A mortgage broker can be a helpful tool in finding the right opportunity for you, but it can be tempting to deal with mortgage apps that may be able to consolidate all the information you need in one place. While many modern apps can be quite convenient, there are a few reasons you may want to use a knowledgeable mortgage professional to ensure the credibility of your most important purchase.
Up-To-Date On Credible Lenders
A mortgage app can certainly provide many mortgage insights, but it’s not necessarily an able replacement for a broker who has dealt with many different lenders and knows the ins and outs. While an app can point you in the right direction, a broker will be able to keep you informed of all the little details.
Access To Better Rates
There are no guarantees that working with a broker will get you a better deal, but because brokers work in conjunction with a variety of different lenders, they can often get lower rates or special deals which you may not be able to find on your own.
Saving On Fees
In addition to assisting you with finding the best rates, a broker may also be able to minimize fees like the application and/or appraisal fees so that you can knock some of the costs off your mortgage. Since brokers have an established relationship with lenders, this is something you can use to your advantage.
All The Available Options
It can be overwhelming to go through all of the available lenders, and even a detailed app may not be able to provide this information. However, instead of the most popular current options, a mortgage broker will have lending information available from all kinds of institutions so you can choose what will work best.
Making The Process Run Smooth
An app may seem like a time-saver with all the information at your fingertips, but having a broker to look through things for you can provide a lot of comfort and clarity. While you do have the option of diving in on your own, having an expert to help you over the hurdles can go a long way.
There are so many apps out there that can make life a lot easier, but mortgage apps may not be the place to start when it comes to your mortgage process. If you’re currently considering your options, give me a call for more information – J.P. Cook – 602-320-4253.
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2740 S Equestrian Drive
Gilbert, AZ 85295
$499,000
3
Beds
2.5
Baths
1,491
SqFt
Status
Active
MLS #
6704023
Property Type
Townhouse
Price Type
--
This stunning WATERFRONT home has unobstructed lake and fountain views from the house and patio. Located in the highly sought after GATED community of The Lakes at Annecy, with mature trees along the lighted walking paths and piers over lake make you feel like you are on vacation every day! The well-appointed kitchen comes with slate stainless-steel appliances, modern cabinetry, an island with beautiful quartz countertops, soft water and reverse osmosis systems. The 2-car garage is custom painted with Epoxy flooring for easy cleaning, Wi-Fi garage door opener and added shelves for extra storage. This home features an array of upgrades: neutral porcelain tile flooring throughout with plush carpeting upstairs, full size upgraded washer/dryer, upgraded lighting and fans with dimmers and power remote control blinds, luxurious primary suite offers room for a king-sized bed and a spa-like en-suite bathroom with a subway-tiled shower, and walk-in closet. The home is a smart home with an APP to check the front door, open and close the garage door remotely, control the temp lighting and other features. Amenities include 3 community pools, spas, several lakes, basketball court, playground and open greenbelts. Living in this townhome means enjoying the best of both worlds, with easy access to the San Tan Village shopping center and historic downtown Gilbert's unique blend of shopping and restaurants. This is the perfect home for those seeking privacy, security, and exclusivity in a thriving and vibrant community.
45269 W Jack Rabbit Trail
Maricopa, AZ 85139
$499,000
5
Beds
3.5
Baths
3,432
SqFt
Status
Active
MLS #
6596194
Property Type
Single Family Residence
Price Type
--
Seller willing to offer seller concessions towards buy down or closing costs. Stunning two-story home on a large lot in a HOT neighborhood. What makes this property unique is the AC workshop + 4 1/2 car garage + 6 Rooms. From the open-concept kitchen and living space to the 3 panel sliding glass door looking out to the large shaded backyard, there is plenty of room for the whole family to enjoy. Love to read? Head up stares to get lost in a book in the coziest loft. Updates include: Chef's kitchen, upgraded maple cabinets, granite counter-tops, walk-in pantry, mosaic back-splash, high-end gas stove & appliances. New 2 stage AC train units, sun screens on all windows, surround sound through the house. OWNER OWNED water SOFTENER & SOLAR. NO LEASES HERE. Situated in a family-friendly
16245 W Mercer Lane
Surprise, AZ 85379
$499,000
4
Beds
3.5
Baths
2,810
SqFt
Status
Active
MLS #
6596078
Property Type
Single Family Residence
Price Type
--
Presenting this spacious 4-bed, 3.5-bath home in Greer Ranch South Community! Exuding warmth, comfort, & timeless elegance. Upon entering, you're greeted by the large living & dining room, which promises to host countless memories. Great room sits cozily between the kitchen and the outdoor patio for the ultimate indoor/outdoor lifestyle living. The kitchen was updated in 2020. There you'll find recessed lighting, a pantry, honey oak cabinetry, stainless steel appliances, granite counters, an island, & a breakfast bar. Privately tucked away, the main bedroom is a haven of relaxation, complete w/an ensuite w/dual sinks, soaking tub, & a walk-in closet. Discover the spacious backyard offering a covered patio, pavers, fire pit, storage shed, & play area. New AC Units and water softener in 2023. Interior and exterior paint and gravel landscaping in 2020.
