Once you’ve purchased a home and decided on a move in date, it may seem like a lot of the hard stuff is over, but you still have one of the most important things relating to such a large purchase to think about: the payments! If you’re looking for a few tips on ways to approach your monthly payment, the following will steer you in the right direction so you can broach your mortgage schedule successfully.
Set Up A Payment Schedule
Many people have been in the situation of neglecting their phone or credit cards by forgetting about the payment due dates, but this can cause a lot of strife when it comes to an investment as large as your home. Instead of leaving it to chance, choose a day each month and ensure that your bank is transferring the funds over automatically so you never have to worry about missing a payment. This will help you retain a reputation as a responsible borrower and it means you won’t have to deal directly with this important expenditure each month.
Be Aware Of Ways To Pay
Instead of being in the dark about ways to pay your mortgage each month, talk to your bank about your options for making your monthly payments in a timely, hassle-free manner. Before you get into the nitty-gritty of home ownership, look into this as soon as you’ve signed off on the papers so you know the best way to approach each month. This will prepare you for your approximate total mortgage payment.
Is It Really Affordable?
If you’re associated with a lender you trust, you’ve probably already been made aware of the amount of house you can and can’t afford, but ensure you’ve sat down and thought about what all the added interest on your home means. While it can certainly be a huge financial commitment for anyone to commit to a monthly mortgage payment, being able to swing the expense consistently is the difference between financial well-being and a purchase you’ll come to regret.
Making the decision to invest in a home can be one of the most exciting things you’ll commit to in adulthood, but ensure you’re aware of just what your monthly mortgage means so that it’s not something you’ll look back on. If you’re currently on the market for a home, give me a call – J.P. Cook – 602-320-4253.
2201 W Valhalla Court Anthem, AZ 85086
Open House
$499,000
3
Beds
2
Baths
1,616
SqFt
Status
Active
MLS #
6686568
Property Type
Single Family Residence
Price Type
--
Welcome to your desert oasis in the gated community of Anthem Country Club! This charming 3-bedroom, 2-bath home features beautiful desert landscaping enhancing the curb appeal, setting the tone for the tranquility within. At the front, a patio invites you to enjoy your morning coffee, to relax and soak in the warm Arizona sun. Inside, the great room greets you with its spaciousness, complemented by a formal dining area and a kitchen that overlooks the living space, creating an ideal setup for gatherings and entertaining. The kitchen features ample cabinet space and a convenient pantry, providing plenty of room for all your culinary essentials. The primary bedroom is generously sized and grants direct access to the backyard retreat. Its ensuite bathroom features a dual sink vanity, a separate tub and shower, and a spacious closet space. Outside, discover a backyard sanctuary complete with a covered patio with ceiling fans, perfect to help stay cool on the warm sunny days, a built-in BBQ for grilling. Unwind in the spa, surrounded by serene natural beauty. As part of the Anthem Social Membership, residents gain access to a variety of Club facilities and amenities, including tennis courts, pickleball courts, a fitness center, a resort-style pool, and more! Don't miss out on the opportunity to experience Arizona living at its finest in this captivating Anthem home.
15989 N 74th Lane Peoria, AZ 85382
Open House
$499,000
3
Beds
2.5
Baths
1,975
SqFt
Status
Active
MLS #
6685842
Property Type
Single Family Residence
Price Type
--
Location...Northwest Corridor just min from Arrowhead Mall & 101. This Awesome home is now available located at Bella Brisa at 75th Ave and Bell Rd. The 3 bedrooms, 2.5 baths and bonus/flex room that offers the ability to work from home or workout room. Beautifully, finished kitchen with extended counter including gas range for the chef in you. The Primary room is oversized with beautiful bath and walk-in closet. The laundry room includes tall built-in custom cabinets. The backyard includes synthetic grass easy maintenaince. ome check out your new home! This community, located in North Peoria! Easy access to bike/running trails, hundreds of restaurants, shopping, ballpark, and entertainment. ALL just minutes away!
