It’s often the case that people will opt to postpone home ownership until the best rates are available or it’s a more stable investment, but in an ever-shifting market it may not be the best decision to put such a sizeable investment off. If you’re wondering whether or not you should put off investing in a home, here are some reasons you may want to start putting your time into searching for a home.
Interest Rates Always Fluctuate
While interest rates are constantly changing and have certainly risen since the economic recession of 2008, they still remain relatively low and this can make investing in a home an even better financial decision. There are no certainties that market rates will remain low, but given a lower monthly payment and the easier qualifications nowadays to acquire a loan, the present may be the best time to start investing in your own place.
Investing Early Reaps Financial Rewards
It’s easy enough to wait for a lower home price or even improved interest rates, but there is no guarantee that the market will shift down. In the meantime, you may be spending at lot of your monthly paychecks on rent. If home ownership is one of your goals in life and you’re living month to month with a high rental payment, investing money into a home is a sure way to gaining equity for the future, even in the event that the market shifts up.
It’s A Good Time To Buy
When it comes to the market, there may always be a time coming when you’ll get a better deal, but the fact remains that homes tend to remain on the market a lot longer these days and it’s largely a buyer’s market. There are no guarantees that you’ll be able to find the house you want at the price you can afford, but there are a lot of good deals to be found these days and investing sooner is an opportunity to reap financial rewards down the road.
Many people hold off on home ownership because they are waiting for prices to come down or interest rates to change, but the sooner you invest in a home, the more you can benefit from investing into something that is entirely your own. If you’re currently perusing the market for a home at a price you can afford, give me a call – J.P. Cook – 602-320-4253.
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355 S Latigo Way
Cottonwood, AZ 86326
$455,000
3
Beds
2
Baths
1,695
SqFt
Status
Active
MLS #
6689165
Property Type
Single Family Residence
Price Type
--
Centrally located, this gem combines natural beauty with modern amenities, offering an idyllic lifestyle for anyone looking to buy. Don't miss your chance to claim this home, where luxury meets efficiency, and the views are simply unmatched from the front of the home looking towards Mingus Mountains and rear of home towards the gorgeous Red Rocks of Sedona, giving spectacular reverse sunsets. Experience energy efficiency and cost savings with owned solar panels, and enjoy the comfort of newer Lennox furnace and A/C units at your fingertips. Add to that the convenience of an indoor laundry room, with cabinets and a newer washer and dryer. Revel in the high ceilings which enhance the home's open and airy ambiance, while the professionally installed vinyl flooring in the entryway, family room, kitchen, and bathrooms exudes modern sophistication. The master suite features a spacious walk-in closet with built-in cedar planking shelving for shoes, ensuring organized and stylish storage. The rear guest bedroom comes with brand-new carpeting, adding a touch of luxury and comfort for your guests or family members. Experience culinary perfection with matching Samsung appliances in a kitchen that's a chef's delight, and enjoy the health benefits of a water softener, whole-house chlorine removal system, and reverse osmosis for pristine water quality. Indulge in the convenience of instant hot water to sinks, saving time in your daily routine. The home has been thoughtfully updated with all walls freshly repainted and decorative base trim in most rooms. New light fixtures in the dining and kitchen areas provide the perfect blend of functionality and style. As a bonus, the garage door has been meticulously maintained, receiving periodic visits from a local company, ensuring that the motor and springs, replaced within the last year, are in top condition. Additional practicality comes courtesy of the new mop sink installed this year, complete with special fittings for a garden hose - ideal for refilling the backyard oasis that is your personal HotSprings salt system spa. Seating 4 comfortably with two lounge chairs, relax and gaze upon the stars, an awesome experience that awaits you each night. This property is designed with outdoor living in mind, featuring a large rear covered back porch that spans an impressive 34 feet in length, enhanced by decorative pavers. The porch is adorned with 3 decorative exterior ceiling fans, creating a cool retreat for those warm summer days. With a gas connection ready for your barbecue, the outdoor space is ideal for hosting friends or simply enjoying a quiet evening. Privacy and tranquility are provided by a jasmine plant that fills the air with a delightful seasonal aroma. A planter box with faux ferns adds a touch of greenery and charm. This home invites you to imagine your life surrounded by these thoughtful improvements and indulgent features. Welcome home to comfort, style, and unforgettable moments.
19414 N 8th Street
Phoenix, AZ 85024
$455,000
3
Beds
2
Baths
1,338
SqFt
Status
Active
MLS #
6685473
Property Type
Single Family Residence
Price Type
--
**OWNED SOLAR** Brand New Hot Water Heater Move-in ready perfection! This stunning 3 bedroom, 2 bathroom house has undergone a complete renovation and is ready for you to call it home. All new everything! Enjoy the fresh feel of new flooring, new paint, new stainless steel appliances, and new fixtures throughout. Newer roof in great shape and A/C is blowing cold. The kitchen boasts beautiful granite countertops and ample cabinet space, perfect for creating culinary delights. With 3 bedrooms and 2 bathrooms, this home offers the perfect layout for families or those who desire a home office or guest room. Owned solar panels will keep those hot summer months nice and cool at little to no cost! Don't miss your chance to own this beauty!
16541 W Sierra Street
Surprise, AZ 85388
$455,000
4
Beds
3
Baths
2,284
SqFt
Status
Active
MLS #
6686167
Property Type
Single Family Residence
Price Type
--
A nice house in great community Sycamore farms community pool open floor plan for guest entertainment where all guest can be together on area really well maintain condition Also it is a good location on the west valley area. everything there hospital near by
20822 N Desert Glen Drive
Sun City West, AZ 85375
$455,000
2
Beds
2
Baths
2,104
SqFt
Status
Active
MLS #
6689241
Property Type
Single Family Residence
Price Type
--
This Beautifully Renovated Eldorado Model is located in the highly desirable area of SCW near the Echo Mesa Golf Course and Kuentz Recreation Center. As you walk through the front door you are greeted by high ceilings, tons of natural lighting and tasteful renovations. The large gourmet kitchen comes with upgraded cabinets, marble countertops, new appliances, deep dark stainless-steel sink and custom overhead lighting. The oversized Owners Suite is located in the rear side of the house with vaulted ceiling, high-grade new carpet, luxury bathroom with a walk-in shower, Marble countertops, oversized mirror and upgraded in floor toilets. The Large 280sq ft climate-controlled Arizona room gives you a great way to enjoy the weather year-round in Arizona.
