How Technology Is Creating an Easier Mortgage Approval Process

From saving up for a down payment to sussing out the ideal lender, there are so many things involved in purchasing a home that can make it seem like a rather complicated undertaking. However, like a lot of things in our lives, technology has streamlined the process in recent years. If you’re currently searching for a home on the market, here are some new technological advancements that may make buying a little easier for you.

The Smart Phone Advantage

The paperwork and requirements associated with a mortgage may not have changed much in recent years, but smart phones have provided us with the instant ability to see all the necessary documents from anywhere. While there was once a time it required a lot of time in front of a computer, smart phones have enabled people to fill in, review and reply to documents on the go, which makes for a much more efficient – and mobile – process.

The Implementation Of The E-Signature

It may seem like something that has been around for a while, but up until recently an approving signature on a document had to be provided in person. With all the mortgage documents that are needed to get the ball rolling, this type of approval took up a lot of extra time. Nowadays, instead of having to rush out to sign a paper, our mobility and legal laws enable anyone applying for a mortgage to be able to provide an e-signature, which means there is no waiting around on the backend.

Consult My Website

While there is still a lot of paper and information required in order to get approved, checking my website and using my mortgage calculator tools enables you to instantly determine how much your monthly payments will be and what the real cost of your home is when it’s all added up. Instead of the guesswork, these calculators can help you answer the question of whether or not a home is the right price.

The mobility and ubiquitous nature of today’s technology has made a lot of things much easier, and the mortgage process is no exception. From online calculators and tools that can better manage your mortgage to the use of e-signatures, there’s no reason getting a mortgage loan has to be rife with stress. If you’re looking into buying a home, please contact me for more information.

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Sort by: Select Price, Low to High Price, High to Low Newer Listings First Older Listings First Open House Date

89 E Palomino Drive Gilbert, AZ 85296

$505,900

3 Beds

2.5 Baths

1,776 SqFt

Status Active

MLS # 6694699

Property Type Single Family Residence

Price Type --

Welcome to this stunning two-story home boasting modern updates and timeless charm. With three spacious bedrooms and two and half bathrooms, this residence offers comfortable living spaces for the whole family. Step inside to discover the allure of vinyl floors that perfectly complement the contemporary design. The sleek, updated kitchen is a chef's delight, featuring ample counter space and stainless steel appliances. Conveniently located close to amenities and schools, this home is the epitome of modern living. Don't miss the opportunity to make it yours!

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24099 N 147th Drive Surprise, AZ 85387

New

$505,774

4 Beds

3 Baths

2,204 SqFt

Status Active

MLS # 6703239

Property Type Single Family Residence

Price Type --

Up to 3% of total purchase price towards closing costs incentive offer. Additional eligibility and limited time restrictions apply; details available from Selling Agent. MLS#6703239 October Completion. Experience contemporary living at Los Cielos at Rancho Mercado with our 40-2 floorplan—a single-story oasis featuring 4 bedrooms and 3 baths. The open design effortlessly connects the dining room, kitchen, and great room. Delight in the kitchen with tiled backsplash, recycle center, and beautiful soft close cabinets and drawers. Three secondary bedrooms and 2 bathrooms adorn the front for added seclusion, while the primary bedroom at the rear offers a generous walk-in closet, spa-like shower, and dual vanities—blending opulence with functionality.

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10266 W Piccadilly Road Avondale, AZ 85392

$505,480

3 Beds

2 Baths

1,949 SqFt

Status Active

MLS # 6642636

Property Type Single Family Residence

Price Type --

Up to 3% of total purchase price towards closing costs incentive offer. Additional eligibility and limited time restrictions apply. MLS# 6642636 April Completion! Experience contemporary living at Parkside Los Cielos with our 40-1 floorplan—a single-story oasis featuring 3 bedrooms, a flex room and 2 baths. The open design effortlessly connects the dining room, kitchen, and great room. Delight in the kitchen's 42'' upper cabinets, gas range, quartz countertops, and stylish recessed panel cabinets. Two secondary bedrooms and a bathroom adorn the front for added seclusion, while the primary bedroom at the rear offers a generous walk-in closet, spa-like super shower, and dual vanities—blending opulence with functionality. Embrace a lifestyle of comfort and elegance in your new home. Structural options include: paver front porch, RV gate, upgraded square corners, 5 baseboards, 8' interior doors, soft water loop, and complete reverse osmosis system.

