Forget Mortgage Apps: 5 Reasons Why You’ll Want to Use a Human Mortgage Broker

A mortgage broker can be a helpful tool in finding the right opportunity for you, but it can be tempting to deal with mortgage apps that may be able to consolidate all the information you need in one place. While many modern apps can be quite convenient, there are a few reasons you may want to use a knowledgeable mortgage professional to ensure the credibility of your most important purchase.

Up-To-Date On Credible Lenders

A mortgage app can certainly provide many mortgage insights, but it’s not necessarily an able replacement for a broker who has dealt with many different lenders and knows the ins and outs. While an app can point you in the right direction, a broker will be able to keep you informed of all the little details.

Access To Better Rates

There are no guarantees that working with a broker will get you a better deal, but because brokers work in conjunction with a variety of different lenders, they can often get lower rates or special deals which you may not be able to find on your own.

Saving On Fees

In addition to assisting you with finding the best rates, a broker may also be able to minimize fees like the application and/or appraisal fees so that you can knock some of the costs off your mortgage. Since brokers have an established relationship with lenders, this is something you can use to your advantage.

All The Available Options

It can be overwhelming to go through all of the available lenders, and even a detailed app may not be able to provide this information. However, instead of the most popular current options, a mortgage broker will have lending information available from all kinds of institutions so you can choose what will work best.

Making The Process Run Smooth

An app may seem like a time-saver with all the information at your fingertips, but having a broker to look through things for you can provide a lot of comfort and clarity. While you do have the option of diving in on your own, having an expert to help you over the hurdles can go a long way.

There are so many apps out there that can make life a lot easier, but mortgage apps may not be the place to start when it comes to your mortgage process. If you’re currently considering your options, give me a call for more information – J.P. Cook – 602-320-4253.

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Sort by: Select Price, Low to High Price, High to Low Newer Listings First Older Listings First Open House Date

4195 E Third Fairway Drive Rimrock, AZ 86335

$499,900

3 Beds

3 Baths

2,800 SqFt

Status Active

MLS # 6646037

Property Type Single Family Residence

Price Type --

This unique 3 bed, 3 bath house has been freshly remodeled and is move-in ready! This beauty displays a large front yard, 2-car garage, an extended paver driveway, & an attached pergola making for a delightful front porch. You'll love the generous living room, highlighted by a contemporary fireplace, striking light fixtures, & large windows that allow natural light to flow in. Tall ceilings, neutral palette, & sleek wood-look flooring throughout. The spotless eat-in kitchen is fully equipped w/quartz counters, ample cabinetry w/crown molding, SS appliances, & an island w/a breakfast bar. The spacious bonus room, with its charming wet bar, is Ideal for gatherings & leisure. Split floorplan allows the ability to divide the house into two separate living spaces. This opportunity is a MUST SE

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5 N 119th Avenue Avondale, AZ 85323

$499,900

3 Beds

3 Baths

2,687 SqFt

Status Active

MLS # 6662962

Property Type Single Family Residence

Price Type --

Nestled within the prestigious Cold Water Springs community, this 3-bedroom, 3-bathroom home is a gem. Situated on a coveted golf course lot, panoramic views of the pristine fairways and greens greet you from every window. Step into the backyard oasis, where a large pool beckons for relaxation, while the meticulously manicured putting green offers endless entertainment. Inside, the residence boasts spacious living areas. With an open floor plan designed for seamless indoor-outdoor living, this home provides the perfect blend of sophistication and leisure, creating an ideal retreat.

