Buy Your Home Today: Understanding Why It’s a Bad Idea to Try and Time the Mortgage Market

It’s often the case that people will opt to postpone home ownership until the best rates are available or it’s a more stable investment, but in an ever-shifting market it may not be the best decision to put such a sizeable investment off. If you’re wondering whether or not you should put off investing in a home, here are some reasons you may want to start putting your time into searching for a home.

Interest Rates Always Fluctuate

While interest rates are constantly changing and have certainly risen since the economic recession of 2008, they still remain relatively low and this can make investing in a home an even better financial decision. There are no certainties that market rates will remain low, but given a lower monthly payment and the easier qualifications nowadays to acquire a loan, the present may be the best time to start investing in your own place.

Investing Early Reaps Financial Rewards

It’s easy enough to wait for a lower home price or even improved interest rates, but there is no guarantee that the market will shift down. In the meantime, you may be spending at lot of your monthly paychecks on rent. If home ownership is one of your goals in life and you’re living month to month with a high rental payment, investing money into a home is a sure way to gaining equity for the future, even in the event that the market shifts up.

It’s A Good Time To Buy

When it comes to the market, there may always be a time coming when you’ll get a better deal, but the fact remains that homes tend to remain on the market a lot longer these days and it’s largely a buyer’s market. There are no guarantees that you’ll be able to find the house you want at the price you can afford, but there are a lot of good deals to be found these days and investing sooner is an opportunity to reap financial rewards down the road.

Many people hold off on home ownership because they are waiting for prices to come down or interest rates to change, but the sooner you invest in a home, the more you can benefit from investing into something that is entirely your own. If you’re currently perusing the market for a home at a price you can afford, give me a call – J.P. Cook – 602-320-4253.

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Sort by: Select Price, Low to High Price, High to Low Newer Listings First Older Listings First Open House Date

18156 W Desert Willow Drive Goodyear, AZ 85338

$515,000

4 Beds

3 Baths

2,672 SqFt

Status Active

MLS # 6642500

Property Type Single Family Residence

Price Type --

Nestled in the heart of Goodyear, Arizona, 18156 W DESERT WILLOW DR stands as a testament to comfort, style, and modern living. This meticulously designed residence is more than just a house; it's an invitation to a lifestyle where every detail has been carefully considered to create a haven that truly feels like homeAs you step through the front door, you are greeted by an open and inviting atmosphere. Sunlight streams through large windows, bathing the living spaces in warmth. The thoughtful layout seamlessly connects the living, dining, and kitchen areas, creating a harmonious flow that is perfect for both everyday living and entertaining guests. The kitchen, the heart of any home, is a chef's dream. Modern appliances, ample counter space, and tasteful finishes make this space as functional as it is beautiful. Whether you're preparing a quick weekday meal or hosting a dinner party, this kitchen is sure to inspire culinary creativity.

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19331 W Jefferson Street Buckeye, AZ 85326

$515,000

5 Beds

4 Baths

3,661 SqFt

Status Active

MLS # 6655681

Property Type Single Family Residence

Price Type --

Welcome to this beautiful corner lot residence featuring a spacious 3-car garage in Vista de Montana! Fall in love with an impressive interior offering charming living areas, neutral tile floor, & designer palette throughout. The well-appointed kitchen boasts a plethora of wood cabinets adorned with crown moulding, a pantry, granite counters, SS appliances, recessed lighting, & a convenient center island. Discover a versatile loft perfect for anything you'd like! Double doors open to the main retreat comprised of plush carpet in all the right places, a private bathroom with dual sinks, & a walk-in closet. The serene backyard, complete with covered & open patios, will be your new favorite spot for entertaining! What are you waiting for? Create new memories in this fantastic home!

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21144 E Creekside Drive Queen Creek, AZ 85142

$515,000

5 Beds

2.5 Baths

2,294 SqFt

Status Active

MLS # 6670209

Property Type Single Family Residence

Price Type --

Updated 5 bedroom 2 1/2 bathroom home in Hastings Farm. New exterior and interior paint, updated bathrooms, extra recess can lighting, ceiling fans in all rooms, artificial turf backyard with 2 putting greens, and new hot water heater! Has 1 bedroom on the main floor.

