It’s often the case that people will opt to postpone home ownership until the best rates are available or it’s a more stable investment, but in an ever-shifting market it may not be the best decision to put such a sizeable investment off. If you’re wondering whether or not you should put off investing in a home, here are some reasons you may want to start putting your time into searching for a home.
Interest Rates Always Fluctuate
While interest rates are constantly changing and have certainly risen since the economic recession of 2008, they still remain relatively low and this can make investing in a home an even better financial decision. There are no certainties that market rates will remain low, but given a lower monthly payment and the easier qualifications nowadays to acquire a loan, the present may be the best time to start investing in your own place.
Investing Early Reaps Financial Rewards
It’s easy enough to wait for a lower home price or even improved interest rates, but there is no guarantee that the market will shift down. In the meantime, you may be spending at lot of your monthly paychecks on rent. If home ownership is one of your goals in life and you’re living month to month with a high rental payment, investing money into a home is a sure way to gaining equity for the future, even in the event that the market shifts up.
It’s A Good Time To Buy
When it comes to the market, there may always be a time coming when you’ll get a better deal, but the fact remains that homes tend to remain on the market a lot longer these days and it’s largely a buyer’s market. There are no guarantees that you’ll be able to find the house you want at the price you can afford, but there are a lot of good deals to be found these days and investing sooner is an opportunity to reap financial rewards down the road.
Many people hold off on home ownership because they are waiting for prices to come down or interest rates to change, but the sooner you invest in a home, the more you can benefit from investing into something that is entirely your own. If you’re currently perusing the market for a home at a price you can afford, give me a call – J.P. Cook – 602-320-4253.
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Tubac
AZ 85646
$499,900
2
Beds
2
Baths
1,743
SqFt
Status
Active
MLS #
6683032
Property Type
Single Family Residence
Price Type
--
Adjoining the lush Santa Cruz River, the Trails Head community is a vibrant part of the Barrio de Tubac. You can enjoy proximity to the Historic/Artisan Village of Tubac itself which has recently been voted by USA Today as the number one up and coming Artisan Community in the Country. The Trails Head neighborhood also adjoins the renowned Juan Bautista de Anza National Historic Trail which provides many miles of shaded areas to enjoy throughout the year. This 1743 sq/ft , 2 bedroom 2 bath plus den, home is positioned to take advantage of everything Tubac has to offer. Wether it is enjoying shopping and the art scene or experiencing the many outdoor opportunities, Trails Head in the Barrio de Tubac is a wonderful place to call home!
3040 W Black Oak Loop
Show Low, AZ 85901
$499,900
3
Beds
2
Baths
1,432
SqFt
Status
Active
MLS #
6679189
Property Type
Single Family Residence
Price Type
--
Brand-new home. Located in the desirable Torreon Golf Villas II. This stand-alone Villa is just what you've been looking for. Tall Ponderosa Pines surround this pristine new build. Enjoy granite countertops, a walk-in shower, open concept living area, with T&G ceilings. Luxury vinyl plank and 2'' wood blinds throughout. Spacious Kitchen. Gas Fireplace. Insta hot water heater w/filter. 2 garages. This split, Three-bedroom floorplan is ideal for a primary residence, or a place to get away. Just a short ride to the Clubhouse for a nice meal or a round of Golf. Don't forget to bring your fishing pole, to enjoy one of the beautiful lakes on the mountain. At the end of the day, watch the beautiful sunset in the crisp, mountain air. Owner/Agent and may benefit from proceeds
3550 E Edna Avenue
Phoenix, AZ 85032
$499,900
3
Beds
2
Baths
1,157
SqFt
Status
Active
MLS #
6659931
Property Type
Single Family Residence
Price Type
--
Your dream home awaits! Meticulously cared-for Pulte gem, ready for its next chapter. Second owners, captivated by its charm. Mature landscaping, citrus trio, and a pergola create a private retreat. AMPLE STORAGE, 2 car garage with a Brand-new garage overhead storage, custom blinds, and windows, and fresh paint amplify interior allure. * Updated paint, light & plumbing fixtures and a stove with built-in air fryer! Make it your own or move in hassle-free. Proximity to top-notch dining, shopping, and seamless freeway access. Ideal timing for Spring Training! Embrace an active lifestyle with nearby trails. Modern convenience and security with a smart lock, new ADT system, and cameras. **Your peace of mind assured until July 2025 with an included home warranty. Come see your home in perso
17852 W Jessie Lane
Surprise, AZ 85387
$499,900
4
Beds
2.5
Baths
2,821
SqFt
Status
Active
MLS #
6671520
Property Type
Single Family Residence
Price Type
--
Beautiful move-in ready home with 4 spacious bedrooms, 2.5 baths w/ loft and study. Primary bedroom is downstairs with an en suite bath that connects to the laundry room. Open floor plan with a great room and eat-in kitchen. Large island and a Butler's Pantry. Gorgeous tile downstairs. Upstairs has a large loft with 3 bedrooms and a bath. Low maintenance backyard w/pavers, artificial grass and an RV gate. Perfect home for entertaining!