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16668 W Pierce Street Goodyear, AZ 85338

$499,900

4 Beds

2 Baths

1,862 SqFt

Status Active

MLS # 6689544

Property Type Single Family Residence

Price Type --

SPECTACULAR YARD WITH HEATED POOL & SPA, OUTDOOR KITCHEN WITH WALL TV CABINET, GAS FIREPLACE, GAZEBO, 2 SHEDS & EXTENSIVE PATIO ON A HUGE CORNER LOT. This move-in ready FOUR BEDROOM home has been freshly painted outside, painted inside, has a NEW HVAC (2023), upgraded fixtures and beautiful tile throughout. The spacious foyer opens to a huge living area with vaulted ceiling. The kitchen features granite counters, custom backsplash, crown molding, large island with eating counter & built-in beverage fridge. ALL APPLIANCES INCLUDED. The Ensuite bathroom has a patio door to the covered patio. Bedrooms #3 & 4 have upgraded windows & overlook a gorgeous front yard. Low voltage lighting front & back with an abundance of palm trees, shrubs, 2 orange trees & more. You may not want to leave home!

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21838 N Scott Court Maricopa, AZ 85138

$499,900

4 Beds

2 Baths

2,312 SqFt

Status Active

MLS # 6673046

Property Type Single Family Residence

Price Type --

Golf course lot! iIncredible 3-bed + Den home sitting on a golf course lot of a quiet cul-de-sac in the desired Rancho El Dorado Community! RV gate, 2-car garage, and manicured landscaping welcome you. Enter to see a formal living & dining room, designer paint, a double-door entrance den, and high vaulted ceilings. You will love the family room boasting wood floors, built-in niches, a gas fireplace, and backyard access! The eat-in kitchen features an island w/breakfast bar, a walk-in pantry, oak cabinets, a chic backsplash, granite counters, and SS appliances. The oversize main bedroom has access to the backyard and an ensuite w/dual sinks & walk-in closet. Oasis-style backyard highlights a blue pool w/water feature, a covered patio, a storage shed, and multiple seating areas. Close to schools and shopping.

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18805 E Loma Vista -- Rio Verde, AZ 85263

$499,900

3 Beds

2 Baths

1,783 SqFt

Status Active

MLS # 6678645

Property Type Single Family Residence

Price Type --

FURNISHED Move-in ready! This exquisite 3 bed, 2-bath residence features a 2-car garage with a paver driveway, a stunning desert landscape, & a welcoming front patio. The family room boasts high ceilings, exposed beams, a neutral color scheme, durable tile flooring, and a cozy fireplace. New kitchen with skylights for natural light, quartz counters, wood shaker cabinets, recessed lighting, SS appliances, & a peninsula with a breakfast bar. You'll also find a versatile third bedroom/den perfect for an office. The main bedroom offers soft carpeting, direct backyard access, a private bathroom with raised vanity, dual sinks, updated shower & a walk-in closet. The backyard is an enchanting oasis, complete with a covered patio, an outdoor fireplace, & fragrant citrus trees. This one won't last

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2602 N 70th Street Scottsdale, AZ 85257

$499,900

3 Beds

1 Bath

969 SqFt

Status Active

MLS # 6691263

Property Type Single Family Residence

Price Type --

Highly sought after corner lot in Cran Brook Manor. Really large lot for unlimited possibilities! This is a great opportunity for someone to create their new home or an investment opportunity! New windows are Energy Star in Southwest bedroom and Arcadia door. Remaining windows are dual paned also.

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11207 S Iroquois Drive Phoenix, AZ 85044

$499,900

3 Beds

2 Baths

2,143 SqFt

Status Active

MLS # 6679134

Property Type Single Family Residence

Price Type --

Fully remodeled designer home. Upgraded from top to bottom. New cabinets throughout the house, new bathrooms, new plumbing fixtures, electrical fixtures, new double-pane window, stucco, flooring, baseboards and doors, fresh paint inside and out, new landscaping and a lot more to discover.

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16525 E Avenue Of The Fountains -- Fountain Hills, AZ 85268

$499,900

3 Beds

2 Baths

1,736 SqFt

Status Active

MLS # 6685641

Property Type Apartment

Price Type --

NEW LOW PRICE!! Excellent value for this furnished condo!!Perfect location if you like downtown living!! Walk to and enjoy lots of shops, restaurants, art shows and of course the World Famous Fountain...This lightly lived in & recently remodeled upstairs condo is just right for part time living or full time residents! Being sold furnished/Spacious 1736 sf with large great room, beautifully remodeled kitchen/dining room, 3 bedrooms & 2 baths! Enjoy the mountain views from your covered balcony. You'll love the master suite with all new walk in shower & double vanity. Nice laundry room with extra storage...and a 1 car garage with built in storage cabinets & epoxy floors! Heated Community pool & spa / Exercise room/ Priced to sell...don't hesitate!!