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16893 N Christensen Road Florence, AZ 85132

Open House

$505,000

3 Beds

2.5 Baths

2,087 SqFt

Status Active

MLS # 6677212

Property Type Single Family Residence

Price Type --

Welcome to this stunning new home!!! You won't want to miss an opportunity to see this beauty! Open the front door to 10-foot ceilings, extended to 14-foot ceilings in the great room area, for that extra grand Welcome Home vibe! You will quickly take note of the Luxury Vinyl Flooring leading way to you Gorgeous Kitchen, with its Custom Cabinets, Quartz Countertops, Complimentary Backsplash and Center Island with its stylish pendant lighting... Top it off with a walk-in pantry and you will have ample storage. Primary suite features oversized custom rain shower, dual niches, dual sinks and expansive walk-in closet. In addition to 3 bedrooms, you have your own home office...Walking in from the 2 car Garage you enter the extended Oversized Laundry Room with additional cabinetry. So many features to mention... AND VIEWS FOR MILES! Yet still so close to town. 2 x 6 construction, fully sheathed, foam insulation including garage, 8ft door package, Low E windows, Tile Roof.

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515 E Kachina Avenue Apache Junction, AZ 85119

$505,000

4 Beds

2 Baths

2,101 SqFt

Status Active

MLS # 6692745

Property Type Single Family Residence

Price Type --

RARE FIND! Fully UPDATED 4 bedroom, 2 bathroom OPEN CONCEPT home, featuring resort style backyard with POOL & NEW RAMADA w/Built-In-BBQ & DINING! Property Updates Include: ROOF, Pool Filter System, Granite Countertops in Kitchen & Bathrooms, XL Center Island, Custom Built-In Bar w/ bottle storage, Chef-Style Faucet w/under-mount Sink, Stainless Steel Appliances, Wood-Tile Flooring, Fresh Interior Paint, New Closet Doors throughout, Crown-Molding & Trim throughout, Sun Shades Screens, BONUS OFFICE-SPACE w/AC in Garage, New Block Fencing w/ RV GATE ACCESS, Electrical Panel Updated & Solar Panels added. Sheds on property convey. Property features MTN VIEWS, Wood-Burning Fireplace, 2-car Garage w/shelving & Attic storage, & multiple FRUIT TREES (Lemon, Tangerine, & Lime). NO HOA! A MUST SEE!

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1061 S Annie Lane Gilbert, AZ 85296

$505,000

3 Beds

2.5 Baths

1,982 SqFt

Status Active

MLS # 6692061

Property Type Single Family Residence

Price Type --

Charming 3 bed/ 2.5 bath home in the popular Gilbert location of Cooley Station North. 1,982 sq ft, functional floor plan with an open concept kitchen; ample counter space, cabinets, RO drinking water system, a large pantry & a window over the sink facing the front yard. Main living space is well-designed with a four panel sliding glass door providing abundant natural light and a seamless transition of indoor/outdoor living & entertaining. Double door entrance into the primary suite featuring a gorgeous bathroom including oversized shower, standalone tub, dual sinks & a spacious closet. Also upstairs is the laundry room & additional two bedrooms with room in between for a small home office. The best of low maintenance living in a vibrant community with tons of amenities at a great value. Resort style heated pool, spa, ramadas & BBQ grills, greenbelts & a basketball court just a 2 min walk away. Come check out this fantastic community with convenient access to shopping, dining, entertaining, award winning schools & a 2 min drive to the 202 freeway.

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9555 E Raintree Drive Scottsdale, AZ 85260

$505,000

3 Beds

2 Baths

1,509 SqFt

Status Active

MLS # 6695239

Property Type Apartment

Price Type --

Stunning 3 bed 2 bath fully remodeled ground floor condo with McDowell mountain views. Rare 3 bedroom end unit inside the highly desired Ladera Vista community. Gated property. Quick Access to 101 freeway and perfect location for all that North Scottsdale has to offer. Just minutes away from West-world, Scottsdale Quarter, DC Ranch, Kierland Commons shops & Restaurants, TPC Golf Course, Hiking & more. Split bedroom floor plan with dual AC units for zoned cooling. 2 large patios that wrap around the unit. Quiet & Private. Peaceful community. Complete remodel with new Quartz countertops & all Stainless Steel Appliances are new. Brand new solid wood plank wood floors and brand new privacy blinds in all rooms. Inside laundry room. New everything inside. Arizona luxury living at its finest.

