Once you’ve purchased a home and decided on a move in date, it may seem like a lot of the hard stuff is over, but you still have one of the most important things relating to such a large purchase to think about: the payments! If you’re looking for a few tips on ways to approach your monthly payment, the following will steer you in the right direction so you can broach your mortgage schedule successfully.
Set Up A Payment Schedule
Many people have been in the situation of neglecting their phone or credit cards by forgetting about the payment due dates, but this can cause a lot of strife when it comes to an investment as large as your home. Instead of leaving it to chance, choose a day each month and ensure that your bank is transferring the funds over automatically so you never have to worry about missing a payment. This will help you retain a reputation as a responsible borrower and it means you won’t have to deal directly with this important expenditure each month.
Be Aware Of Ways To Pay
Instead of being in the dark about ways to pay your mortgage each month, talk to your bank about your options for making your monthly payments in a timely, hassle-free manner. Before you get into the nitty-gritty of home ownership, look into this as soon as you’ve signed off on the papers so you know the best way to approach each month. This will prepare you for your approximate total mortgage payment.
Is It Really Affordable?
If you’re associated with a lender you trust, you’ve probably already been made aware of the amount of house you can and can’t afford, but ensure you’ve sat down and thought about what all the added interest on your home means. While it can certainly be a huge financial commitment for anyone to commit to a monthly mortgage payment, being able to swing the expense consistently is the difference between financial well-being and a purchase you’ll come to regret.
Making the decision to invest in a home can be one of the most exciting things you’ll commit to in adulthood, but ensure you’re aware of just what your monthly mortgage means so that it’s not something you’ll look back on. If you’re currently on the market for a home, give me a call – J.P. Cook – 602-320-4253.
5528 W Rainwater Drive Laveen, AZ 85339
$470,000
4
Beds
2
Baths
1,813
SqFt
Status
Active
MLS #
6665303
Property Type
Single Family Residence
Price Type
--
This immaculately maintained single-story residence nestled within the charming Ellison Trails community offers the perfect blend of comfort and convenience. Situated on a desirable corner lot, this home boasts a thoughtfully designed floorplan, ensuring seamless living. Step inside to discover an inviting interior adorned with modern finishes and abundant natural light. The spacious layout encompasses 4 bedrooms, 2 bathrooms, and generous living areas, providing ample space for relaxation and entertainment. The heart of the home is the well-appointed kitchen, complete with quartz countertops, SS appliances, and ample cabinet storage. Whether you're hosting gatherings or preparing family meals, this kitchen is sure to inspire your culinary creativity. Retreat to the tranquil owner's suite offering a private oasis where you can unwind after a long day. Additional bedrooms provide flexibility for guests, home offices, or hobbies. Outside, the expansive yard offers endless possibilities for outdoor enjoyment, from al fresco dining to gardening or simply soaking up the Arizona sunshine. With a prime location just minutes from the 202 freeway, commuting is a breeze, while nearby shopping, dining, and entertainment options ensure convenience at your fingertips. Don't miss your chance to experience the epitome of comfortable living in this Ellison Trails gem. Put your offer in today and make this house your forever home!
1246 E Colter Street Phoenix, AZ 85014
$470,000
2
Beds
1
Bath
839
SqFt
Status
Active
MLS #
6690098
Property Type
Single Family Residence
Price Type
--
*Prepare to be amazed! Come and see this beautiful, fully remodeled, single-level home located in the popular Marow Homes community in Central Phoenix. New designer kitchen with glass tile backsplash, 5 burner gas range, built in under counter microwave, Italian Porcelain tile. New roof, low E windows & doors, fresh exterior design, new water heater, plantation shutters and new upgraded bath and lighting fixtures throughout...all of this done in 2018! Huge backyard ready to enjoy for those weekend gatherings, or easily add a pool or garage if desired with side access that only a corner lot provides. Close proximity to all the great restaurants that Central Phoenix has to offer, Downtown Phoenix & Sky Harbor Airport* Make sure to see this home today!