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8537 E Natal Circle Mesa, AZ 85209

$515,000

3 Beds

2 Baths

2,267 SqFt

Status Active

MLS # 6675592

Property Type Single Family Residence

Price Type --

This Pulte-built former model home has 3 bd, 2 ba, a fully enclosed AZ Room & a 2+ CG. This 1-story, split floor plan home has some nice extras and is ready for its New Owner! It is a must see! The AZ Room and Garage both have Neo Plasma Split AC units to cool them efficiently. Eye catching curb appeal with a Flag Stone walkway, front porch entry area and easy to maintain desert landscaping. The decorative Security Door leads into the dream home with Plantation Shutters & Tile throughout. The formal dining room and Great room offer all the space you need for entertaining. The spacious kitchen has a huge island, pantry, and breakfast bar/area. Your master suite has a wonderful 4ft. deep bay window, separate tub & upgraded shower (2023). Seller to provide $15,000 concession for updates.

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3541 E Sunnyside Drive Phoenix, AZ 85028

$515,000

3 Beds

2 Baths

1,704 SqFt

Status Active

MLS # 6683525

Property Type Single Family Residence

Price Type --

This amazing Phoenix home is now available! Inside you'll find an open concept living area with modern tile floor and easy access to the Arizona room (with AC!). The updated kitchen features granite countertops, a massive Whirlpool refrigerator, and plenty of storage. The north-facing primary bedroom has plenty of natural light and the remodeled primary bathroom has been detailed with bright white tile on the walk-in shower. The backyard includes pavers, grass, new iron gates and two storage sheds. Other bonuses include an updated roof (2022), new solar system (LOW to ZERO electric bills), new HVAC (2023), and no HOA! Conveniently located within walking distance to the neighborhood park and a quick drive to shopping, dining, and the AZ-51.

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19819 W Buchanan Street Buckeye, AZ 85326

$515,000

4 Beds

3 Baths

2,170 SqFt

Status Active

MLS # 6687116

Property Type Single Family Residence

Price Type --

Finished immaculate single story 4 bed 3 bath home in the beautiful neighborhood of Blue Horizons! Seller willing to make solar payments for June & July this summer. Large entry hall and 9 foot ceiling invite you into spacious white kitchen with country charm and unique subway tile backsplash, and a large island with breakfast bar. Solar, fully landscaped yard with heat-treated patio surface and a sparkling large play pool! Master is a tranquil retreat spa-like master bath and walk in shower with separate his/her sinks. Plenty of room in the secondary bedrooms for a large family or private den/craft room and guest rooms with separate bathrooms for each. In-wall doggie door and fenced off dog run with real grass, pavers in the right places. Bring your furniture and suitcases a must see!!

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17887 W Villa Hermosa Lane Surprise, AZ 85387

$515,000

4 Beds

3 Baths

2,204 SqFt

Status Active

MLS # 6688173

Property Type Single Family Residence

Price Type --

Discover luxury living in Surprise, Arizona with this immaculately upgraded single-family home. Boasting 4 bedrooms, 3 bathrooms, and over 2,200 square feet of living space, this residence offers the perfect blend of comfort and sophistication. Step inside to find a modern interior with stylish finishes and an open-concept layout. The home features a versatile den/office, ideal for remote work or relaxation. The gourmet kitchen is a chef's dream, complete with high-end appliances, granite countertops, and custom cabinetry. Outside, the backyard oasis awaits, featuring a paver patio and synthetic grass for easy maintenance. Perfect for entertaining or simply enjoying the Arizona sunshine.