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629 E Elm Lane Avondale, AZ 85323

$505,000

3 Beds

2.5 Baths

2,380 SqFt

Status Active

MLS # 6700431

Property Type Single Family Residence

Price Type --

You'll LOVE this beautiful 3-bed, 2.5-bath home in the peaceful Marbella Park. Stone accent details, 2-car garage, & a delightful landscape are just the beginning. Fabulous interior showcases plantation shutters, tons of natural light, neutral paint, tasteful flooring - soft carpet & wood-look plank tile. The open layout is perfect for both everyday living and entertaining. The kitchen boasts SS appliances, granite counters, subway tile backsplash, a pantry, ample wood cabinetry, and an island w/breakfast bar. Completing the downstairs, you have a versatile den for an office. Upstairs, you'll find the cozy loft along with the bedrooms. En Suite in the main bedroom with dual sinks & a walk-in closet. Enjoy relaxing in your large backyard, extended covered patio & artificial turf.

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8023 S 42nd Drive Laveen, AZ 85339

$505,000

4 Beds

2.5 Baths

2,522 SqFt

Status Active

MLS # 6700120

Property Type Single Family Residence

Price Type --

A beautiful ranch-style home with stone accents, desert landscape, & a 3-car tandem garage is awaiting its new owner! Inviting hallway leads to the open floor plan offering patio access and a sizeable living room. Tray ceilings, stylish tile flooring, plantation shutters, and a formal dining room w/a lovely chandelier are features you'll love. Stunning kitchen is equipped w/recessed lighting, black SS appliances, granite counters, a mosaic tile backsplash, a breakfast nook, a large island w/a breakfast bar, and handsome wood cabinets w/crown molding. Oversized main retreat enjoys an immaculate ensuite with two vanities. Amazing backyard displays an enclosed covered patio w/multi-sliders, a huge gazebo, pavers, artificial turf, a storage shed, & incredible mountain views! Call today!

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15580 W Evans Drive Surprise, AZ 85379

$505,000

5 Beds

2.5 Baths

2,889 SqFt

Status Active

MLS # 6639848

Property Type Single Family Residence

Price Type --

This 5-bed, 2.5-bath home on a massive lot has it all! Updated interior with a chef's kitchen featuring new quartz, appliances, and a spacious island. Enjoy a welcoming family room, informal and formal dining areas, and a downstairs bedroom. Upstairs, a bonus room and four bedrooms, including a Primary Suite with a generous walk-in closet. Fresh paint, LVP flooring, plush carpet, and upgraded fixtures throughout. Come see this perfect blend of modern comfort and style today!

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7256 W Park Street Laveen, AZ 85339

$505,000

4 Beds

3 Baths

2,833 SqFt

Status Active

MLS # 6678382

Property Type Single Family Residence

Price Type --

IS A 13,992 SQUARE FOOT LOT big enough for you? And YES it has an RV GATE . 4 Bedrooms 3 bathrooms and a 3 Car Garage. Nice loft space for upstairs living. MASTER BEDROOM is on the first floor and it has a GINORMOUS walk-in closet. Master Bathroom has TWO sinks and SEPARATE tub and shower. Also a second bedroom on 1st floor. KITCHEN has large sit-down ISLAND, Tile floor, PENDANT LIGHTS, STAINLESS STEEL APPLIANCES and custom tile backsplash. YES the house has SOLAR. AND YES the SOLAR will be PAID OFF at close of escrow. & YES we are ready for your offer today!

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1628 E Villa Theresa Drive Phoenix, AZ 85022

$505,000

3 Beds

2.5 Baths

1,846 SqFt

Status Active

MLS # 6688566

Property Type Single Family Residence

Price Type --

This amazing 3 bedroom, 2.5 bath home, 2-car garage offers stunning mountain views that will take your breath away. As you step inside, you'll be greeted by beautiful slate floors and a cozy fireplace, perfect for those chilly evenings. The vaulted ceilings add a sense of grandeur, while the formal dining area is ideal for entertaining guests. The kitchen is a chef's dream, featuring stainless steel appliances, granite counters and backsplash, a convenient breakfast bar, and ample oak cabinets for all your storage needs. The bedrooms are spacious and comfortable, with the main bathroom boasting double sinks, a separate shower and tub, and a large walk-in closet. Washer/dryer included. Located in Paradise Valley School District, close to shopping, dining, hospitals, and freeway access!

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