4 Ways to Help Your Mortgage Transaction Close On Time

4 Ways to Help Your Mortgage Transaction Close On TimeWhen you’ve finally found the home you’re looking for at the right price, it’s easy to think that the hard part is over; however, there’s still a lot to do in order to ensure your purchase goes through without a hitch. If you’re tying up the loose ends on your home purchase, here are some things you should do to avoid any unnecessary delays.

Hire A Real Estate Professional

However much research you may have done in regards to buying a home, there’s still a lot of legal jargon in the closing documents that can be difficult for most people to understand. Instead of doing guesswork, you may want to utilize a real estate professional who will represent your best interests and take the difficulty out of the documents for you so there will be no holdups with the paperwork.  Plus, the representation, in most cases, is free to you!

Arrange A Home Inspection

A home inspection is a necessary step before the sale of a home, but this is an important one to get out of the way because it can seriously impact your home purchase. Because major problems can often be discovered during inspection, getting this out of the way and deciding if an item should be fixed or the total price knocked down will ensure there are no delays at the last minute.

Acquire Title Insurance

In order to make sure your property really belongs to you, it’s a good idea to have a title search completed to see if there are any claims to your future property that could invalidate your purchase. As this is a legal safeguard for your claim to your home, it will help you avoid unnecessary issues in the event of an unknown property claim.

Determine The Closing Costs

An escrow company is responsible for holding the funds until all aspects of a home sale are complete, but there are fees that go along with this service. Before you get to the end of the process, determine what exactly the company will be charging so that you can be prepared for the final total. While fees are legitimate, if you see a higher tally than expected, you may want to negotiate for a reduced cost.

Purchasing a home is a significant investment full of hurdles you might not be aware of, but by acquiring title insurance and having a real estate professional look through your documents, you can make your home purchase go a little smoother. If you’re planning on purchasing a new home soon, please give me a call – J.P. Cook – 602-320-4253.

40905 N 10th Street Phoenix, AZ 85086

$498,000
3 Beds
2.5 Baths
1,843 SqFt
Status Active
MLS # 6684047
Property Type Single Family Residence
Price Type --
Discover your desert sanctuary in this contemporary gem built in 2021. Set on almost an acre and a half at the base of a gentle hill, this two-story retreat offers three bedrooms, 2 1/2 bathrooms, and an airy open floor plan. Picture-perfect views greet you from every angle, with the master suite boasting panoramic vistas. Inside, a modern kitchen with top-of-the-line appliances beckons for culinary adventures, while expansive windows blur the lines between indoors and out, leading to a spacious patio ideal for entertaining or stargazing. This is more than a home—it's an invitation to embrace the desert lifestyle. Don't miss out on making it your own oasis.

25657 N 185th Drive Wittmann, AZ 85361

$497,995
3 Beds
2 Baths
1,693 SqFt
Status Active
MLS # 6669478
Property Type Single Family Residence
Price Type --
The Bronze floor plan would certainly take home gold for design! This ranch-style home centers around an open layout with a dining area, a kitchen with a center island, and a great room with center-meet doors leading to the covered patio. The primary suite is adjacent, and showcases a generous walk-in closet and a private bath. Two bedrooms and a second bath complete the residence, which also includes an attached RV garage. You'll love the professionally curated fixtures and finishes selected by our design team!

17708 W Silverwood Drive Goodyear, AZ 85338

$497,950
3 Beds
2 Baths
1,935 SqFt
Status Active
MLS # 6677807
Property Type Single Family Residence
Price Type --
Up to 3% of total purchase price towards closing costs incentive offer. Additional eligibility and limited time restrictions apply. MLS#6677807 Ready March! Discover the Zafiro plan with 3 bedrooms and flex space. Enjoy curb appeal with a landscaped front yard and paver driveway leading to the porch. Perfect for entertaining, living space and covered patio are on one side, while bedrooms and flex room are on the other. Owner's suite offers privacy with walk-in closet, dual vanities, and walk-in shower. Located in a gated, active adult community with resort lifestyle in Estrella Mountain Foothills. Structural options include: paver front porch, multi-slide door at gathering, upgraded square corners, 5' baseboards, 8' interior doors, and pre-plumb reverse osmosis system.

