Delving into the real estate market for the first time can be a very intimidating thing with all of the mortgage and housing options available. Whether it’s market conditions or the amount you should be spending, there are a number of factors you’ll need to be aware of. If you’re just starting out and not sure where to begin, here are some points to consider that will set you on the right path.
Is It The Right Time To Buy?
Many people try to time the market, but the right time to buy a home is when it works for you. If you have a solid down payment and you’re truly prepared for home ownership, it’s probably the right time to start looking. While a good home and low interest rates can certainly push you in this direction, if it’s not quite the right time, hold off until it’s right for you.
What’s Your Payment Plan?
It’s easy for a first-time buyer to be taken in by their dream home, but it’s important to be clear on all the costs associated with home ownership like property tax, insurance, maintenance and other fees that will bump up the monthly payment. If you can formulate a budget that includes all of your monthly costs and is feasible in the long term, you’re good to go.
What Documentation Is Required?
Having your personal documentation in order and available will be one of the most important steps in your application, but there are a number of things you’ll need. Beyond recent paystubs, tax returns and bank statements, you’ll also need your credit report, so take a look over it to ensure that it’s correct and displays your financial history in a positive light.
Starting the Search
You may be ready to move as soon as you start looking, but buying your first home can be a rather lengthy process. Instead of being sucked in by too much house or taking the first home that appeals to you, ensure that you have a good sense of the size, neighborhood and style of house you want so you can get out there and find the home that works for you.
There are a lot of things to consider when it comes to buying your first home, but by being ready to invest and having your finances in order you’ll be well on your way. If you’re currently in the market for a home, give me a call, I’d love to help – J.P. Cook – 602-320-4253.
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3519 W Emig Road
Phoenix, AZ 85053
$500,000
3
Beds
2
Baths
2,094
SqFt
Status
Active
MLS #
6689113
Property Type
Single Family Residence
Price Type
--
Welcome to your dream home! Step into this beautifully maintained single-level gem. Boasting 3 bedrooms and 2 baths, this home is a true haven for comfortable living. Trust us, photos simply don't capture its full charm - you have to see it in person! Park with ease in the two-car garage, complete with extra storage space and a workshop area. Plus, the RV gate leads to additional covered parking in the backyard - perfect for all your vehicles and toys. This is why solar is worth it**Electric bill ranges from $17-$135.** Inside, you'll find wood and tile flooring throughout, creating a warm and inviting atmosphere. The kitchen is a chef's delight with granite countertops, stainless steel appliances, and ample cabinet space. Need extra room for work or play? We've got you covered with the added and open Arizona room, ideal for a family room or office space. But the real showstopper? The backyard oasis awaits! Relax under the covered extended patio. A separate workshop provides plenty of space for your hobbies, while the putting area is a golfer's dream. Fire up the built-in grill and sink for effortless outdoor entertaining, and admire the lush garden area and synthetic grass - ensuring both beauty and low maintenance. Don't let this opportunity slip away
1610 W Lynwood Street
Phoenix, AZ 85007
$500,000
3
Beds
1
Bath
1,140
SqFt
Status
Active
MLS #
6683262
Property Type
Single Family Residence
Price Type
--
Step into a piece of Arizona history with this charming 1920's bungalow, nestled in the coveted and iconic F.Q. Historic District. Retaining its distinctive classic integrity while boasting modern finishes, this home offers a unique blend of old-world charm and contemporary convenience. The spacious kitchen is a standout feature, adorned with exposed brick, white beadboard, and butcher block countertops. Built-in stainless steel appliances, an island cook top, and cobalt blue Mexican tile surround the cozy breakfast nook, creating a perfect blend of functionality and style. Newer windows allow natural light to flood the interior, illuminating the subtle Smokey Ash porcelain wood plank flooring and crown molding that graces every room. designated dining area lead to a versatile flex office space and the third bedroom, providing flexibility for modern living. Outside, a spacious covered patio overlooks the backyard, offering a tranquil retreat for relaxation or a stylish setting for entertaining guests. Whether seeking solitude or a quintessential Arizona outdoor experience, this home provides the perfect backdrop for enjoying the desert lifestyle in style. Don't miss the opportunity to own a piece of Arizona's architectural heritage in this enchanting F.Q. Historic District residence. NO HOA!
