Forget Mortgage Apps: 5 Reasons Why You’ll Want to Use a Human Mortgage Broker

A mortgage broker can be a helpful tool in finding the right opportunity for you, but it can be tempting to deal with mortgage apps that may be able to consolidate all the information you need in one place. While many modern apps can be quite convenient, there are a few reasons you may want to use a knowledgeable mortgage professional to ensure the credibility of your most important purchase.

Up-To-Date On Credible Lenders

A mortgage app can certainly provide many mortgage insights, but it’s not necessarily an able replacement for a broker who has dealt with many different lenders and knows the ins and outs. While an app can point you in the right direction, a broker will be able to keep you informed of all the little details.

Access To Better Rates

There are no guarantees that working with a broker will get you a better deal, but because brokers work in conjunction with a variety of different lenders, they can often get lower rates or special deals which you may not be able to find on your own.

Saving On Fees

In addition to assisting you with finding the best rates, a broker may also be able to minimize fees like the application and/or appraisal fees so that you can knock some of the costs off your mortgage. Since brokers have an established relationship with lenders, this is something you can use to your advantage.

All The Available Options

It can be overwhelming to go through all of the available lenders, and even a detailed app may not be able to provide this information. However, instead of the most popular current options, a mortgage broker will have lending information available from all kinds of institutions so you can choose what will work best.

Making The Process Run Smooth

An app may seem like a time-saver with all the information at your fingertips, but having a broker to look through things for you can provide a lot of comfort and clarity. While you do have the option of diving in on your own, having an expert to help you over the hurdles can go a long way.

There are so many apps out there that can make life a lot easier, but mortgage apps may not be the place to start when it comes to your mortgage process. If you’re currently considering your options, give me a call for more information – J.P. Cook – 602-320-4253.

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19614 N Bellwood Drive Sun City West, AZ 85375

$459,000

2 Beds

2 Baths

1,650 SqFt

Status Active

MLS # 6684441

Property Type Single Family Residence

Price Type --

This magnificent home has been remodeled with gorgeous luxury wood look tile, beautiful modern cabinets, quartz counters, stainless appliances & bright classic backsplash. Large remodeled walk-in master shower - outstanding in every way. This home has an extra bonus room that could be used as a formal dining/office or game room. 2 car garage + golf cart parking. New roof in 2023. Come and view this outstanding home - be the first to live in this recently completed luxury remodel!

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7650 E Edgewood Avenue Mesa, AZ 85208

$459,000

2 Beds

2 Baths

1,584 SqFt

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MLS # 6688997

Property Type Single Family Residence

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Fantastic Ranch Home in Fountain of the Sun, a 55+ Community. Move-in Ready, 2 bed, 2 bath home with a private, gated, backyard pool. Updates include refaced kitchen cabinets, quartz countertops and all new LG kitchen appliances 2023. Large owner's bedroom suite, French door entry, updated bath, new vanity & walk-in closet. Guest bedroom has a new Murphy-style wall bed unit that converts to a desk ($7k) and a walk-in closet. High-quality window shutters throughout the entire home. Beautiful, private backyard with heated salt-water pool, new pump & salt cell in 2019. Newer roof & outside paint. Enjoy all the Fountain of the Sun amenities including pickle ball, bocce ball, a dog park and much more. The 18-hole executive golf course & country club make this a very special place to live.

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9524 W Meadowbrook Avenue Phoenix, AZ 85037

$459,000

4 Beds

3 Baths

2,663 SqFt

Status Active

MLS # 6690453

Property Type Single Family Residence

Price Type --

Introducing your dream home! Nestled in a prime location brimming with convenience, this move-in-ready gem offers an unparalleled lifestyle. With a myriad of shops and restaurants just steps away, indulging in your favorite activities and dining experiences has never been easier. For sports enthusiasts and entertainment seekers, the Stadium and Westgate are a mere 1.5 miles away, promising endless excitement for family outings. Seamless access to the 101 freeway ensures you're effortlessly connected to all the area has to offer. Noteworthy upgrades include the 2019 AC unit enhancements, guaranteeing your comfort and peace of mind year-round. Inside, bask in the abundant natural light that floods the space, creating a welcoming and cozy ambiance. Boasting 4 bedrooms, a den, and a loft on the upper level, along with a convenient main floor bathroom, this home effortlessly accommodates your family's needs. Step outside onto the extended patio, a serene retreat where you can unwind and savor the outdoors. This home embodies convenience, comfort, and charmall waiting for you to explore. Don't let this opportunity slip awayschedule your viewing today!

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2915 W Washington Street Phoenix, AZ 85009

$459,000

3 Beds

2 Baths

1,100 SqFt

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MLS # 6691492

Property Type Single Family Residence

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Fantastic 3 bedrooms 2 baths home with 3- RV gates! totally fenced, Beautifully remodeled home, from top to bottom, tile throughout the home sits on a huge corner lot, enough room to build you own swimming pool, or an apartment. Shopping and restaurants nearby, perfect central Phoenix location.

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