5430 W St Kateri Drive
Laveen, AZ 85339
$499,000
5
Beds
3
Baths
4,040
SqFt
Status
Active
MLS #
6616801
Property Type
Single Family Residence
Price Type
--
NEED LOTS OF SPACE? How about a home with over 4000 sq ft? 5-bedroom, 3-bathroom home featuring a 3-car garage and a large loft. The main level offers a living room, a front room, a large bedroom, and a full bathroom. All bedrooms come with walk-in closets, and the master bedroom is particularly roomy with an extra large walk-in closet. The kitchen is equipped with a large island and an extra-large walk-in pantry. The island provides great space for entertaining and there is plenty of extra cabinet space. For added comfort, both AC units were replaced in March 2023. Conveniently located, there are three parks with playground equipment/toys, gazebos and a basketball court, making it a perfect place for outdoor activities and fun.
25220 N 131st Drive
Peoria, AZ 85383
$499,000
3
Beds
2
Baths
1,910
SqFt
Status
Active
MLS #
6624740
Property Type
Single Family Residence
Price Type
--
Welcome to The Views at Rancho Cabrillo! A new north Peoria Community! This is the 4411 plan from Scott Communities. This one is done as a 3 bedroom 2 bathroom with a den, and a 3 car garage. The split great room plan is amazing on this house! This one is upgraded with a premium kitchen that has quartz counter tops and Benton Birch staggered cabinets. GE stainless steel appliances. This plan also has a large master suite! The master bath has an executive height vanity and a walk-in shower. A big multi slide door opens to the extended patio. The patio looks out to nice size backyard!
18232 W Raymond Street
Goodyear, AZ 85338
$499,000
4
Beds
2.5
Baths
2,396
SqFt
Status
Active
MLS #
6626813
Property Type
Single Family Residence
Price Type
--
This Beautiful home on a premium lot with great views is ready for you! Home Boast Large Formal Dining and Living area at entry, Tastefully designed kitchen and primary living area. Upstairs has loft with primary bedroom and 3 additional bedrooms as well as laundry. Views out the windows for days. If you are looking for a large yard your are in luck, this lot is huge has plenty of room for a pool, outdoor kitchen and entertainment.
6101 E Kenilworth Road
Coolidge, AZ 85128
$499,000
3
Beds
2
Baths
1,537
SqFt
Status
Active
MLS #
6630090
Property Type
Single Family Residence
Price Type
--
Looking for country living w/an appreciation for a 100+ year home with no HOA? Business opportunity? Located outside the city limits (county address) w/a total of 4 acres to make into your dream property. This cozy home is open & bright w/antique door hardware & light fixtures. Home recently upgraded to include NEW -paint inside and out, windows, flooring, and kitchen to include cabinets and appliances! Upstairs room is a perfect bedroom/office opportunity. Detached garage has workroom and storage room area. This home was also used for filming a movie in 1987! Come take a look today, you won't be disappointed! *ALL info pertinent to purchase should be verified/investigated by Buyer to include subdividing, etc. See Documents Tab for additional information.
4122 S 185th Lane
Goodyear, AZ 85338
$499,000
3
Beds
2.5
Baths
2,688
SqFt
Status
Active
MLS #
6631109
Property Type
Single Family Residence
Price Type
--
Rates are too high client is willing to help with a 2/1 buy down. Ask your agent for details. This beautiful home check a lot of boxes. Owned solar panels, home over 2600 square feet, , wood flooring throughout. This beautiful home is made to entertain with the gourmet kitchen with open sight lines into the living room. Large walk-in closets and convenient upstairs laundry.
