How Technology Is Creating an Easier Mortgage Approval Process

From saving up for a down payment to sussing out the ideal lender, there are so many things involved in purchasing a home that can make it seem like a rather complicated undertaking. However, like a lot of things in our lives, technology has streamlined the process in recent years. If you’re currently searching for a home on the market, here are some new technological advancements that may make buying a little easier for you.

The Smart Phone Advantage

The paperwork and requirements associated with a mortgage may not have changed much in recent years, but smart phones have provided us with the instant ability to see all the necessary documents from anywhere. While there was once a time it required a lot of time in front of a computer, smart phones have enabled people to fill in, review and reply to documents on the go, which makes for a much more efficient – and mobile – process.

The Implementation Of The E-Signature

It may seem like something that has been around for a while, but up until recently an approving signature on a document had to be provided in person. With all the mortgage documents that are needed to get the ball rolling, this type of approval took up a lot of extra time. Nowadays, instead of having to rush out to sign a paper, our mobility and legal laws enable anyone applying for a mortgage to be able to provide an e-signature, which means there is no waiting around on the backend.

Consult My Website

While there is still a lot of paper and information required in order to get approved, checking my website and using my mortgage calculator tools enables you to instantly determine how much your monthly payments will be and what the real cost of your home is when it’s all added up. Instead of the guesswork, these calculators can help you answer the question of whether or not a home is the right price.

The mobility and ubiquitous nature of today’s technology has made a lot of things much easier, and the mortgage process is no exception. From online calculators and tools that can better manage your mortgage to the use of e-signatures, there’s no reason getting a mortgage loan has to be rife with stress. If you’re looking into buying a home, please contact me for more information.

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11411 N 91st Avenue Peoria, AZ 85345

$70,000

2 Beds

1.5 Baths

868 SqFt

Status Active

MLS # 6662872

Property Type Manufactured Home

Price Type --

This is a 1978 Cavco home. Wow this home has all the upgrades and looks like a model home. Front kitchen with eating area and storage everywhere. Living room and bedrooms are nice sized. HVAC system is less than 6 months old, Hot water heater and plumbing are all new as well. Interior updates are about 2 years old. This home is move in ready and it is neat and clean. This home is being sold unfurnished. Seller is highly motivated. Bring us your offer and let's all get a great deal and make this a Win Win for everyone.

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8600 E Broadway Road Mesa, AZ 85208

$69,999

2 Beds

2 Baths

1,056 SqFt

Status Active

MLS # 6697815

Property Type Manufactured Home

Price Type --

Awesome opportunity to own this charming 2-bed, 2-bath mobile home in the 55+ gated Mountain Views Estates! Excellent location close to various dining, shopping, entertainment, & freeways. Enter to find a perfectly flowing living & dining room! A soothing palette gives a homey feel, enhanced by plush carpet & wood-look flooring in all the right places. The kitchen offers built-in appliances & ample white cabinetry. Main bedroom has a private bathroom & a wide closet w/mirror doors. PLUS! This gem comes with a workshop, ideal for any DIY enthusiast. Enjoy relaxing in your wrap-around deck with sun screening for both privacy & sun blockage! For added convenience, you also have a carport parking. Great Community amenities like a pool, spa, workout facility, & more await you. Don't miss it!

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400 W Baseline Road Tempe, AZ 85283

$69,900

3 Beds

1 Bath

1,100 SqFt

Status Active

MLS # 6643411

Property Type Manufactured Home

Price Type --

All Ages Park! Take advantage of this opportunity! This charming 3-bed, 1-bath mobile home in Chaparral Village is waiting for its new owners! New A/C, Water heater. The great room showcases a neutral palette and wood-look flooring. The kitchen features trendy white shaker cabinets and a classic subway tile backsplash. The main bedroom offers a walk-in closet and a private bathroom, ensuring comfort and convenience. Ideally situated near bus stops, parks, restaurants, and shopping centers. Don't miss out on this one!