1677 E Chelsea Drive San Tan Valley, AZ 85140
$498,999
5
Beds
3
Baths
2,856
SqFt
Status
Active
MLS #
6634770
Property Type
Single Family Residence
Price Type
--
Discover the joy of owning this charming 2-story property that is now on the market! It boasts a soothing interior palette, carpet and tile flooring, and a cozy living room. Designed for entertaining, the great room is spacious and welcoming. The kitchen features recessed lighting, honey-toned cabinets, built-in appliances, glossy counters, and a pantry for ample storage. A versatile bonus room serves as the perfect space for a game room or entertainment center. The main bedroom includes a private bathroom with dual sinks and a walk-in closet. Outside, the backyard offers a covered patio and plenty of space for a pool or creative landscaping. This delightful home is a true gem, ready for you to make it your own! (1 bedroom & 1 bathroom downstairs and could be converted to in-law quarters)
35789 N Zinc Drive San Tan Valley, AZ 85144
$498,995
4
Beds
3
Baths
1,991
SqFt
Status
Active
MLS #
6686649
Property Type
Single Family Residence
Price Type
--
This home is single-level living at its finest. The open-concept kitchen provides connectivity to the main living area with prime access to the outdoor patio. Flex space on the first floor could be used as an office or a yoga room—the possibilities are endless. Designer finishes in this home include marble kitchen countertops, tiled primary bathroom, and upgraded flooring. Pristine walking and biking trails showcase everything this community has to offer.
3636 S 97th Avenue Tolleson, AZ 85353
$498,990
5
Beds
3
Baths
2,688
SqFt
Status
Active
MLS #
6694608
Property Type
Single Family Residence
Price Type
--
Beautiful Brand New Home in a Highly Desirable West valley location. Features countless upgrades such as 9' ceilings, Shaw 17x17 Tile, Granite countertops in the kitchen. Whirlpool Stainless steel appliances. White shaker cabinets with Stainless Steel Pulls. Energy-efficient features throughout, WIFI & programmable thermostat. Spacious walk-in closet in the primary suite. Front yard landscaping, covered patio in the backyard. Spectacular Mountain Views! The community features a greenbelt, a premium neighborhood park with playground. Conveniently located near the new 202 freeway, schools, shopping and dining, and Estrella Mountain Regional Park.
19125 N 269th Drive Buckeye, AZ 85396
$498,990
2
Beds
2
Baths
2,023
SqFt
Status
Active
MLS #
6664375
Property Type
Single Family Residence
Price Type
--
Up to 3% of Base Price or total purchase price, whichever is less, is available through preferred lender. The Pursuit floor plan features a 2-bedroom, 2-bath layout with an AV built-in, den, French doors, and an extension at the rear of the home. The owner's bath boasts a framed low-threshold walk-in shower, and the kitchen comes equipped with a gas stub and outlet package. Additionally, the home includes a 4' garage extension, pavers, a 36'' premium gas cooktop, double ovens (wall oven and microwave), and a separate oven. The kitchen appliances are all stainless steel, and the home features a 10' flat ceiling, a culinary lux cabinet layout, and upgraded flooring, cabinets, countertops, and surrounds. The electrical package and garage hobby package have also been upgraded.
39223 N Kaden Lane Queen Creek, AZ 85140
$498,947
2
Beds
2
Baths
1,711
SqFt
Status
Active
MLS #
6667527
Property Type
Single Family Residence
Price Type
--
Up to 3% of total purchase price towards closing costs incentive offer. Additional eligibility and limited time restrictions apply. MLS#6667527 ~ Located in 55+ active lifestyle community Ovation at Meridian. The Tonto floor plan is a single-story home with 1,711 square feet of living space, 2 bedrooms, a den, 2 bathrooms, and a 2-car garage. The foyer gives you the option to take an immediate turn into the second bedroom, step in and turn into the flex room, or you can continue straight into the open kitchen and gathering room area. The owner's suite is right off the gathering room and has a walk-in closet and double sinks at its private bathroom. Structural options added Include: Extended covered patio, and upgraded shower.
8055 S Breezy Pine Road Prescott, AZ 86303
$498,900
6
Beds
4
Baths
3,073
SqFt
Status
Active
MLS #
6682867
Property Type
Single Family Residence
Price Type
--
Nestled in the tranquil surroundings of Breezy Pine Acres, this charming home offers the perfect blend of comfort and versatility. Boasting two distinct living spaces with separate entrances, the main residence features 3 bedrooms and 3 bathrooms, complete with gas fireplaces in both the inviting living room and luxurious primary suite. Step into relaxation in the primary suite's spacious bathroom, adorned with a large separate tub, towel warmer, and stylish sliding barn door. Downstairs, the fully finished basement presents an ideal retreat, offering a kitchen, additional bedroom, bathroom, living room, and ample storage space. Situated on just over 1 1/2 acres of wooded land, this property provides both privacy and room to roam amidst nature's beauty.
