How Technology Is Creating an Easier Mortgage Approval Process

From saving up for a down payment to sussing out the ideal lender, there are so many things involved in purchasing a home that can make it seem like a rather complicated undertaking. However, like a lot of things in our lives, technology has streamlined the process in recent years. If you’re currently searching for a home on the market, here are some new technological advancements that may make buying a little easier for you.

The Smart Phone Advantage

The paperwork and requirements associated with a mortgage may not have changed much in recent years, but smart phones have provided us with the instant ability to see all the necessary documents from anywhere. While there was once a time it required a lot of time in front of a computer, smart phones have enabled people to fill in, review and reply to documents on the go, which makes for a much more efficient – and mobile – process.

The Implementation Of The E-Signature

It may seem like something that has been around for a while, but up until recently an approving signature on a document had to be provided in person. With all the mortgage documents that are needed to get the ball rolling, this type of approval took up a lot of extra time. Nowadays, instead of having to rush out to sign a paper, our mobility and legal laws enable anyone applying for a mortgage to be able to provide an e-signature, which means there is no waiting around on the backend.

Consult My Website

While there is still a lot of paper and information required in order to get approved, checking my website and using my mortgage calculator tools enables you to instantly determine how much your monthly payments will be and what the real cost of your home is when it’s all added up. Instead of the guesswork, these calculators can help you answer the question of whether or not a home is the right price.

The mobility and ubiquitous nature of today’s technology has made a lot of things much easier, and the mortgage process is no exception. From online calculators and tools that can better manage your mortgage to the use of e-signatures, there’s no reason getting a mortgage loan has to be rife with stress. If you’re looking into buying a home, please contact me for more information.

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18892 N Jameson Drive Maricopa, AZ 85138

$459,900

4 Beds

3 Baths

2,275 SqFt

Status Active

MLS # 6643524

Property Type Single Family Residence

Price Type --

Stop the car, you must see this fantastic home!! From the moment you pull up to this beautiful home, you will instantly fall in love. This 4 bedroom, 3 bath home with a open floor plan, spacious kitchen with double laminated 3cm countertops, upgraded cabinets, walk in pantry, split floor plan, bonus dining room/office area, guest room is in front of the home away from all other bedrooms, oversized laundry room, stunning backyard and so much more. Spa conveys AS IS, seller is unaware if it works.

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604 E Harmony Way San Tan Valley, AZ 85140

$459,900

2 Beds

2 Baths

1,574 SqFt

Status Active

MLS # 6655087

Property Type Single Family Residence

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*55+ Community* Step into this exquisite 2-bedroom, 2-bathroom Monaco floor plan home nestled within the prestigious Encanterra Golf Community. This residence offers a well-thought-out split floor plan, complemented by elegant hardwood flooring in all the right places. The spacious kitchen is a culinary haven, featuring granite countertops, a stainless steel appliance package, an island for culinary creativity, and a convenient pantry. Both bathrooms have been tastefully upgraded with tile shower surrounds and granite countertops. The main bedroom boasts his and her sinks, as well as a makeup vanity for added luxury. In addition to the two bedrooms, there is a versatile den with abundant natural light, perfect for a home office or a cozy reading nook.

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2643 E Hopi Avenue Mesa, AZ 85204

$459,900

4 Beds

3 Baths

1,500 SqFt

Status Active

MLS # 6654537

Property Type Single Family Residence

Price Type --

Stunning Home with Abundant Upgrades & Enhancements! Centrally Located Neighborhood Near I60/Lindsey, ''NO HOA!'' *Single Level Layout Featuring Brand New Windows and Doors Throughout, Alongside Double RV Gate RV Parking! Brand New Roof & HVAC System! Wood Tile Flooring, Quartz Kitchen Countertops, with a Laundry Room Equipped with New Cabinetry for Ample Storage! *Spacious Backyard Perfect for Entertaining, BBQs, and Children and Pets to Enjoy! *Converted Garage Enclosure into a Studio Complete with Separate Shower, Bathroom, and Kitchen Area. Additional Storage Shed Included, small Patio enclosure add a little extra space. Just Moments Away from Freestone Park and Easy Access to I60 Freeway, Shopping, Schools, and Sports & Fitness Centers Nearby! *Seize This Opportunity Today!

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6722 W Millerton Court Florence, AZ 85132

$459,900

3 Beds

2 Baths

2,201 SqFt

Status Active

MLS # 6658862

Property Type Single Family Residence

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Welcome to this amazing, one of a kind home with the ''Cliff'' floorplan. The house is built by Pulte Homes. This beauty boasts 3 larger bedroom, two baths, including an extended shower to enjoy in the master suite, along with an oversized den. The home is built in the sought after, Parkside Anthem Merrill Ranch Community located in Florence, AZ. You will notice the travertine walkway to the front door. Inside, you will find upgraded window treatments along with a customized kitchen, which includes a KitchenAid 36-inch gas cooktop and a 30-inch wall oven microwave combo. The entire home shows Luxury Vinyl Plank flooring. Both the front and back yard are fully landscaped. Outside is a large patio and oversized overhang. On hot steamy days, the patio includes a built in mist system The garage is extended by an extra 4ft. You won't want to miss this opportunity to live on this corner lot home with all of the upgrades one could ask for!

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