16216 W Indianola Avenue Goodyear, AZ 85395

$497,900
2 Beds
2 Baths
2,200 SqFt
Status Active
MLS # 6602047
Property Type Single Family Residence
Price Type --
Elegant travertine courtyard entry welcomes you to this one of a kind 'Milano' floor plan which has been customized with enclosed game room/sun room, beautiful library cabinets in den, built in cabinets & 'Murphy' bed in guest bdrm; extended master bdrm & family room; ext garage with storage cabinets, golf cart garage; water softener & R/O system. Freshly painted interiors in neutral color palette. Situated on a beautiful lot with great outdoor entertaining spaces including travertine patio, water feature & outdoor kitchen. Pebble Creek showcases stunning resort-style amenities and offers the ultimate value in active adult luxury living. PRICE REDUCED FOR QUICK SALE!

2301 N 38th Street Phoenix, AZ 85008

$497,000
3 Beds
2 Baths
1,500 SqFt
Status Active
MLS # 6662657
Property Type Single Family Residence
Price Type --
This home qualifies for a $10,000 lender grant. Great Location (No HOA) with curb appeal on a large corner lot! OWNED Solar (paid for)! Ave Elect Bill = $125 Summer / $50 Winter. ($28 Most Recent Bill) Entry BARS can be removed. Upgraded kitchen counter & backsplash. Newer Windows, Newer block wall with 16 foot RV Gate perfect for your toys! Great split floor plan includes 3 bedrooms & 2 bathrooms. Separate entrance to one of the bedrooms. New bathroom vanity, countertop & cabinet. Upgraded living room recessed lights. Free standing storage shed that matches the house. Inside laundry with tons of storage space. Perfectly located near freeways, Sky Harbor Airport, downtown phoenix, shopping, phenomenal restaurants, entertainment, etc.

7817 W Bloomfield Road Peoria, AZ 85381

$496,900
3 Beds
2.5 Baths
2,312 SqFt
Status Active
MLS # 6694212
Property Type Single Family Residence
Price Type --
NO HOA DOWNSTAIRS MASTER BEDROOM POOL. Spacious layout, vaulted ceilings, and cozy wood-burning fireplace. Kitchen includes breakfast bar & eat-in dining room. The master bedroom's walk-in closet and luxurious bathroom, complete with a walk-in shower and tub. Loft with two more bedrooms and bathroom upstairs. The backyard oasis with a covered patio overlooking the pool is the perfect spot for relaxation or outdoor gatherings.

5415 W Novak Way Laveen, AZ 85339

$496,700
3 Beds
2 Baths
2,208 SqFt
Status Active
MLS # 6658821
Property Type Single Family Residence
Price Type --
Move in ready single story home with a play pool and a 3 car garage, these are all the items most people want in a home and this one has it all. This home has an open floor plan with an upgraded kitchen that has quartz counters and stainless steel appliances. The home has tile plank flooring through most all the home. There is a pebbletech play pool in the backyard that is like your own resort. Great family neighborhood with easy access to the freeway and shopping. This home is a must see.

18419 W Country Club Terrace Surprise, AZ 85387

$496,492
4 Beds
3 Baths
2,644 SqFt
Status Active
MLS # 6543892
Property Type Single Family Residence
Price Type --
Below Market Interest Rate Available! Move-in ready, new build home with 4 bedrooms, 3 full bathrooms, Loft, Study, & 3 car garage. Beautiful large home with first floor bedroom and full bath plus study. Spacious kitchen has large island, endless counter space, & walk-in pantry and features white cabinetry, quartz countertops, tile backsplash and stainless steel appliances. Backyard is landscaped and has an extended covered patio to enjoy this time of year outdoors! Tile throughout main living areas and carpet in bedrooms only. Lots of living space with upstairs loft. This home is located in North Copper Canyon that offers a community pool!! High Performance Home with smart technology, makes it so you can truly live in your element!!!!

34782 N Ashwood Drive San Tan Valley, AZ 85144

$496,390
3 Beds
2 Baths
2,000 SqFt
Status Active
MLS # 6688556
Property Type Single Family Residence
Price Type --
This is one of our most popular floorplans featuring 3 bedrooms, 2 bathrooms, and a flex room. Spacious interior design allows for ample entertaining space. This home is on a gorgeous corner homesite with no neighbor behind. Upgrades include a gourmet kitchen with stainless steel appliances and gas cooktop, white quartz countertops with brushed nickel hardware, white shaker cabinets and natural wood-look tile in all the right places.

