4 Financial Benefits of Home Ownership

4 Financial Benefits of Home OwnershipHome ownership may be one of the most familiar goals of adulthood, but there’s more than one reason why so many people flock towards this type of investment and leave the rental market behind. If you’re trying to decide if you should make the big plunge towards buying, here are some benefits of saving up for a down payment and finding the right place to settle in.

It’s More Economical

Many people eschew home ownership simply because it can be hard to wrangle together the funds for a down payment. However, while a monthly rental is money you’ll never see again, the money you put down on a mortgage is being invested back into your home, making for a solid investment you can capitalize on later.

Instant Tax Deductions

The interest that you pay on your mortgage payment can be one of the most tumultuous aspects of purchasing a home, but you may not know that you actually have the ability to deduct many associated costs on your taxes. From origination fees to property taxes, there are plenty of costs that go along with your home that can be claimed for a refund when tax time comes!

Paying A Lower Price

The real estate market fluctuates every day, but one thing is for the certain: the median price of a home is on the rise. While low inflation rates may not be ideal if you’re selling, they can mean a better deal if you’re delving into the market for the first time. Just remember, it’s important to buy a home you can afford as anything that goes beyond your budget is not a solid investment.

A Built-In Savings Account

It may be important to have liquid assets outside of the equity you have in your home, but many people struggle to pay off their home and save money at the same time. While saving outside of your monthly mortgage payment is still important, putting money down on a home is an act of investing, and it’s one you’ll likely make a solid profit on when you decide to sell.

There can be many financial benefits to renting in the short term, but purchasing a home is a more solid financial decision when it comes right down to it. If you’re considering a home and would like to know more about your options, please contact me for more information.

17433 W Statler Street Surprise, AZ 85388

$549,900
5 Beds
3.5 Baths
2,403 SqFt
Status Active
MLS # 6695575
Property Type Single Family Residence
Price Type --
This is a move in ready SINGLE LEVEL Dream Home on a large corner lot with a sparkling pool in the highly sought after neighborhood of Surprise Farms. The gourmet kitchen and great room with a fireplace plus built in media wall have picture windows that overlook the tropical pool, extended covered patio and lush green back yard. The delightful chef's kitchen boasts plenty of counter & cabinet space with granite counter tops, stainless steel appliances & built-in pantry. 2 main bedroom suites plus 3 additional bedrooms and 3.5 bathrooms provide spacious accommodations for family and guests.

17047 N Palo Pino Street Maricopa, AZ 85138

$549,900 - 2Br/2Ba -  for Sale in Palo Brea, Maricopa
Open House
$549,900
2 Beds
2 Baths
1,725 SqFt
Status Active
MLS # 6697289
Property Type Single Family Residence
Price Type --
Don't miss the chance to own this beautiful home in Maricopa! Bring all your toys w/ extended paver driveway along w/ a climate controlled RV garage w/ full hookups. Walk into the open floor plan including wood-look floors, chic lighting, and a spacious great room, ideal for entertaining. The kitchen is a chef's delight, with white cabinetry, stainless steel appliances, a tile backsplash, solid surface counters, & a center island with a breakfast bar. The primary bedroom is a serene retreat with a soothing color palette, dual sinks, and a walk-in closet in the private bathroom. A versatile den provides space for an office + 3 additional bedrooms. Step outback to your backyard oasis w/ putting green & spectacular lighting features. Perfect spot to experience ALL the stunning AZ sunsets! Outdoors, the expansive backyard is complete with a covered patio, paver patio, artificial turf, and ample space for a pool or various outdoor activities. You can also enjoy the scenic sunset views! Experience the charm and sophistication of this gorgeous home for yourself!

1292 S 167th Drive Goodyear, AZ 85338

$549,900 - 4Br/3Ba -  for Sale in Canyon Trails Unit 4 South Parcel A, Goodyear
Open House
New
$549,900
4 Beds
2.5 Baths
2,431 SqFt
Status Active
MLS # 6706379
Property Type Single Family Residence
Price Type --
Pool Home in Canyon Trails!!! Introducing this breathtaking home that is sure to captivate you from the moment you step inside. With its stunning wood plank tile floors, elegant two-tone interior paint, and recessed lighting, this home radiates beauty both inside and out. Boasting a generous 2,431 square feet of ''model'' perfect interior space, this home provides endless possibilities for you and your loved ones. Parking will never be an issue thanks to the 3-car tandem garage, complete with a built-in AC mini-split system that ensures year-round comfort. The 10' RV gate provides convenient access for all your outdoor adventure needs. The spacious open floor plan effortlessly ties together the inviting living spaces, creating the perfect atmosphere for relaxation and entertainin The heart of the home, the kitchen, is adorned with granite counters, a convenient breakfast bar, stainless steel appliances, a built-in desk, and an abundance of extended wood cabinetry with pull-out shelves and hardware. The French door leading to the patio from the breakfast area adds a touch of elegance and allows for easy indoor-outdoor living. For those special occasions, the formal dining room is ideal for hosting dinner parties and creating lasting memories with family and friends. This home boasts four generously sized bedrooms, offering plenty of space for everyone. The two and a half baths provide convenience and comfort for all occupants, with ample closets throughout. As you step into the backyard, you'll be greeted by views of the adjacent common area. The covered patio and electric retractable shade screen provide the perfect space to relax and enjoy the outdoors, while the sparkling pool invites you to take a refreshing dip on sunny days. The pristine landscape perfectly complements the breathtaking scenery and creates a truly enchanting ambiance. Don't forget to catch the amazing sunsets that highlight the beauty of this exceptional home. Conveniently located close to shopping, dining, freeways, and more, this home offers the perfect blend of tranquility and accessibility. Rest assured, this home will not disappoint. Don't miss this incredible opportunity to make this stunning home your own. Prepare to be amazed by all that it offers!