6081 W Estancia Way
Florence, AZ 85132
$499,000
4
Beds
2.5
Baths
3,737
SqFt
Status
Active
MLS #
6636271
Property Type
Single Family Residence
Price Type
--
Amazing home in the beautiful resort community of Anthem at Merrill Ranch! Yard has a gorgeous heat pump heated pool, patio with custom finishes, lots of LED lighting. A true place to relax and unwind. The house has hard flooring throughout. Fabulous kitchen with SS appliances, gas cook top, granite, island, pot rack. Great room plus formal living room/dining room. Den with double doors on 1st floor. Huge laundry room. Lots of storage. Beautiful loft area. All bedrooms have walk-in closets and master has an attached bath and 2 huge walk-in closets. 3 car garage has a mini-split and very upgraded electrical. There is an elevator from the living room to the loft for those who may struggle with stairs. And all in the resort community of Anthem at Merrill Ranch. Amenities galore.
17832 W Voltaire Street
Surprise, AZ 85388
$499,000
5
Beds
2.5
Baths
2,950
SqFt
Status
Active
MLS #
6666853
Property Type
Single Family Residence
Price Type
--
Buy this amazing home for as little as 1% down. The home was recently painted inside and out. New carpet throughout. Lots of space for your growing family. 5 bedrooms and a huge loft to call home.. 3 car garage for all of your toys. Sarah Ann Ranch, a totally quiet neighborhood at the end of Waddell Road....
3199 N Desert Horizons Lane
Casa Grande, AZ 85122
$499,000
5
Beds
3
Baths
3,554
SqFt
Status
Active
MLS #
6646010
Property Type
Single Family Residence
Price Type
--
Villago near the Lake, Discover this exquisite 5+ bed, 3-bath residence boasting a 2-car garage, extended driveway, and elegant brick veneers. The living room showcases high ceilings, a neutral palette, and sleek tile flooring. The family room provides a cozy setting for intimate moments. The formal dining room is perfect for hosting dinner parties. The kitchen comes with granite counters, cabinets with crown molding, SS appliances, recessed lighting, a walk-in pantry, a center island, and peninsula with a breakfast bar. The loft is ideal for a media room Master bedroom offers vaulted ceilings, plush carpeting, and an ensuite with dual sinks and a walk-in closet. The backyard is complete with a covered patio, low-maintenance turf, and a refreshing private pool. High speed for your office.
7127 N 23rd Lane
Phoenix, AZ 85021
$499,000
3
Beds
2
Baths
1,817
SqFt
Status
Active
MLS #
6688213
Property Type
Single Family Residence
Price Type
--
Welcome to your new oasis in the heart of Phoenix! This charming 3-bedroom, 2-bathroom home offers the perfect blend of modern convenience and timeless appeal. Featuring 1,817 square feet of thoughtfully designed living space, this gem sits on a spacious lot, enveloped by lush greenery for your enjoyment. Step inside and be greeted by a beautifully remodeled interior, meticulously crafted by the previous owner in 2017. The open-concept layout seamlessly connects the living, dining, and kitchen areas, creating an inviting atmosphere for gatherings and everyday living. The kitchen features sleek stone countertops, stainless steel appliances, ample cabinetry, and a convenient breakfast bar for casual dining. Retreat to the spacious master suite, complete with a private ensuite bathroom and plenty of closet space, offering a peaceful sanctuary to unwind after a long day. Two additional well-appointed bedrooms and a second full bathroom provide versatility for guests, a home office, or whatever your lifestyle demands. But that's not all - this home also boasts a large bonus room that can be utilized as an office, playroom, or even an additional bedroom, providing endless possibilities to suit your needs. Outside, the expansive backyard beckons for outdoor entertaining and relaxation. Enjoy al fresco dining on the patio, play games on the lush lawn, or simply bask in the Arizona sunshine surrounded by mature landscaping. Conveniently located in the heart of Phoenix, this home offers easy access to GCU for students, shopping, dining, entertainment, and major freeways, making it an ideal choice for those seeking both convenience and tranquility. Only Five blocks from the Light Rail! The home is also equipped with heavy duty electrical panel, ideal for using shop type euipment.