6127 W Shaw Butte Drive
Glendale, AZ 85304
$500,000
4
Beds
2
Baths
2,060
SqFt
Status
Active
MLS #
6676617
Property Type
Single Family Residence
Price Type
--
Look at this captivating 4-bedroom, 2-bathroom home with a low-maintenance front yard, a 2-car garage, and a charming front patio, this home offers more than just curb appeal. Inside, you'll find a spacious living and dining area with new premium vinyl plank flooring, vaulted ceilings, fresh paint, and new blinds throughout. The kitchen boasts sleek white cabinetry, built-in appliances, plenty of counter space, a pantry, and a center island with a breakfast bar. The main bedroom is a serene retreat with private outdoor access through new French doors, carpeting where it counts, an ensuite bathroom with dual sinks, and a walk-in closet. Outside, the expansive backyard features a covered patio, extended seating area, and a refreshing pool - perfect for entertaining or relaxation.
20540 W Nelson Place
Buckeye, AZ 85396
$500,000
3
Beds
2.5
Baths
1,860
SqFt
Status
Active
MLS #
6680273
Property Type
Single Family Residence
Price Type
--
Absolutely immaculate 3 bed PLUS Den home in Verrado! The main living areas have beautiful modern tile flooring and an open concept with large great room and huge slider to backyard. Spacious kitchen includes espresso cabinets, stainless steel appliances, granite counters, island with breakfast bar, and pantry. The large primary suite has a large bath featuring dual sinks, separate walk-in shower & soaking tub & walk-in closet, and access to patio. Modern 6 panel doors throughout entire home. The spacious backyard has plenty of room! This home is located close to I-10 and all the amenities Verrado has to offer including a resort-style pool and recreation center, fitness center, multiple parks, dog parks, clubs, BB! ramadas, golf club, and more.
900 S Canal Drive
Chandler, AZ 85225
$500,000
3
Beds
2
Baths
1,800
SqFt
Status
Active
MLS #
6682557
Property Type
Townhouse
Price Type
--
Welcome to a one-of-a-kind home that whispers stories of French elegance, located in the GATED Che Bella Villas of Chandler. Picture yourself stepping into an incredible remodel, where modern living harmoniously meets European charm. No expense has been spared with over $100K in custom improvements! The dream kitchen features wood-like tile floors offering the warmth of wood combined with the durability of tile. Your culinary adventures will be complemented by a 250 bottle France Wine Cave refrigerator and stunning quartz counters showcased on the massive center island, an inviting hub for friends and family to gather around and share stories. Plantation shutters, designer barn door, crown molding and Pottery Barn lighting add... layers of sophistication and practicality. All walk in closets, pantry and garage have been transformed with $30K in custom crafted build outs - perfect for all your storage solutions! The luxurious bathrooms feature a new steam shower with granite tiles, Carrera marble counters and a 7-foot soaking tub in the primary on suite - you have to see to believe! Imagine unwinding in a space that feels like a private spa retreat, right in your own home. The spacious family room, with its cozy fireplace, becomes the perfect backdrop for your memories. Ideal end unit location is flooded with natural light. Attached 2 car garage and water softener. A blend of luxury, comfort, and style, nestled in a community that offers the best of Chandler. If you've been searching for a home that stands out from the rest, that combines everyday living with elegance, and that is located in a vibrant, welcoming community, your search ends here. Your dream home awaits!
3531 E Winchcomb Drive
Phoenix, AZ 85032
$500,000
4
Beds
2
Baths
1,417
SqFt
Status
Active
MLS #
6690885
Property Type
Single Family Residence
Price Type
--
Discover your perfect home just minutes from the redeveloped PV Mall District, featuring four bedrooms, two baths, and an oversized spacious lot. Enjoy the two-car garage, RV gate, and easy parking. With low-maintenance landscaping, large cul-du-sac lot, and NO HOA, it's a rare find. Located in the Paradise Valley School District, near shops and parks, with quick access to highways. Plus, it has solar power, cutting costs and boosting value. This home offers comfort, convenience, and sustainability—don't miss out!
6502 W Sierra Street
Glendale, AZ 85304
$500,000
4
Beds
2
Baths
1,746
SqFt
Status
Active
MLS #
6683112
Property Type
Single Family Residence
Price Type
--
Check out this beautifully remodeled 3 Bed/2 Bath PLUS a Bonus Room. This home sits on a corner lot & ready for move in! Come inside to discover wood-look tile flooring, abundant natural light with all new interior & exterior paint, new flooring, new baseboards, new landscape, new bathrooms and more! Open and bright great room w/ French doors leading to the backyard. Renovated kitchen features quartz counters, stylish tile backsplash, ample white cabinets, SS appliances, recessed lighting, a peninsula w/a breakfast bar, & a breakfast nook w/bay window. Enjoy relaxing afternoons in the backyard w/a patio & diving pool. Great location and No HOA!!