20733 W Melanie Drive Wittmann, AZ 85361

$549,900 - 3Br/2Ba -  for Sale in Metes & Bounds, Wittmann
Open House
$549,900
3 Beds
2 Baths
1,928 SqFt
Status Active
MLS # 6686710
Property Type Single Family Residence
Price Type --
NO HOA!! Horses Welcome! It's time to pack up and move West! This up and coming area of the West Valley is close enough to the city and far enough to enjoy your peace and quiet. This amazing property is fully fenced on a private 1.2 acre lot. This beautiful 1928 sq ft territorial style home has 3 large bedrooms, 2 baths, high ceilings, fireplace, huge kitchen with plenty of cabinet space, granite counters, and more. The oversized 2 car garage has a garage service door that exits to an incredible gated breezeway that connects to the home. This great, fully usable lot would be perfect for parking your RV's, trailers, boats, buses, and more! Now's the time to make your move to Wittmann. The 10x20 Weather King shed is included.

847 E Laddoos Avenue Queen Creek, AZ 85140

$549,900 - 2Br/2Ba -  for Sale in Encanterra, Queen Creek
Open House
$549,900
2 Beds
2 Baths
1,573 SqFt
Status Active
MLS # 6653538
Property Type Single Family Residence
Price Type --
BACK ON THE MARKET DUE TO BUYER NOT ABLE TO PERFORM! Truly shows like a model home w/ OWNED Solar! The well-maintained facade displays a 2-car garage w/ epoxy flooring, manicured landscape, & courtyard. Explore inside to find an open floor plan, formal dining room, & a bright den for work or play. Highlights include luxury vinyl plank flooring, new paint throughout & plantation shutters. The kitchen boasts recessed & pendant lighting, cabinets with crown moulding, new quartz counters, upgraded stove & dishwasher, a subway tile backsplash, center island, breakfast bar & a breakfast nook with a bay window. Continue onto the primary bedroom, equipped with an ensuite with dual sinks, an enclosed glass shower, & a walk-in closet. The serene backyard has a covered patio, pavers, & citrus tree Upgrades completed in August 2022. -Painted all interior walls and ceilings. -Replaced all baseboards. -Installed luxury vinyl flooring throughout entire home. -New Quartz countertops in kitchen and bathrooms. -Replaced sinks and faucets in kitchen and bathrooms. -New LG dishwasher and stove. -All lighting and fans replaced. -Installed speakers throughout home and on back patio. -New water system throughout home. Upgrades completed in 2023. -Installed rod iron screen door and matching gate to courtyard. -Installed pavers to front courtyard. -Epoxy garage floor. OWNED SOLAR!!

10508 W Odeum Lane Tolleson, AZ 85353

$549,900 - 4Br/3Ba -  for Sale in Lions Gate, Tolleson
Open House
$549,900
4 Beds
2.5 Baths
3,053 SqFt
Status Active
MLS # 6668427
Property Type Single Family Residence
Price Type --
OPEN SUNDAY 9-1! Gated Community! Dramatic Entry with in-laid tile accent, leads to Stunning 4 Bedroom OPEN CONCEPT floor plan! Formal Dining, Gourmet Kitchen with upgraded, staggered cabinets, custom pull-outs, Granite Counters, Stainless Steel appliances, Range with Double Ovens, Oversized walk-in pantry, & Island, overlooking the Breakfast Room & Huge Great Room; Perfect for entertaining! The Master Bedroom Suite is split from other Bedrooms for added Privacy, has bath with His & Hers Raised Vanities, Granite Counter tops & an enormous walk-in closet! 3 other nice sized Bedrooms, Guest Bath with Dual sinks & Granite Counters too. Don't miss the bonus room; great for Office or Home Gym! Energy Efficient, North/South facing; perfect for enjoying the extended paver patio year round!!!