3535 W Acapulco Lane
Phoenix, AZ 85053
$499,900
4
Beds
2
Baths
2,421
SqFt
Status
Active
MLS #
6676367
Property Type
Single Family Residence
Price Type
--
Stop the car for this immaculate remodeled gem in North Phoenix! This 4 bed/2 bath was taken down to the studs and painstakingly renovated from top to bottom. The home features ample natural light, striking wood-look tile in all the right places, new carpet in the bedrooms, neutral colors, and updated bathrooms. The modernized kitchen boasts exquisite quartz countertops, elegant Shaker cabinetry, a spacious breakfast bar, pendant lighting, and new stainless steel appliances. Outside, you'll find an expansive covered patio and low-maintenance landscaping. The home is located in a quiet neighborhood near the I-17, loop 101, ASU West Campus, and GCU. Welcome home!
12815 W Milton Drive
Peoria, AZ 85383
$499,900
4
Beds
2.5
Baths
2,230
SqFt
Status
Active
MLS #
6677604
Property Type
Single Family Residence
Price Type
--
Beautifully renovated, loving cared for! This Vistancia beauty is just waiting to wow you from start to finish! Desert Beauty adorned the front yard, professional designed with beautiful cactus and agave, to desert blooming plants, rip-rack rock river beds, gives this home an AZ welcome home. Step inside to see every inch of square foot of this floor plan was utilized to allow space for everyone. Greeted by soaring ceilings, lots of natural light and warm earth tone colors adorning the walls and luxurious vinyl plank flooring. Open concept living with the formal family and dining room adjoined to family room and kitchen area, lots of space to entertain large parties. Kitchen, Family and breakfast nook all open to each other. Kitchen boast granite counters, island, pantry, newer ... stainless steel appliances, and tons of warm wood cabinets for a timeless richness. First floor you will also find den/office or 4th bedroom with closet. Guest bath with new sink/vanity with storage. Laundry room has nice storage area, easy convert for mud room- shoe bench area. Second floor features new carpeting through out. Loft, Bedroom 2 & 3 and bath 2 with full tub and lots of counter space. Spacious Owner's suite will knock your socks off with the gorgeous mountain views & AZ desert sunsets! Owners bath complete with separate tub and remodeled tiled walk in shower, double sinks, large walk-in closet and beautiful tile flooring. Patio has brick pavers extending the area for plenty of space to enjoy the gorgeous AZ weather. Go Organic and step outside to your new fruit and veggie garden, fresh citrus & veggies ripening year round. Not a gardener, thats ok, easy convert and plenty of space for a sparkling pool! Easy walk to Vistancia Elementary School. All this located in the highly sought after community of Vistancia with community pool, waterslide, recreational events for everyone! You will not be disappointed!
17866 W Villa Chula Lane
Surprise, AZ 85387
$499,900
4
Beds
3
Baths
2,204
SqFt
Status
Active
MLS #
6680598
Property Type
Single Family Residence
Price Type
--
Seller is offering $10,000 towards buyers closing cost incentive with full price offer! This stunning residence, built in 2021 is ready for a new owner. Boasting 4 bedrooms plus a den and 3 full bathrooms, there's ample space for your family and guests to enjoy. Featuring a open concept layout, the kitchen steals the show with granite countertops, modern cabinetry, and a stylish backsplash. Enjoy the 3-car tandem garage, while the backyard oasis awaits with lush turf, elegant pavers, and a double gate for added convenience with custom paver steps down the oversized side yard. The community is renowned for its amenities such as a pool, baseball fields, racket/tennis courts, playgrounds, hiking trails, dog park, and access to the 303, shopping, and the thriving area of Surprise
701 W Marlboro Drive
Chandler, AZ 85225
$499,900
3
Beds
2
Baths
1,515
SqFt
Status
Active
MLS #
6678423
Property Type
Single Family Residence
Price Type
--
Beautifully remodeled 3/2 with a pool in a great chandler neighborhood. Remodel was just finished including new quartz counters, laminate wood flooring in bedrooms, new shower in hall bath, new vanity, interior and exteror paint, new backyard landscaping with turf. new plaster in pool and much more...
