4 Ways to Help Your Mortgage Transaction Close On Time

4 Ways to Help Your Mortgage Transaction Close On TimeWhen you’ve finally found the home you’re looking for at the right price, it’s easy to think that the hard part is over; however, there’s still a lot to do in order to ensure your purchase goes through without a hitch. If you’re tying up the loose ends on your home purchase, here are some things you should do to avoid any unnecessary delays.

Hire A Real Estate Professional

However much research you may have done in regards to buying a home, there’s still a lot of legal jargon in the closing documents that can be difficult for most people to understand. Instead of doing guesswork, you may want to utilize a real estate professional who will represent your best interests and take the difficulty out of the documents for you so there will be no holdups with the paperwork.  Plus, the representation, in most cases, is free to you!

Arrange A Home Inspection

A home inspection is a necessary step before the sale of a home, but this is an important one to get out of the way because it can seriously impact your home purchase. Because major problems can often be discovered during inspection, getting this out of the way and deciding if an item should be fixed or the total price knocked down will ensure there are no delays at the last minute.

Acquire Title Insurance

In order to make sure your property really belongs to you, it’s a good idea to have a title search completed to see if there are any claims to your future property that could invalidate your purchase. As this is a legal safeguard for your claim to your home, it will help you avoid unnecessary issues in the event of an unknown property claim.

Determine The Closing Costs

An escrow company is responsible for holding the funds until all aspects of a home sale are complete, but there are fees that go along with this service. Before you get to the end of the process, determine what exactly the company will be charging so that you can be prepared for the final total. While fees are legitimate, if you see a higher tally than expected, you may want to negotiate for a reduced cost.

Purchasing a home is a significant investment full of hurdles you might not be aware of, but by acquiring title insurance and having a real estate professional look through your documents, you can make your home purchase go a little smoother. If you’re planning on purchasing a new home soon, please give me a call – J.P. Cook – 602-320-4253.

3134 E Mckellips Road Mesa, AZ 85213

$465,000
3 Beds
2.5 Baths
1,414 SqFt
Status Active
MLS # 6683963
Property Type Single Family Residence
Price Type --
Charming 3 bdrm, 2.5 bath 2 car garage home in sought after Homestead on an oversized lot with lg. private pool and nicely designed backyard! Ideal for entertaining or everyday living -- with living and dining rooms, vaulted ceilings, and a formal family room with wood burning fireplace. Open concept kitchen overlooks the family room and features granite countertops, smooth-top range, built-in microwave, and LG stainless steel refrigerator with water dispenser/ ice maker. The primary suite includes dual closets, a spacious layout, soaring high ceilings, and an ensuite bath. Additionally, the home features newer paint, newer carpet, laminate flooring, and a top of the line Trane HVAC unit,. Enjoy your backyard with one of the only private sparkling swimming pools in the community. Conveniently located with easy access to the Loop 202 (and Gilbert Rd.) and plenty of shopping, dining, & restaurants nearby. A must see!

847 S Ashbrook -- Mesa, AZ 85204

$465,000
4 Beds
2 Baths
1,740 SqFt
Status Active
MLS # 6686063
Property Type Single Family Residence
Price Type --
Wow Take A Look At This, Almost Fully Remodeled Incredible Home, Upon Arriving Notice This Low Maintenance Yet Inviting Curb Appeal, Head In To This Neutral Light N Bright Home With Granite Counters, Recessed Lighting & Modern Kitchen Appliance Package (Refrigerator Washer & Dryer Stay). Designer Painted Inside & Out, Updated Flooring, & Ceiling Fans Throughout. Spacious Living Room With Soaring Vaulted Ceilings, Hardwood Flooring With A Cozy Fireplace. Formal Dining & The Kitchen Opens Perfectly For Entertaining Friends & Family. A Generous Sized Master Suite With A Custom Tile Shower. A TRUE 4 BEDROOM Including A Large Master Suite, Plus An Extended 2 Car Garage For Toys Or Work Space, Plus Extra, Extra Storage & RV Gate/RV Parking. Nestled Perfectly On a Large LOT With NO HOA. Welcome!