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1413 W Megan Street Chandler, AZ 85224

$515,000

3 Beds

2 Baths

2,116 SqFt

Status Active

MLS # 6690556

Property Type Single Family Residence

Price Type --

Location! Location! You'll love this classic and updated Chandler home located centrally to everything that's best about Chandler. Expanded master and master bathroom. Kitchen boasts granite countertops, island and stainless steel appliances. Water softener and R/O. Award winning Chandler schools.

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4050 E Devon Drive Gilbert, AZ 85296

$515,000

4 Beds

2.5 Baths

2,094 SqFt

Status Active

MLS # 6689009

Property Type Single Family Residence

Price Type --

WELCOME HOME, This home features an open concept in main living area. 4 bedroom 2.5 bath with 2 car garage. Enter hone to welcoming living area, with great size kitchen with updated stainless steel applicances and granite counter tops, downstairs bedroom and remaining bedrooms including very large magnificent primary bedroom upstairs. Laundry room is conventiently located upstairs. Backyard includes artificial turf with mature trees, perfect to enjoy the outdoors without alot of maintenance Community maintains front yard and their community. Home exterior has been recently painted, and has permanent holiday lighting Great location, located near all types of amenities, shopping, restaurants, couple miles from San Tan Mall. Great location, located near all types of amenities, shopping, restaurants, couple miles from San Tan Mall.Home is located near the 202 freeway, allowing for easy access for commuters. Home is located on the corner lot - so only one neighbor next to home. Neighborhood features mature landscaping to an inviting entrance to your new home!!

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10185 W Puget Avenue Peoria, AZ 85345

$515,000

4 Beds

2 Baths

2,730 SqFt

Status Active

MLS # 6696697

Property Type Single Family Residence

Price Type --

Welcome to this energy-efficient 4-bedroom home in Olive Park! Inside, you'll discover an inviting hallway leading to the harmonious great room paired with tile flooring and sliding glass doors to the back patio. The impeccable kitchen is fully equipped with stainless steel appliances such as wall ovens & cooktop electric, a handy pantry, recessed lighting, ample espresso cabinets with crown moulding, and a center island with a breakfast bar. A flexible den and sizable loft are ideal for an office or entertainment area! Take a look at the large primary retreat boasting plush carpet, a bathroom with dual sinks, and a walk-in closet. Generous sized backyard includes a covered patio and paver seating area. What's not to like? Come and experience this gem's convenience and style for yourself!

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18945 W Laurel Lane Surprise, AZ 85388

$515,000

4 Beds

3 Baths

2,192 SqFt

Status Active

MLS # 6700167

Property Type Single Family Residence

Price Type --

Step inside this like-new 4 bed/3 bath and appreciate the spacious well-designed layout. Split floor plan offers generously sized bedrooms for ample space and privacy. Open great room with dining and upgraded kitchen w/Maple Linen cabinets, Bianco Antico Granite and walk-in pantry. Primary suite w/huge walk-in closet, double sinks, large shower, extra cabinets. 2nd bedroom en-suite.Super Luxury flooring package with upgraded 12x24 ceramic tile & carpet. Extra cabinets and granite countertop at garage entry. Tankless water heater. Soft water loop. 3 covered patios, 1 w/travertine. Premium lot backs up to open space w/ partial view fence. Upgraded exterior elevation w/front porch and stone veneer. Newly completed epoxy Garage Floor. Updated Paint. Mountain Views. Energy Star rated home.

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4106 W Electra Lane Glendale, AZ 85310

$515,000

4 Beds

3 Baths

1,910 SqFt

Status Active

MLS # 6700472

Property Type Single Family Residence

Price Type --

NO HOA! Beautiful home in a beautiful neighborhood. Pride of ownership in beautiful condition. Near I-17 and the 101 provides quick access to freeways taking you quickly in any direction. New roof! New exterior paint. New water heater. New flooring throughout. All newer appliances and includes the washer, dryer and fridge. Beautiful Pebble Tec pool with water feature. Has a bedroom on the bottom floor. Mountain views with fantastic hiking trails nearby and near the water park, railroad park, RC park, shopping, and golf! No disappointments here!

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