views front patio with sunset and mountain views mountain views from every window great room with gas fireplace Second Bedroom with nook for dresser/wardrobe Large second bathroom Walk in closet in master Master bath dual sinks, large shower Maple cabinets throughout canned lighting Washer Dryer included Storage above washer Separate single car garage Walk to clubhouse and all amenities! On 17th far from errant shots

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