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8103 E Southern Avenue Mesa, AZ 85209

$69,900

2 Beds

2 Baths

1,484 SqFt

Status Active

MLS # 6652140

Property Type Manufactured Home

Price Type --

A Must See!!! Beautiful 2 bedroom 2 bath, with air-conditioned Arizona room, den & huge laundry room with full size washer & dryer, located in the Brentwood Southern 55+ Community. The square footage of this home has been expanded to 1,484 sf by built on additions. The gorgeous kitchen comes with a stove/oven, built in microwave, dishwasher & refrigerator, walk-in pantry as well as an island with seating. When purchasing this home, you will receive a one-year home warranty* covering the following systems & appliances: air conditioner/freon system, furnace, plumbing, water heater & electrical panel/wiring.

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2605 S Tomahawk Road Apache Junction, AZ 85119

$69,900

2 Beds

2 Baths

1,200 SqFt

Status Active

MLS # 6653605

Property Type Manufactured Home

Price Type --

Welcome home to this quaint manufactured home nestled close to the Superstition Mountains! New central AC! All new flooring! New exterior paint! The inviting interior showcases wood-look flooring and a soothing color palette that creates a calm and serene ambiance throughout. The kitchen has ample storage, including a pantry! Room for a stackable washer and dryer inside! You'll also find 2 comfortable bedrooms with generously sized closets! Adult community amenities include BBQ, billiards, clubhouse, heated pool, sauna, shuffleboard, and more. Located just a few minutes away from coffee shops, bars, and markets! Breathtaking views of the Superstition Mountains!

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8600 E Broadway Road Mesa, AZ 85208

$69,900

2 Beds

2 Baths

1,156 SqFt

Status Active

MLS # 6659519

Property Type Manufactured Home

Price Type --

Presenting an exceptional opportunity to own a spacious corner lot home in the an amazing 55+ community! This residence is primed and ready for its next owner, with recent exterior paint and new windows enhancing its curb appeal. Step inside to discover an inviting open living area, perfect for hosting gatherings or simply enjoying everyday relaxation. The primary bathroom has been thoughtfully updated with a brand new walk-in tub installed in 2023, offering both comfort and convenience. For added functionality, a spacious storage shed/workshop provides ample space for hobbies or storage needs. Residents of this subdivision can enjoy a plethora of amenities! Additional updates include the installation of an ADT security system for peace of mind, as well as butcher block countertops and fresh indoor paint, adding both style and functionality to the home. Please note that a monthly lease fee and community application apply, ensuring the continued enjoyment of the community's amenities and services. Don't miss out on this opportunity to experience the best of 55+ living!

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920 W Edgar Street Cochise, AZ 85606

$69,000

1 Bed

1 Bath

1,125 SqFt

Status Active

MLS # 6601622

Property Type Single Family Residence

Price Type --

4 Parcels included in once sale. 3 parcels are adjacent. Parcel 204-05-022 stands alone, though nearly touch. Well registry shows a registered Well located on parcel 204-05-016 and another registered Well located on parcel 204-05-019. No Sellers disclosure for property or Wells. Property is sold as is. No known septic. CASH only. No Seller carry. Easy access to I10.

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9501 E Broadway Road Mesa, AZ 85208

$69,000

2 Beds

2 Baths

1,152 SqFt

Status Active

MLS # 6657884

Property Type Manufactured Home

Price Type --

Relax and enjoy life in this cozy home in an active adult gated community! This two-bedroom home features an open living space with ceiling fans, an enclosed back patio, and a new oven. The home is partially furnished and has plenty of cabinet and closet space. The carport can accommodate two vehicles and has a shed for extra storage. The community amenities include a workout facility, a heated pool, and a spa, where you can unwind and socialize with your neighbors. This is a great opportunity to own a comfortable and affordable home in a peaceful and friendly environment!