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18716 N 51st Drive Glendale, AZ 85308

$499,900

3 Beds

2 Baths

1,663 SqFt

Status Active

MLS # 6691970

Property Type Single Family Residence

Price Type --

Best location and better home! Absolutely adorable almost new home in far North Glendale. You'll love this open great room with 10'' raised ceilings. Beautiful ceramic tile in all the right places. Upgraded kitchen has extended & 42'' tall maple toffee cabinets with crown molding, granite counters, huge island, & stainless appliances including gas cook-top. Large split master bedroom has separate shower & garden tub + huge walk-in closet. Professionally landscaped front & backyard with custom pavers, lush grass & extended patio. No rear neighbors & quiet cul-de-sac lot across from tot-lot/greenbelt. Close to everything!

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1615 E Williams Street Tempe, AZ 85281

$499,900

3 Beds

2 Baths

1,280 SqFt

Status Active

MLS # 6690745

Property Type Single Family Residence

Price Type --

NO HOA! 10,502 SQFT flood irrigated lot! Rare chance to own a remodeled home in Hudson Manor. These homes don't go for sale every day! Large lot with lush landscaping and new fencing! 3 spacious bedrooms and a large master suite! New kitchen with cabinets and counters, new appliances, fresh paint inside and out, new carpet, lights and much more! Close to Arizona State University, Tempe Marketplace, light rail, freeways and much more! You really need to see this home to believe it!

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25941 N 162nd Drive Surprise, AZ 85387

$499,900

3 Beds

2 Baths

1,820 SqFt

Status Active

MLS # 6682656

Property Type Single Family Residence

Price Type --

Paid in full solar! This beautiful 3 bed, 2 bath residence in Desert Oasis is the one! Nestled on a corner lot displaying a delightful front yard, paver driveway & front patio, lovely stone accents, and a 2 car garage w/built-in cabinets. Discover a perfectly flowing great room paired with tile floors, neutral paint, and tons of natural light. The open-concept kitchen features granite counters & backsplash, ample staggered cabinetry, custom living room built in fireplace, a walk-in pantry, recessed lighting, and an island w/pendant lighting over the breakfast bar. Enter the main bedroom to find an ensuite with dual sinks & a walk-in closet. You'll love the large backyard offering a covered patio, synthetic lawn, and a fenced sparkling pool for year-round enjoyment! This gem is a MUST-S

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11611 S Half Moon Drive Phoenix, AZ 85044

Open House

$499,900

2 Beds

2 Baths

2,246 SqFt

Status Active

MLS # 6613692

Property Type Single Family Residence

Price Type --

AHWATUKEE! You will be close to everything and still feel hidden away. This home's Arizona Room (400sf) has a seperate temperature control, it's perfect for crafts, cards/poker, billiards or an office. The main bedroom has a walk-in closet and a seperate 12 foot closet. The garage boasts 46+ cabinets for tons of storage and a 230V outlet for welder/compressor. This home has an expansive outdoor entertainment/bbq patio with a waterfall. The retractible awning outside the kitchen door offers a second BBQ area. 2 bedroom/2 bathroom/storage shed/new AC/new roof/new floors/ceiling fans/fireplace. This wonderful adult community has it all. The nearby Ahwatukee Recreation Center features an indoor/outdoor pool, club house, pickle-ball, exercise facility, woodworking, arts & crafts and much more Are you a golfer? This home is very close to two golf courses - the Ahwatukee Country Club (par 72) and The Lakes (executive). This great location is close to dining, shopping city parks, private park, tennis, and South Mountain Park. Easy access to I-10, AZ 202, downtown Phoenix, Sky Harbor, ASU, Tempe, Chandler, and South Mountain Park. All warranties are transferrable.

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