8031 W Monterosa Street Phoenix, AZ 85033
$470,000
4
Beds
2
Baths
1,920
SqFt
Status
Active
MLS #
6694053
Property Type
Single Family Residence
Price Type
--
Discover the beauty of Phoenix, Arizona through this exquisite property that embodies elegance and comfort. Featuring four bedrooms, two bathrooms, and a stunning diving pool, this home is the perfect place to create unforgettable memories
22462 N 180th Drive Surprise, AZ 85387
$470,000
3
Beds
2.5
Baths
1,895
SqFt
Status
Active
MLS #
6699748
Property Type
Single Family Residence
Price Type
--
Bring all your toys! This 3bed/2.5bath/1,895sqft Courtland home has everything you need! Premium corner lot includes extra parking to store your RV or 5th wheel (HOA APPROVED!) Tandem 3-car garage boasts plenty of room for your workshop, boat or UTV. Upon entering, you'll notice the upscale wood look tile, modern paint & updated light fixtures throughout. Entertain your friends & family in the open concept floorplan. Upgraded kitchen is equipped with double ovens, electric cooktop & large island. Unwind in your personal spa. Gazebo, artificial turf & pavers make for a low maintenance backyard. Walking distance to Copper Park! Community pool, splash pad, pickleball & basketball courts, baseball & soccer fields, dog parks, the list goes on! Don't miss the chance to own your dream home!
497 N Coyote Trail Payson, AZ 85541
$470,000
2
Beds
1
Bath
1,000
SqFt
Status
Active
MLS #
6574608
Property Type
Single Family Residence
Price Type
--
Leave the hustle and bustle of the busy suburban life and enter the cool mountain air. Here they say, ''If you are lucky enough to be in the mountains, you are lucky enough.'' The natural light fills this comfortable vacation home and as your family settles in something special happens: you start sharing time, space, stories, hikes, fishing, campfires & smores, cool drinks by a warm wood stove, movies & popcorn, warm summer swims, hunts for neat rocks and the smooth sounds a soft running stream filling your favorite swimming hole, fall meteor showers, and winter holiday snowball fights. Memories are created and bound together, all because of that special place we lovingly call ''the cabin.'' Please take this once-in-a-generation opportunity to create your fun and meaningful family time. Minimum 6 month rentals, no horses or RV storage, community well. Nearby activities include hiking, biking, ATV, geode and crystal hunting, stream and lake fishing, and so much more. This home is also designated a history property, which cuts your tax liability in approximately half!!
13537 W Banff Lane Surprise, AZ 85379
Open House
$470,000
4
Beds
2
Baths
2,261
SqFt
Status
Active
MLS #
6702209
Property Type
Single Family Residence
Price Type
--
Welcome to this cozy home, designed with a neutral color scheme. Enjoy the warmth of a fireplace on chilly evenings and relax in the primary bathroom with double sinks and a separate tub and shower. The spacious primary bedroom includes a walk-in closet for ample storage. The kitchen, featuring an island and stainless steel appliances, is perfect for cooking enthusiasts. A walk-in pantry ensures plenty of storage space. Step outside to the covered patio and fenced backyard for outdoor dining or relaxation. Recent updates like new flooring and fresh paint enhance the appeal of this home. Experience comfortable and stylish living with convenient features for a modern lifestyle.
9551 E Redfield Road Scottsdale, AZ 85260
Open House
$470,000
2
Beds
2.5
Baths
1,111
SqFt
Status
Active
MLS #
6687019
Property Type
Townhouse
Price Type
--
Looking for a move-in ready, turnkey townhome? Well you have found it! Check out this adorable, freshly painted townhome in prime Central Scottsdale location... with a recent price improvement too! The gated Redfield Park townhome community is located in 85260, which is in the heart of all that Scottsdale has to offer. This location is minutes from Gateway Trail with miles of beautiful Sonoran Desert hiking, or a short trip to Kierland Commons and Scottsdale Quarter for high end boutique shopping and fine dining, or just a quick trip down the 101 freeway to Salt River Fields, Talking Stick Casino, or Butterfly Pavilion. This meticulously maintained townhome boasts 2 spacious bedrooms and 2.5 baths, and a host of recent upgrades, including fresh paint throughout: a blank canvas, awaiting your personal touches. Step through the private front courtyard entryway, as you are greeted by gleaming hardwood floors and soaring 9+ ft ceilings and a natural light filled interior. The main level showcases a seamless flow from the oversized great room into the gourmet kitchen, ideal for entertaining guests. Revel in the culinary delights of the open-concept kitchen, featuring a generous granite countertop bar perfect for casual dining or entertaining family and friends. This kitchen also offers plenty of storage and pantry space, complemented by a suite of modern appliances, custom tile backsplash and recessed lighting. Step outside to the ample sized North facing flagstone patio for coffee in the morning or enjoying a relaxing afternoon in the shade. Upstairs, are you going to find two ample sized bedrooms, two full bathrooms, and a conveniently located laundry room. Looking for tons of storage for your car and toys? This 2 car tandem garage offers ample space for all the above... And again, just steps from the heated community pool, this unit is in a prime location within the community. Welcome home to luxurious living at its finest in Redfield Park.