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6727 W Polk St Avenue Phoenix, AZ 85043

$69,000

2 Beds

2 Baths

1,534 SqFt

Status Active

MLS # 6666610

Property Type Manufactured Home

Price Type --

This 2-bed, 2-bath manufactured home in the beautiful San Estrella Resort Community is now for sale! Well-cared multi-wide residence featuring 2 carport spaces, convenient storage, and a welcoming front covered patio. Enter to see a great open layout boasting high vaulted ceilings, neutral palette, and wood-look floors. The eat-in kitchen has built-in appliances, fluorescent lighting, tile counters, and honey oak cabinets. You will love the ample primary bedroom, including a mirrored door closet and an ensuite with a dual sink vanity. In the back patio, you will also have another storage shed for extra space. Amenities include a pool, community laundry, and more. This is the perfect retirement home! Come take a look!

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10220 E Apache Trail -- Apache Junction, AZ 85120

$69,000

2 Beds

2 Baths

980 SqFt

Status Active

MLS # 6672950

Property Type Manufactured Home

Price Type --

MOTIVATED SELLER!! HUGE LOT, END OF CUL-DE-SAC QUIET LOCATION, BRAND NEW AC/HEAT PUMP UNIT, FULLY FURNISHED & NEW SHINGLE ROOF! PACIFIC MANOR 2 BEDROOM, 2 FULL BATHS FEATURES WOOD LAMINATE FLOORING THROUGHOUT, VAULTED BEAMED CEILINGS, LARGE EAT- IN KITCHEN WITH GRANITE COUNTERS PLUS BREAKFAST BAR & PANTRY! NEWER STYLISH FURNITURE CONVEYS, CEILING FANS THROUGHOUT, INSIDE LAUNDRY AREA, 2 SHEDS FOR STORAGE PLUS LARGE OUTDOOR PATIO WITH FIRE PIT! OVERSIZED PRIMARY SUITE OFFERS EXTRA SPACE AND STORAGE AND DOUBLE SINKS IN BATH! PACIFIC MANOR AMENITIES INCLUDE HEATED POOL/SPA, CLUBHOUSE, DOG RUN, WORK OUT FACILITIES, PICKLE BALL COURTS WITH ACTIVITIES & EVENTS ALL WITH LOW SPACE RENT OF 694! PETS ALLOWED WITH PARK APPROVAL! THIS IS A ONE OF A KIND LOCATION!

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480 S Rainbow Drive Star Valley, AZ 85541

$68,000

1 Bed

1 Bath

800 SqFt

Status Active

MLS # 6644633

Property Type Manufactured Home

Price Type --

THIS HOME IS READY FOR YOU TO MOVE IN! 1 BEDROOM, 1 BATH PARK MODEL WITH FINISHED ADDITION, MAKING IT AROUND 800- SQ. FEET OF LIVING SPACE, HAS NEW FLOORING, FRESHLY PAINTED AND NEW WINDOWS. ROOF WAS NEWLY SEALED IN 2023 HAS A 40 GALLON WATER HEATER, SHOWER/BATH COMBO, PROPANE STOVE IN FAMILY ROOM. HOME ALSO HAS EDEN PURE HEATER, WINDOW AC, CELING FANS, GOOD SIZE STORAGE SHED AND PATIO OUTBACK. LOCATED IN HOUSTON CREEK RV PARK A 55+ COMMUNITY, $450/MONTHLY FEE WHICH INCLUDES WATER, SEWER, TRASH, AND 90 CHANNELS ON CABLE, MUST QUALIFY WITH PARK

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11411 N 91st Avenue Peoria, AZ 85345

$67,900

2 Beds

2 Baths

1,248 SqFt

Status Active

MLS # 6677164

Property Type Manufactured Home

Price Type --

Great remodeled manufacture home in a beautifully maintained gated community resort like style. One-mile aways from shopping and other needs. Don't miss your chance to see this home! New flooring throughout, new carport just installed, new kitchen with new range/oven accompanied with new stainless steel range hood, partially updated bathrooms and walk in closets, roof recently coated, and maintenance done!

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