17199 W Elaine Drive Goodyear, AZ 85338

$465,000
3 Beds
2.5 Baths
1,918 SqFt
Status Active
MLS # 6689110
Property Type Single Family Residence
Price Type --
Home, sweet home! This fantastic 3 bed, 2 bath residence now on the market is looking for its new owners! A beautiful facade w/stone accents, easy-care front yard, a 2 car garage w/built-in cabinets, and an RV gate are just the beginning! Inside you'll find a spacious dining & living area w/elegant wood-look flooring, dazzling light fixtures, upgraded ceiling fans, custom palette throughout, outdoor access w/stylish French doors, and a warm fireplace. The gorgeous kitchen is comprised of wood cabinetry w/granite counters, a pantry, stainless steel appliances, stone backsplash, and a lovely island. Discover a cozy loft where you can spend a relaxing Sunday evening! The primary bedroom boasts vaulted ceilings, private balcony access, a walk-in closet, and a full ensuite w/dual sinks. Also including a wonderful backyard w/a covered patio, a quaint pergola, and a sparkling blue pool, this home simply has it all! Act now before it's gone!

43317 W Wallner Drive Maricopa, AZ 85138

$465,000
5 Beds
3 Baths
3,401 SqFt
Status Active
MLS # 6663086
Property Type Single Family Residence
Price Type --
Your dream home is finally here! You'll LOVE to own this one-of-a-kind two-story residence in Rancho El Dorado! Starting with a 3-car garage, low-care front yard, and stone accents. Be delighted by an inviting interior showcasing a combined living/dining room and a formal family room paired with tile flooring in all the right places. The impeccable kitchen is equipped with recessed lighting, stainless steel appliances, quartz counters, mosaic backsplash, white cabinetry, a peninsula with a breakfast bar, and a breakfast nook. Head upstairs, to discover the HUGE loft offering endless possibilities! The bright main bedroom boasts plush carpet and an ensuite with dual sinks. The expansive backyard provides a covered patio and pavers. A rare find like this will surely impress you!

14548 W Poinsettia Drive Surprise, AZ 85379

$465,000 - 3Br/3Ba -  for Sale in Mountain Gate Phase 3 & 4, Surprise
Open House
$465,000
3 Beds
2.5 Baths
2,291 SqFt
Status Active
MLS # 6677396
Property Type Single Family Residence
Price Type --
Beautiful home backing the community park! A low-care front yard, a 2-car garage, and a welcoming porch are just the beginning. Come inside to discover a fabulous floor plan with three sizable bedrooms, 2.5 bathrooms, and cozy living spaces for entertaining. The kitchen offers granite counters, a pantry, an island, ample cabinets for storage, and the essential appliances for cooking. Enjoy the Arizona weather all year round in the screened patio. The backyard has lovely pavers for a seating area and a view fence. This home is a great opportunity!

10823 W Sarabande Circle Sun City, AZ 85351

$464,999
3 Beds
2 Baths
1,957 SqFt
Status Active
MLS # 6640061
Property Type Single Family Residence
Price Type --
Explore the charm of this newly renovated residence in Sun City, featuring a modernized kitchen and bathrooms, as well as upgraded flooring and fresh paint throughout. This home is designed to leave a lasting impression and is truly a must-see. Come and discover the myriad offerings of this exceptional property for yourself.

40243 W Michaels Drive Maricopa, AZ 85138

$464,995
4 Beds
3 Baths
2,220 SqFt
Status Active
MLS # 6630712
Property Type Single Family Residence
Price Type --
Explore this impressive Raleigh home. Included features: an inviting covered entry; a guest suite with a bathroom in lieu of a study; an open dining area; a gourmet kitchen offering a double oven, quartz countertops, tile backsplash, stainless-steel appliances, a center island and a walk-in pantry; a spacious great room boasting center-meet doors leading onto a relaxing covered patio; a convenient laundry; a lavish primary suite showcasing a generous walk-in closet and a deluxe bath with double sinks; a teen room in lieu of a bedroom; a storage area; a mudroom and a 2-car garage. This home also offers ceramic tile flooring in select rooms.