1802 W Lawrence Lane Phoenix, AZ 85021

$549,900 - 3Br/2Ba -  for Sale in Olive Acres, Phoenix
Open House
$549,900
3 Beds
2 Baths
1,558 SqFt
Status Active
MLS # 6684242
Property Type Single Family Residence
Price Type --
This beautifully remodeled three-bedroom, two-bathroom house near Downtown Phoenix features an inviting open layout, perfect for entertaining guests or enjoying family time. Nestled in a quiet cul-de-sac, it offers both tranquility and convenience. With brand new quartz countertops, new waterproof laminate flooring, and new tiled bathrooms, this home exudes contemporary elegance. New windows, doors, and kitchen cabinets enhance its modern appeal, while the landscaped front yard and brand-new backyard wall provide a private oasis.

3335 W San Cristobal Road San Tan Valley, AZ 85144

$549,800
3 Beds
2.5 Baths
2,165 SqFt
Status Active
MLS # 6575201
Property Type Single Family Residence
Price Type --
Beautifully Landscaped Master Planned Community by Fulton Homes. Located within minutes of major shopping, restaurants, and freeways. Promenade is at the base of the San Tan Mountains. There are Six Parks throughout the community, one of which is an Aquatic Center with a 7,400 square foot pool. Full basketball and sand volley ball courts. Bocce ball court, pickle ball court, and corn hole are available. Ramada's, Tot Lots, BBQ's, an entry waterfall, and acres of landscaped and grass areas make Promenade your Oasis in the Desert. Some of the photos are of the Model Home since the listing is still under construction. We look forward to meeting you soon.

5432 N 188th Lane Litchfield Park, AZ 85340

$549,800
4 Beds
3 Baths
2,502 SqFt
Status Active
MLS # 6661506
Property Type Single Family Residence
Price Type --
Embrace the beauty of this stunning home, offering panoramic views of the majestic White Tanks Mountains. Experience the expansive outdoor oasis, boasting one of the most spacious backyards within the neighborhood, and relax on the extended patio surrounded by lush garden views. Inside, discover soaring ceilings, a tranquil color scheme, and ample natural light. The kitchen boasts granite countertops, modern appliances, and a central island with a breakfast bar. Upstairs, a versatile loft and well-appointed bedrooms await. Recently updated with fresh paint throughout and new enjoyable additions to the backyard, this property epitomizes modern luxury amidst breathtaking natural surroundings.

3028 Mearns Lane Overgaard, AZ 85933

$549,750
3 Beds
2 Baths
1,728 SqFt
Status Active
MLS # 6694010
Property Type Single Family Residence
Price Type --
Step into this charming cabin nestled in the serene national forest located in Heber-Overgaard. This cozy home offers a spacious open floor plan complete with pristine wood work, large covered deck, and a well maintained above ground spa for year round enjoyment. Escape the hustle of the city life and immerse yourself in the tranquility of nature. Heber-Overgaard is full of activities for the whole family to enjoy, such as: hiking, lakes, parks, restaurants, shopping, holiday celebration festivities and more. Don't miss out on the opportunity to create unforgettable memories in this wilderness paradise.

13513 W Earll Drive Avondale, AZ 85392

$549,700
4 Beds
2.5 Baths
2,649 SqFt
Status Active
MLS # 6659322
Property Type Single Family Residence
Price Type --
Get a 4.75% interest rate on a 2/1 BUY DOWN on this Gorgeous Home! This 4-bedroom, 2.5-bath residence spanning almost 2700sq ft*Split floor plan enhances privacy &functionality, making it ideal for families& those who love to entertain*Large master suite &secondary bedrooms*Standout feature is the fully remodeled bathroom, a sanctuary of relaxation and style*Step into a home free of carpets, new LVT flooring throughout., not only enhances the aesthetic appeal but also simplifies maintenance &promotes a clean, modern look*Spacious living areas seamlessly flow from one room to the next*Fresh paint adorns both the interior& exterior*The crowning jewel of the outdoor area is the BBQ kitchen island complete with a table top, & umbrella*Don't wait stop in to see this Amazing Home Today

2492 W Stradling Avenue Apache Junction, AZ 85120

$549,650 - 5Br/3Ba -  for Sale in Radiance At Superstition Vistas, Apache Junction
New
$549,650
5 Beds
3 Baths
2,444 SqFt
Status Active
MLS # 6706751
Property Type Single Family Residence
Price Type --
This expansive 2,444 square-foot single-level home offers the perfect combination of space and comfort. With 5 bedrooms/3 full bathrooms, this residence is ideal for large gatherings for those who love to entertain.The home's open-concept design creates a seamless flow between the main living areas. The kitchen is a highlight, featuring modern appliances with a gas stove, ample cabinetry, a large center island, and a breakfast bar. Adjacent to the kitchen is a spacious dining area that comfortably accommodates family meals and gatherings. The living room is designed for relaxation and socializing, with plenty of natural light streaming through large windows. 3 car garage & HUGE yard! tankless water heater!