4 Ways to Help Your Mortgage Transaction Close On Time

When you’ve finally found the home you’re looking for at the right price, it’s easy to think that the hard part is over; however, there’s still a lot to do in order to ensure your purchase goes through without a hitch. If you’re tying up the loose ends on your home purchase, here are some things you should do to avoid any unnecessary delays.

Hire A Real Estate Professional

However much research you may have done in regards to buying a home, there’s still a lot of legal jargon in the closing documents that can be difficult for most people to understand. Instead of doing guesswork, you may want to utilize a real estate professional who will represent your best interests and take the difficulty out of the documents for you so there will be no holdups with the paperwork.  Plus, the representation, in most cases, is free to you!

Arrange A Home Inspection

A home inspection is a necessary step before the sale of a home, but this is an important one to get out of the way because it can seriously impact your home purchase. Because major problems can often be discovered during inspection, getting this out of the way and deciding if an item should be fixed or the total price knocked down will ensure there are no delays at the last minute.

Acquire Title Insurance

In order to make sure your property really belongs to you, it’s a good idea to have a title search completed to see if there are any claims to your future property that could invalidate your purchase. As this is a legal safeguard for your claim to your home, it will help you avoid unnecessary issues in the event of an unknown property claim.

Determine The Closing Costs

An escrow company is responsible for holding the funds until all aspects of a home sale are complete, but there are fees that go along with this service. Before you get to the end of the process, determine what exactly the company will be charging so that you can be prepared for the final total. While fees are legitimate, if you see a higher tally than expected, you may want to negotiate for a reduced cost.

Purchasing a home is a significant investment full of hurdles you might not be aware of, but by acquiring title insurance and having a real estate professional look through your documents, you can make your home purchase go a little smoother. If you’re planning on purchasing a new home soon, please give me a call – J.P. Cook – 602-320-4253.

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11556 W Sand Trout Court Surprise, AZ 85378

$465,000

3 Beds

2 Baths

1,803 SqFt

Status Active

MLS # 6688211

Property Type Single Family Residence

Price Type --

Home, sweet home! This gorgeous 3 bed, 2 bath residence now on the market is the one for you! Nestled on a premium cul-de-sac lot right next to the Community's lush golf course, this beauty features great curb appeal, artificial turf, a 2 car garage, and a welcoming porch! Inside you'll find a cozy living area and formal dining room boasting elegant wood-look flooring, high ceilings, and trending palette throughout. The spacious family room boasts a fireplace to keep you warm during the winter months! Prepare delicious meals in this beautiful kitchen, comprised of white cabinetry w/gleaming counters, a pantry, recessed lighting, high-end appliances, an island complete w/a breakfast bar, and a breakfast nook w/a lovely bay window. Discover a large primary bedroom showcasing direct outdoor access, a walk-in closet, and a private ensuite for added convenience. Also including an expansive backyard w/a covered patio, extended seating area w/a gazebo, and a view fence, this home has it all! Act now before it's gone!

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14163 W Georgia Drive Surprise, AZ 85379

$465,000

4 Beds

2.5 Baths

2,337 SqFt

Status Active

MLS # 6693397

Property Type Single Family Residence

Price Type --

Absolutely Beautiful 4 Bedroom + Loft, 2.5 Bathroom, Two Story Home Located On Premium Lot Bordering Common Area, Built in 2020, Upgraded Kitchen w/Custom Cabinets, Granite Countertops, Gas Range, Stainless Steel Appliances, Kitchen Island w/Breakfast Bar, Dining Room, Spacious Greatroom, Upstairs Master Bathroom w/Walk-In Closet, Master Bathroom w/Dual Sinks & Separate Tub & Shower, Extra Large Loft Upstairs, Covered Backyard Patio, 2 Car Garage, Come Check It Out!

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8410 E Chaparral Road Scottsdale, AZ 85250

$465,000

4 Beds

2 Baths

1,676 SqFt

Status Active

MLS # 6651453

Property Type Townhouse

Price Type --

Spacious four bedroom townhouse in Scottsdale just minutes to the Scottsdale Greenbelt multi-use path, Chaparral Dog Park, multiple City parks, restaurants, shopping, nightlife, and entertainment. Quick, easy access to the 101 freeway. This is a unique tri-level split floor plan. Two bedrooms upstairs with a full bath and two bedrooms downstairs with 3/4 bath. Main floor has an open kitchen, dining room, and sunken living room. Kitchen has granite countertop installed in 2023 and stainless steel appliances purchased in January 2024. Private back patio with storage space/laundry area. Covered carport parking for two along with guest parking throughout the community. Property features a pool and clubhouse. HOA maintains all public areas and landscaping. Listing agent is related to seller.

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7640 E Globemallow Lane Gold Canyon, AZ 85118

$465,000

3 Beds

2 Baths

1,719 SqFt

Status Active

MLS # 6685645

Property Type Single Family Residence

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Discover your dream retreat in Gold Canyon! This one-story, well laid out home offers generous 9 ft ceilings, an expansive open floor plan of living areas. Spacious gourmet kitchen w/ stainless steel Kenmore appliances, 42'' upgraded cabinets & granite counters w/ barstool seating plus pantry storage! Admire the custom, desert design painted in 2023 perfect for primary home or vacation home. 5-piece primary suite boasts a walk in closet, plenty of counter space, dual sink vanity, soaking tub, walk in shower & enclosed toilet room. Step outside & enjoy low maintenance landscape w/ lush turf, custom pavers, quaint water feature & covered patio complete w/ ceiling fan perfect for bbq's & entertaining. Furniture can stay. quaint water feature & covered patio complete w/ ceiling fan perfect for bbq's & entertaining.

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