10830 W Grant Street Avondale, AZ 85323

$464,995
3 Beds
2 Baths
1,860 SqFt
Status Active
MLS # 6693990
Property Type Single Family Residence
Price Type --
Discover this stunning Sunstone home, ready for quick move-in! Included features: a private study; a spacious great room overlooking a serene covered patio; a dining nook; a thoughtfully designed kitchen boasting 42'' upper cabinets, quartz countertops, a walk-in pantry, a center island and stainless-steel appliances, including a gas range; a central laundry; and a lavish primary suite showcasing dual walk-in closets and an attached bath. This home also has upgraded stone tile flooring, cultured marble bathroom countertops, ceiling fan prewiring, front yard landscaping and a concrete-paver driveway and walkway.

7423 W Northview Avenue Glendale, AZ 85303

$464,990
3 Beds
2.5 Baths
2,255 SqFt
Status Active
MLS # 6634845
Property Type Single Family Residence
Price Type --
Ready for Immediate Move-in! This exquisite 4-bedroom, 2.5-bathroom residence is fully upgraded, featuring 42-inch grey cabinets and quartz countertops. Enjoy the spacious layout, complete with a loft for additional versatility. The home is thoughtfully designed for your convenience. Don't miss this opportunity!! ^^Up to 6% of Base Price can be applied towards closing cost and/or short-long-term interest rate buydowns when choosing our preferred Lender. Additional eligibility and limited time restrictions apply. ***Prices subject to change, photos may be of a model home or virtually staged, actual home will vary.

7410 W Northview Avenue Glendale, AZ 85303

$464,990
3 Beds
2.5 Baths
1,986 SqFt
Status Active
MLS # 6675709
Property Type Single Family Residence
Price Type --
This home is our amazing Concerto plan featuring 3-bedroom 2.5-bathroom and a 2-car garage on a larger north/south facing homesite within the desirable Alto gated community!!! The kitchen is beautifully upgraded with Valle Nevado granite counters, modern white full overlay cabinets accented with matte black hardware. and GE Stainless-steel appliances. The great room includes a multi-slide door to make indoor/outdoor living a breeze. Upstairs includes a large loft, 2 additional bedrooms, laundry and primary suite with spa-like bath. Ready for an April 2024 move-in! ^^^Up to 6% of Base Price can be applied towards closing cost and/or short-long term interest rate buydowns when choosing our preferred Lender. Additional eligibility and limited time restrictions apply

7227 N 74th Avenue Glendale, AZ 85303

$464,990
3 Beds
2.5 Baths
1,986 SqFt
Status Active
MLS # 6676548
Property Type Single Family Residence
Price Type --
Under Construction New build home with an April 2024 move-in!!!! This amazing home includers 3-bedroom 2.5-bathroom and a 2-car garage home in the desirable Alto gated community!!! This Concerto floor plan is expertly designed with quartz kitchen countertops, modern white full overlay cabinets, contemporary imperfect smooth walls, and stainless kitchen appliances to name a few. Don't miss out on this home!!^^^Up to 6% of Base Price can be applied towards closing cost and/or short-long term interest rate buydowns when choosing our preferred Lender. Additional eligibility and limited time restrictions apply.

10231 S 55th Drive Laveen, AZ 85339

$464,990
3 Beds
2.5 Baths
1,953 SqFt
Status Active
MLS # 6681825
Property Type Single Family Residence
Price Type --
Come see this well-thought-out single-story home. With 3 bedrooms plus a den and 2.5 baths this home offers just the right amount of space at 1953 square feet. This split floorplan and open concept is ideal for hosting and entertaining. You drive up to a beautiful Craftsman exterior with a desert landscape. Inside has plank ceramic tile everywhere except the bedrooms and den. You walk into a large open concept great room, kitchen, and dining space. The designated dining area has a sliding glass door that leads you to your outdoor patio that can provide an indoor/outdoor living space. This home features our Industrial Essential design palette that includes upgraded granite kitchen counter tops and beautiful sarsaparilla stained cabinets.