5711 W Lydia Lane
Laveen, AZ 85339
$500,000
3
Beds
2
Baths
1,879
SqFt
Status
Active
MLS #
6684732
Property Type
Single Family Residence
Price Type
--
Welcome to your dream oasis within a gated community. This exceptional property boasts a prime location on a corner lot for privacy and tranquility. Step inside and be greeted by an expansive interior with three generously sized rooms, each offering ample space for relaxation and comfort. The master bedroom features a sprawling walk in closet that easily accommodates your wardrobe and more. Outside, indulge in the epitome of leisure with your very own pool, perfect for refreshing dips on warm summer days or luxurious lounging under the sun framed by majestic mountain views. Plus, with a three-car garage, you'll have plenty of room for your vehicles and storage needs. Go see it today and step into a world of privacy and tranquility.
2859 W Lyman Drive
San Tan Valley, AZ 85144
$500,000
3
Beds
3
Baths
1,900
SqFt
Status
Active
MLS #
6689846
Property Type
Single Family Residence
Price Type
--
Looking for a Master Planned Community, with walking trails, ramadas, barbeques, shaded tot lots, horseshoes, bocce ball courts, full and half basketball courts, volleyball courts, pickleball courts, an exercise circuit park and a huge 7,248 sq. ft. surface area community pool? This is it! Check out this practically brand new, 3 bedroom + Den, 3 full bathroom property on a cul-de-sac. Owners spared no expense at the design center, with Upgraded cabinetry w/ crown moulding, high end granite counter tops, a gas cooktop, built in oven & microwave, under cabinet lighting & a huge kitchen island. Primary has an oversized bedroom with a spacious master suite. This bathroom is complete with a tile super shower and oversized closet. Property has great natural light, in part to the oversized slider that leads to a completely landscaped backyard. Sit on the patio and enjoy your low maintenance backyard with pavers in all the right places, and synthetic turf.
7215 W St Charles Avenue
Laveen, AZ 85339
$500,000
4
Beds
3
Baths
3,143
SqFt
Status
Active
MLS #
6689852
Property Type
Single Family Residence
Price Type
--
This remarkable 2-story home with a 3-car garage, heated pool and breath-taking mountain views is now available and move-in ready! As soon as you enter, you'll feel right at home as you're greeted with a warm, welcoming color pallete that perfectly complements the tile and wood flooring. Plenty of space throughout for the entire family, with large bedrooms, an expansive family room, and a kitchen large enough for the pickiest of chefs. Need more space? No problem! Downstairs, you'll find a separate den/game room. Upstairs, the loft is another great flex space. Outside, the backyard boasts a spacious patio extended by an adjoining pergola, a heated pool, mountain views, and low-maintenance desert landscaping! No need to waste time, bring the whole family on over to check this one out ASAP!
5210 W Monte Cristo Avenue
Glendale, AZ 85306
$500,000
4
Beds
2
Baths
1,874
SqFt
Status
Active
MLS #
6690999
Property Type
Single Family Residence
Price Type
--
This is a Real Estate Auction for the Estate, not a foreclosure auction. We have a very transparent bidding process, please give us a call so we can explain the entire process! Price listed is for MLS purposes only and this is the opening bid price for the home. It will sell to the highest bidder on April 27th, 2024 at 9AM sharp. You must be in person to bid on site that day. Do not miss this opportunity to buy this house, it is selling at NO RESERVE with an opening bid of only $500,000. Welcome to your dream equestrian oasis! This 4-bed, 2-bath home on .82 acres In Sunburst Farms offers horse privileges, horse stalls and irrigation rights in the middle of the North Valley. This home is a rare find.
3935 E Rough Rider Road
Phoenix, AZ 85050
$500,000
2
Beds
2
Baths
1,386
SqFt
Status
Active
MLS #
6688769
Property Type
Apartment
Price Type
--
No more lugging your groceries upstairs. Beautiful single level, ground floor, unit in the highly desirable gated Villages at Aviano. This may be THE best condos in the development, fronting onto lush green landscaping, community pool, and BBQ. Let the scent of freshly mowed grass waft over you as you enjoy your morning coffee on the patio. Come inside and marvel at this 2 bedroom, 2 bath, 2 car garage home. Everywhere you turn you'll find upgrades. Granite countertops and travertine tiled peninsula in the kitchen, cherry cabinets and upgraded s/s appliances and wine cooler. Tumbled travertine flooring, custom built in media center, crown moldings, oversized baseboards, door casings, and stone bath & shower surrounds. Designer paint and motorized shades. This is a gem and is truly move-in ready. Residents also have use of the incredible Aviano community center with pool, spas, ramadas, basketball, tennis, rock wall, park, well equipped gym, and meeting rooms. Come see why Aviano is one of the most sought out areas in the valley.