141 W Latona Road Phoenix, AZ 85041
$469,999
4
Beds
2.5
Baths
1,456
SqFt
Status
Active
MLS #
6686504
Property Type
Single Family Residence
Price Type
--
Ask about how to qualify for $0 down and a 4.99% interest rate! Ascend Communities proudly unveils Latona Fontaine, where 11 meticulously crafted lots offer unparalleled vistas of the majestic South Mountain. The two story Juniper floor plan features a welcoming ambiance with a cozy half bath on the ground floor for convenience. The open concept living space with 9' ceilings seamlessly blends the living, dining and kitchen areas, perfect for gatherings. Upstairs, four bedrooms offer flexibility for a growing family or a home office. The master bedroom includes a walk-in closet and en-suite bathroom with dual vanities. The remaining bedrooms share a conveniently located bathroom ensuring practicality and comfort for all occupants. Enjoy the convenience of upstairs laundry. Finishes in this home include luxury vinyl plank flooring throughout, can lighting, 40 soft-close white shaker cabinets in the kitchen, quartz countertops, gourmet kitchen backsplash, custom tile shower in the primary bathroom, black hardware throughout and pre-wiring for ceiling fans. This vibrant community boasts an unbeatable location within walking distance of picturesque hiking trails at South Mountain, perfect for adventurous family outings. As an added delight, an exclusive pedestrian gate offers seamless access to the scenic highline canal, just a stone's throw away from your residence. Nestled at the intersection of Central Ave. and Baseline Rd. Beyond nature's doorstep, enjoy seamless access to public transportation, urban conveniences, and easy connections to major freeways: Interstate 10, Interstate 17, and the 202. Embrace the best of both worlds - serene natural escapes and city accessibility, making Latona the ultimate choice for families seeking adventure and convenience.
6228 N Jessie Road Casa Grande, AZ 85194
$469,999
3
Beds
2
Baths
1,651
SqFt
Status
Active
MLS #
6692828
Property Type
Single Family Residence
Price Type
--
Incredible New Build with NO HOA! This beautiful modern desert home includes 1,651 SQFT, 3 Bed 2 baths, Oversized 3 car garage, open floor plan & kitchen, white quartz counter tops, upgraded stainless steel appliances, farmers sink, modern cabinets, built in soaking tub with double vanities in the primary bathroom, and upgraded brick on the exterior! This home is to be built. Build time is 6 - 8 months.
4764 E Sage Brush Avenue San Tan Valley, AZ 85140
$469,999
3
Beds
2
Baths
1,857
SqFt
Status
Active
MLS #
6694562
Property Type
Single Family Residence
Price Type
--
Welcome to your rustic retreat on a sprawling 2-acre property, where two kitchens provide ample space for culinary adventures. This 1857 square foot home offers versatility and comfort in equal measure. Outside, a sturdy corral awaits, perfect for tending to your horses or indulging your outdoor hobbies. Embrace the essence of country living with all the modern amenities you desire in this charming yet inviting sanctuary.
6291 W Victory Way Florence, AZ 85132
$469,999
3
Beds
2.5
Baths
2,658
SqFt
Status
Active
MLS #
6698944
Property Type
Single Family Residence
Price Type
--
This home has gorgeous curb appeal. You'll be in awe of the impeccable features and upgrades this home has to offer. Featuring 3 bedrooms, a den, and 2.5 bathrooms, this home has plenty of space for you to enjoy! 10' Ceilings and 8' Doors throughout. Imagine making delicious meals in your gourmet kitchen that features a double oven and ample counter space. Stainless steel appliances. RO and Soft Water System is installed. Plantation Shutters throughout, Furniture negotiable, Hot Tub included (only 2 years old), Enjoy the beautiful Arizona Sunrises and Sunsets in your backyard under the extended rear covered patio. Take advantage of $1,500 Lender credit when approved financing through Blanco Mortgage.
74 S Cypress Court Chandler, AZ 85226
$469,999
3
Beds
2
Baths
1,407
SqFt
Status
Active
MLS #
6703150
Property Type
Single Family Residence
Price Type
--
Home, sweet home! This charming 3-bedroom property awaits new owners! Nestled on a peaceful cul-de-sac, this gem offers a lush front yard and a 2-car garage. Come inside to find a welcoming living room, vaulted ceilings, a warm palette, tile flooring, wood-style vinyl flooring, a warm fireplace for cold evenings, and bountiful natural light. The eat-in kitchen provides plenty of wood cabinetry, stainless steel appliances, chic light fixtures, and sliding glass doors to the back patio. You'll love the cozy main bedroom, boasting two mirrored door closets and a private bathroom with dual sinks. Continue onto the generous backyard with a covered patio, a mature shade tree, a verdant landscape, and a refreshing pool ready to enjoy. This value won't disappoint!