3 Ways That You Can Leverage Mortgage Financing to Build a Real Estate Investment Portfolio

Real estate may be one of the most important things that you will ever invest in, but it can also be a useful means of increasing your financial well-being. If you’re getting into the real estate game and are wondering how you can make use of investing in homes to improve your net worth, here are three ways you can successfully work towards a real estate investment portfolio that will make you proud.

Home Equity Line of Credit Loan

Also known as HELOC, this is the type of loan where a home buyer taps into the equity of their home while they are still paying off their mortgage. As the equity that has been paid into the home is available without the home buyer having to apply for it, this allows those who invest in real estate to borrow against equity to renovate the property or pay for a deposit on another property.

Pick Properties That Will Appreciate

It goes without saying that most people want to invest in a property that will increase in value, so as an investor you need to be especially careful about what you invest in. Since you may have problems paying all your property fees if the value of one decreases, try and be aware of future market trends and neighborhood hot spots. This means diversifying the properties you invest in and including a buffer in your payment plan so that, even if the market takes a turn, you can still pay off your amount owing.

Investing In Under Market Value

There are few better ways to improve the financial feasibility of your investment portfolio than investing in a property that is under market value. Not only will you have an automatic gain with the purchase price, you will be able to invest that money into improvements in order to bump up the market price even more. While finding this type of property can be difficult for the newcomer, looking for neighborhoods with potential or properties that require little maintenance can be a good place to begin.

There are few better things to invest in than real estate, but it can be hard to know where to put your money in the beginning. Whether through a home loan or purchasing a property under market value, there are plenty of ways to bump up your net worth. If you’re currently considering an investment in real estate, give me a call for more information – J.P. Cook – 602-320-4253.

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7790 W Emerson Drive Kirkland, AZ 86332

$475,000

3 Beds

3 Baths

2,593 SqFt

Status Active

MLS # 6668827

Property Type Single Family Residence

Price Type --

NO HOA!!! This ranch-style hilltop home has million dollar, panoramic views for miles, nearly 7 acres of fenced and gated land, outbuildings, and potential guest house! You will love your full views of both sunrise and sunset, as well as the vast and powerful mountain ranges that fill the horizon. The peace and privacy you will find while listening to the abundant wildlife is unmatched. All your toys and hobbies will find a home on this perfectly situated property on the paved county road. The home is nearly 2600 sqft - with 3 large bedrooms, 2 bonus rooms, 3 full baths, an open kitchen with pantry, plenty of cabinet space, dining room, living room, and huge climate controlled laundry room that can double as an office, media room, or bonus space. Add to that a large attached 2-car Garage that has tons of extra space with shelves and built-in counters, well house and well equipment, detached exterior 16x12 shed (included with full-price offer only), and 600 sqft storage building with the potential to become a guest house or rental. New roof, updated flooring, and more! see attached docs for a breakdown of upgrades/updates. This town is a well-kept Prescott area secret! This peaceful location will allow you to take a deep breath and reset! 25 minutes (17 miles) from downtown Prescott and less than an hour from Wickenburg. If you are looking for rural yet convenient, don't overlook Wilhoit!

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20725 W Colter Street Buckeye, AZ 85396

$475,000

2 Beds

2 Baths

1,581 SqFt

Status Active

MLS # 6673074

Property Type Single Family Residence

Price Type --

Tenant Occupied until May 20th. This Villa is a great full-time residence, or lock and leave, or an investment property generating $20K NET income per year. Villa is situated on an elevated lot with charming tree-lined walking pathway. Mountainside is the only gated community in Victory (55+), featuring private pool and social areas for residents. Enjoy the gourmet kitchen complete with designer-selected features from top to bottom including stainless appliances. You'll appreciate the 10' ceilings and abundant natural light. The family room has large dual pane low E 3 energy efficient picture windows looking out onto your private outdoor paver patio. An oversized super shower and upgraded surfaces highlight the spa-like owners bath. Two bedrooms AND office/den w French doors.

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1741 W Paisley Drive San Tan Valley, AZ 85144

$475,000

4 Beds

2 Baths

1,863 SqFt

Status Active

MLS # 6673545

Property Type Single Family Residence

Price Type --

Home Qualifies for No Downpayment Loans! Motivated Seller ~ Bring All Offers! Located in the VERY POPULAR subdivision CIRCLE CROSS RANCH in NORTH San Tan Valley. SUPER CLEAN & UPDATED MOVE IN READY 1 STORY Ranch home with 4 Bedrooms (4th Bedroom is Large Den) with HEATED POOL and BUILT in 2012! A HUGE greenbelt right across the street! LOW Maintenance Yards ATTACHED Extended 2 Car Garage w/ EXTRA STORAGE! Amazing Stacked Brick accent wall in living Room! LARGE Open Kitchen with Stainless Steel Appliances! All Appliances included! Even W/D! Tons of Walking/Biking Trails. Close to LOTS of shopping and restaurants. Easy access to Banner Ironwood Hospital, Minutes from New 24 Freeway!

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3620 E Sumner Place Rimrock, AZ 86335

$475,000

3 Beds

2 Baths

1,716 SqFt

Status Active

MLS # 6672634

Property Type Single Family Residence

Price Type --

This stunning brand new 3 bedroom/2 bath home is in the pristine gated community of Beaver Creek Preserve in Rimrock AZ. Beautifully done Open floor plan with granite/quartz countertops, kitchen island, wood cabinetry and lots of storage and tile flooring. Private back Patio. Huge RV Storage! No RV? Then sky's the limit of what you can do with that space! Storage for your motorcycles, ATV's, Golf Carts! Turn it into a sports Room w/pool table, Ping-Pong, Man Cave, or add a platform for more storage, build a loft, Car lift.. really anything! Great private space between neighbor's min 20ft easements. Clubhouse offers pool tennis, Lounge area, BBQ for all you Friends and Family! Great location just off the freeway, Peaceful and Quiet! 20 min to Cottonwood, 25 min to Sedona, 1 hr to Flagstaff Lots of hiking trails, fishing and just beautiful scenery! ** Price reflects a 30K incentive reduction by using the builders preferred lender! **Come check it out! Make us an offer today and we can make it work!

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