1040 Lorenzo Sitgreaves Drive Show Low, AZ 85901
$498,900
3
Beds
2
Baths
1,680
SqFt
Status
Active
MLS #
6681665
Property Type
Single Family Residence
Price Type
--
Charming 3 bed, 2 bath home located in the quiet neighborhood, Show Low Bluff. True pride of ownership shines throughout. Cozy up next to the fireplace or entertain your family & friends with it's open concept layout. With multiple skylights in the main living areas, natural light pours in. The Primary bedroom is split from the others & has an inviting ensuite bathroom & oversized walk-in closet. The home is on a .21 lot, with beautiful easy-care landscaping in the front & back! The backyard is fully fenced & features a covered deck, artificial grass, a pergola, & a shed with power to it. with the 2-car garage you are able to keep your cars out of the elements. This lovingly cared for home is truly a one-of-a-kind option for your White Mountains dream, schedule an appointment today! The covered back deck has 3 roller shades that come down, so you can keep enjoying the cool mountain air, when the sun is setting! Don't forget to look up while in the garage, there is additional storage space great for keeping your items organized. There is a doggy door in the Laundry Room which leads into the Garage - there is another doggy door in the wall in the Garage which leads into the fenced backyard. Smart Home Ready. Imagine living in the White Mountains of Arizona where you have 4 beautiful seasons and where you can breathe in the fresh mountain air and enjoy the 40 lakes and over 600 miles of rivers and streams. In addition to the amazing fishing, this area has one of the most extensive trail systems in the southwest for hiking, biking, horseback riding, quadding and more. Sunrise Ski Resort is also just 40 minutes away with 3 beautiful mountains to ski, snow board or sled. If shopping is your interest, you will love the antique stores and the multitude of arts and craft shows that happen in the summer. The music festivals have something to fit everyone's enjoyment. Do you love to golf? There are 7 amazing golf courses, 3 that are public. The White Mountains, where this home/cabin is the best kept secret of Arizona! Come and explore and enhance your living! Pinetop-Lakeside was also voted 'Best Cabin Region in the U.S... Embrace the MAGIC!
13747 W Villa Ridge Drive Sun City West, AZ 85375
$498,900
2
Beds
2
Baths
2,283
SqFt
Status
Active
MLS #
6611449
Property Type
Single Family Residence
Price Type
--
This home is perfect for the entertainer in you or if you are just looking for a little more space. This home has updated features throughout. With upgraded lights and fans to the custom window shades in all rooms. Tile floors laid diagonally for that special look. With the large cathedral ceilings and full hookup for surround sound, this open living space is a true joy. A kitchen that boasts granite countertops and all Stainless Steel appliances. Dual ovens which will make putting together that fantastic event much smoother. Master Bedroom has a wonderful bay window for that relaxing space for your favorite book. If you love your outdoor space this home has one covered patio right outside the kitchen for that morning cup of coffee and the back patio which will allow you to enjoy our wonderful winter weather. Brand new cabinets installed in the garage with new epoxy flooring. Home was completely painted on exterior in 2020. If you are a golfer you are a very short walk to Echo Mesa Golf Club. This home is move in ready.
881 E Elgin Street Chandler, AZ 85225
$498,900
3
Beds
2
Baths
1,649
SqFt
Status
Active
MLS #
6686609
Property Type
Single Family Residence
Price Type
--
Discover the allure of this delightful 3-bedroom home in Monterey Point II. Step inside to find an inviting interior graced with tile floors and vaulted ceilings, leading to a cozy living room perfect for gatherings. The great room is a haven for relaxation. The kitchen features white cabinetry, SS appliances, tile backsplash, granite counters, a pantry, and a center island with a breakfast bar. Serene main bedroom offers a private bathroom with dual sinks, a relaxing tub, and a walk-in closet. A practical laundry room includes built-in cabinets for additional storage. Outside, the backyard is a peaceful retreat with a covered patio and verdant grass, ideal for enjoying tranquil afternoons. This charming residence is awaiting its new owners - don't miss the opportunity to call it yours!
16918 W Beth Drive Goodyear, AZ 85338
$498,525
3
Beds
2.5
Baths
2,406
SqFt
Status
Active
MLS #
6613028
Property Type
Single Family Residence
Price Type
--
Up to 3% of total purchase price towards closing costs incentive offer. Additional eligibility and limited time restrictions apply. MLS#6613028 January Completion. The Glenstone at Lucero Discovery is a sweeping home designed for comfortable living in style. Step through the charming front porch that leads you into the welcoming foyer. From there, the study offers you an array of options and guides you into the heart of the house—an open-concept space featuring a great room, kitchen with island, dining room, and outdoor living area. The convenience of a 2-car garage, entryway, and powder room adds functionality to the main floor. Make your way up to the second level to find two bedrooms with a shared bathroom and the luxurious primary suite with a roomy walk-in closet. Structural options include: study in lieu of flex , pavers at front porch, 8' interior doors, and soft water loop.