Delving into the real estate market for the first time can be a very intimidating thing with all of the mortgage and housing options available. Whether it’s market conditions or the amount you should be spending, there are a number of factors you’ll need to be aware of. If you’re just starting out and not sure where to begin, here are some points to consider that will set you on the right path.
Is It The Right Time To Buy?
Many people try to time the market, but the right time to buy a home is when it works for you. If you have a solid down payment and you’re truly prepared for home ownership, it’s probably the right time to start looking. While a good home and low interest rates can certainly push you in this direction, if it’s not quite the right time, hold off until it’s right for you.
What’s Your Payment Plan?
It’s easy for a first-time buyer to be taken in by their dream home, but it’s important to be clear on all the costs associated with home ownership like property tax, insurance, maintenance and other fees that will bump up the monthly payment. If you can formulate a budget that includes all of your monthly costs and is feasible in the long term, you’re good to go.
What Documentation Is Required?
Having your personal documentation in order and available will be one of the most important steps in your application, but there are a number of things you’ll need. Beyond recent paystubs, tax returns and bank statements, you’ll also need your credit report, so take a look over it to ensure that it’s correct and displays your financial history in a positive light.
Starting the Search
You may be ready to move as soon as you start looking, but buying your first home can be a rather lengthy process. Instead of being sucked in by too much house or taking the first home that appeals to you, ensure that you have a good sense of the size, neighborhood and style of house you want so you can get out there and find the home that works for you.
There are a lot of things to consider when it comes to buying your first home, but by being ready to invest and having your finances in order you’ll be well on your way. If you’re currently in the market for a home, give me a call, I’d love to help – J.P. Cook – 602-320-4253.
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4558 Jackpot Road
Wickenburg, AZ 85390
$464,950
2
Beds
2
Baths
1,702
SqFt
Status
Active
MLS #
6669942
Property Type
Single Family Residence
Price Type
--
Your new home awaits at the Wickenburg Ranch Golf & Social Club community. This perfectly designed Beacon plan provides the perfect 2-Bed, den/office and 2-Bath home. The home offers an open concept layout with upgrades throughout. Upgraded cabinet hardware, appliance package, quartz countertops, custom blinds, 4ft garage extension w/ professionally coated epoxy garage floor, whole house tile with ceramic upgrades in the Master suite. The full room 8 ft sliding glass doors open up to the patio with installed electric patio shades to enlarge the main room living space. Residents also have access to an abundance of amenities, including an outstanding 18-hole golf course, 9-hole par 3 course, fitness center, a resort swimming pool, and much more.
177 Bahia Lane
Litchfield Park, AZ 85340
$464,900
4
Beds
2
Baths
1,905
SqFt
Status
Active
MLS #
6664255
Property Type
Townhouse
Price Type
--
Introducing an exquisite 4-bedroom, 2-bathroom townhome with a pool nestled in the desirable Litchfield Park neighborhood! This stunning home has been meticulously upgraded with remodeled bathrooms, new kitchen counters, appliances, cabinets, and fresh paint throughout, exuding a modern and inviting atmosphere. Enjoy the convenience of community amenities including a pool, tennis courts, and a basketball court, perfect for active living. Additionally, being just a short walk from Litchfield Elementary School adds to the appeal for families. With shopping and dining options nearby, this home offers both luxury and convenience. Don't miss the chance to own this well maintained property that truly shows like a model - it won't stay on the market for long!
23853 N 39th Lane
Glendale, AZ 85310
$464,900
3
Beds
2.5
Baths
1,651
SqFt
Status
Active
MLS #
6677840
Property Type
Single Family Residence
Price Type
--
Beautiful 3-bed, 2.5-bath property in sought after Sunrise at North Canyon community. Home offers an open and inviting floorplan with soaring ceilings, openwork stair rails, tile flooring throughout the first floor and luxury vinyl plank throughout the second floor - no carpet! The cozy family room with fireplace and French doors to the back patio is warm and welcoming. The kitchen has plenty of cabinet space, convenient breakfast bar, dining area with a bay window and views of the spacious backyard. Head upstairs to find a sizable loft - ideal for home office or TV area, and three bedrooms. The primary suite has a walk-in closet, and en-suite bath with dual sinks. Oversized backyard includes a play area and a full-length covered patio with room to relax and/or entertain. And don't forget the 2-car garage with additional storage cabinets, extended driveway and RV gate. Located a short walk from Desert Sage Elementary school, half mile from Victory Lane and Hurricane Harbor water park, one mile from Beuf community park and easy access to shopping and highways. This home has it all!
14589 W Desert Hills Drive
Surprise, AZ 85379
$464,900
3
Beds
2
Baths
1,909
SqFt
Status
Active
MLS #
6687656
Property Type
Single Family Residence
Price Type
--
Welcome to Your Fully Furnished Dream Home in Copper Canyon Gated Community! Nestled in the heart of the highly sought-after Copper Canyon gated community, this stunning 3-bedroom, 2-bathroom home with a spacious den is an absolute gem. Boasting a modern and open floor plan, this residence is perfect for those who appreciate both elegance and comfort. As you step inside, you'll be greeted by the warmth of exquisite dark hardwood floors. The inviting living space features an open concept design, with a large breakfast bar overlooking the family room, making it ideal for entertaining guests or enjoying quality family time. Step outside, and you'll discover your own private oasis. The extended patios offer the perfect spot to unwind and soak in the sun. sun, while the sparkling pebble-tec play pool with a soothing water feature provides endless hours of enjoyment and relaxation. For those with a passion for vehicles or outdoor toys, the extended 2-car garage comes complete with epoxy floors, ensuring a pristine space for your vehicles. Additionally, the property features an additional RV gate with extended slab parking, offering ample space for all your parking needs.