27448 W Wahalla Lane Buckeye, AZ 85396

$496,000
3 Beds
2.5 Baths
2,191 SqFt
Status Active
MLS # 6677525
Property Type Single Family Residence
Price Type --
Enjoy owning this adorable residence situated in Sun City Festival Community! Fall in love with the well-maintained interior featuring wood-look tile flooring, plush carpets, designer paint, a welcoming living room, and an open den ideal for work or play. Desirable great room with entertainment niches promotes an inviting atmosphere. Open-concept kitchen is a chef's dream, complete with recessed & pendant lighting, a walk-in pantry, staggered white cabinets with crown moulding, stainless steel appliances, quartz counters, and a prep island with a breakfast bar. Relaxation awaits in the main bedroom, offering an ensuite with dual sinks and a walk-in closet. Grab your favorite cool drink and unwind under the covered patio in the backyard. Seize the opportunity while it's still available!

20875 W Maiden Lane Buckeye, AZ 85396

$496,000
4 Beds
3 Baths
2,511 SqFt
Status Active
MLS # 6687488
Property Type Single Family Residence
Price Type --
Welcome to your dream Verrado home, perfectly situated amidst picturesque tree-lined streets, parks, pools, and a bustling community center. Be sure to ask about the ASSUMABLE 2.38% loan. This charming abode awaits you on a coveted green belt with an amazing view facing a park! Step inside to discover a culinary haven in the stunning kitchen, complete with granite countertops, an inviting tile backsplash. stainless steel appliances, a gas range, and well appointed cabinets with plenty of storage! The seamless open-concept layout flows effortlessly from the kitchen to the dining and living areas downstairs with 3 a panel slider to the patio! Convenience meets comfort with a downstairs bedroom and a full bathroom, providing versatile living options. Upstairs, a thoughtfully designed split floorplan awaits with an amazing master bedroom sanctuary. Indulge in the opulent ensuite bathroom showcasing a large walk-in shower with a built-in bench seat and rainfall shower for a spa-like retreat. Dual vanity sinks and a generously sized walk-in closet add to the allure of this tranquil haven. Adjacent to the primary suite, discover a spacious loft area, two additional bedrooms, and another full bathroom, offering ample space for family and extra living space. Others items that this home possesses include a natural gas stub outside for grilling or firepit, water softener and RO system, deep sink in garage and stainless deep sink in laundry. Also, items that can convey with the home include a natural gas grill, 2 refrigerators, 1 freezer, household commercial washing machine and gas dryer, and 2 x 55 inch and 1 x 60 inch Smart TVs with full motion wall mounts. Step outside to discover a charming porch overlooking a vast, grassy area, offering a perfect spot for relaxation or social gatherings. There is also extra parking in the back for residents and guests! This exquisite home in Verrado is just steps away from the new Heritage Community Center and School, where you can enjoy community perks like a pool, splash pad, and BBQ area. Embrace the vibrant lifestyle of Verrado with its close proximity to Heritage Elementary, Heritage Swim Park, nearby dog park, walking trails, many other parks and the majestic White Tank Mountains. Take advantage of the community's main street, featuring a variety of restaurants, a coffee shop, grocery stores, and a award winning community center. Enjoy recreational amenities including a golf course, top-rated schools, and the convenience of a new Costco nearby. With easy access to I-10, gas stations, and lodging, this highly desirable area in the West Valley promises an unparalleled lifestyle.

22062 N 34th Lane Phoenix, AZ 85027

$496,000
4 Beds
2 Baths
1,925 SqFt
Status Active
MLS # 6681949
Property Type Single Family Residence
Price Type --
Gorgeous newly remodeled home (04/24) with new floors, baseboard, fans, lights, paint & much more! 3 car garage with storage, soft water, doggie doors & door to outside. Stainless steel appliances convey, including built-in microwave. New, single basin deep sink in kitchen. Both bathrooms have dual sinks. Mature trees w/ great landscaping. Great quiet neighborhood yet close to freeways and major shopping. This is a must see and priced to move.