3100 W Black Oak Loop
Show Low, AZ 85901
$499,900
3
Beds
2
Baths
1,432
SqFt
Status
Active
MLS #
6680021
Property Type
Single Family Residence
Price Type
--
Brand-new home. MOVE IN READY. Located in the desirable Torreon Golf Villas II. This stand-alone Villa is just what you've been looking for. Tall Ponderosa Pines surround this pristine new build. Enjoy granite countertops, a walk-in shower, open concept living area, with T&G ceilings. Luxury vinyl plank and 2'' wood blinds throughout. Spacious Kitchen. Gas Fireplace. Insta hot water heater w/filter. 2 garages. This split, Three-bedroom floorplan is ideal for a primary residence, or a place to get away. Just a short ride to the Clubhouse for a nice meal or a round of Golf. Don't forget to bring your fishing pole, to enjoy one of the beautiful lakes on the mountain. At the end of the day, watch the beautiful sunset in the crisp, mountain air. Owner/Agent and may benefit from proceeds
22063 E Via Del Rancho Avenue
Queen Creek, AZ 85142
$499,900
4
Beds
2
Baths
2,046
SqFt
Status
Active
MLS #
6689348
Property Type
Single Family Residence
Price Type
--
Nestled in the charming Villages at Queen Creek, this meticulously maintained 4-bedroom, 2-bathroom is a dream come true. Boasting a refreshing play pool, perfect for those warm Arizona days, this gem sits proudly on a corner lot. Step inside to discover a thoughtfully designed split floor plan, providing ample room for relaxation and entertainment. You'll immediately notice the updates throughout, from the fresh coat of paint to the plush new carpeting. The heart of the home shines with brand new kitchen appliances, including a refrigerator that awaits your culinary creations. With neutral decor as your canvas, this home eagerly awaits your personal touch to transform it into your own oasis. And with the washer and dryer already included, moving in will be a breeze.
733 N May Street
Chandler, AZ 85226
$499,900
3
Beds
3
Baths
1,709
SqFt
Status
Active
MLS #
6685501
Property Type
Single Family Residence
Price Type
--
Introducing this fabulous home in Chandler! Tastefully renewed interior showcases a welcoming living room, formal dining room, and a large family room complemented by a cozy fireplace. Highlights include fresh paint, neutral palette, a blend of wood-look & tile flooring, and vaulted ceilings. The kitchen provides ample cabinets, stainless steel appliances, quartz counters, a pass-through window, and a peninsula that adds to the counter space. The main bedroom is downstairs for convenience, boasting outdoor access, an ensuite with dual sinks, and a walk-in closet. . Lastly, the spacious backyard has a covered patio where you can enjoy a peaceful afternoons with a cool drink. This rare find will sell fast!
4389 E Hartford Avenue
Phoenix, AZ 85032
$499,900
3
Beds
2
Baths
1,401
SqFt
Status
Active
MLS #
6690031
Property Type
Single Family Residence
Price Type
--
Welcome to this charming 3-bedroom, 2-bathroom home nestled in a quiet neighborhood. step into a spacious living room with tile floors and large windows that fill the space with natural light, living room flows seamlessly into the kitchen and dining area. The kitchen is equipped with stainless steel refrigerator, oven, microwave, and dishwasher. Ample cabinet space to provide plenty of storage. The kitchen island offers additional counter space and doubles as a breakfast bar. Adjacent to the kitchen is the dining area, featuring a sliding glass door that opens to the backyard patio. This space is ideal for indoor-outdoor entertaining and enjoying meals al fresco. Backyard is fully fenced and offers a peaceful retreat with lush greenery and room for gardening or outdoor activities.
