4 Financial Benefits of Home Ownership

Home ownership may be one of the most familiar goals of adulthood, but there’s more than one reason why so many people flock towards this type of investment and leave the rental market behind. If you’re trying to decide if you should make the big plunge towards buying, here are some benefits of saving up for a down payment and finding the right place to settle in.

It’s More Economical

Many people eschew home ownership simply because it can be hard to wrangle together the funds for a down payment. However, while a monthly rental is money you’ll never see again, the money you put down on a mortgage is being invested back into your home, making for a solid investment you can capitalize on later.

Instant Tax Deductions

The interest that you pay on your mortgage payment can be one of the most tumultuous aspects of purchasing a home, but you may not know that you actually have the ability to deduct many associated costs on your taxes. From origination fees to property taxes, there are plenty of costs that go along with your home that can be claimed for a refund when tax time comes!

Paying A Lower Price

The real estate market fluctuates every day, but one thing is for the certain: the median price of a home is on the rise. While low inflation rates may not be ideal if you’re selling, they can mean a better deal if you’re delving into the market for the first time. Just remember, it’s important to buy a home you can afford as anything that goes beyond your budget is not a solid investment.

A Built-In Savings Account

It may be important to have liquid assets outside of the equity you have in your home, but many people struggle to pay off their home and save money at the same time. While saving outside of your monthly mortgage payment is still important, putting money down on a home is an act of investing, and it’s one you’ll likely make a solid profit on when you decide to sell.

There can be many financial benefits to renting in the short term, but purchasing a home is a more solid financial decision when it comes right down to it. If you’re considering a home and would like to know more about your options, please contact me for more information.

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Sort by: Select Price, Low to High Price, High to Low Newer Listings First Older Listings First Open House Date

18983 N 259th Lane Buckeye, AZ 85396

New

$459,000

2 Beds

2 Baths

1,569 SqFt

Status Active

MLS # 6694613

Property Type Single Family Residence

Price Type --

Better than New, immaculate Hideaway Model with Smart Home Features. 2-bed/2-bath, split floor plan w/ upgraded plank tile flooring and ''leather'' granite countertops. Designer light fixtures & custom window treatments. Open concept living offers plenty of room for dining & entertaining. Extended height, soft close cabinets, SS appliances & walk-in pantry. The spacious primary bedroom has a large bathroom, dual sinks, walk in shower & walk-in closet. Charming guest bedroom w/adjacent bath. Enjoy the beautiful landscape from the extended back patio with privacy wall and pavers. 2 car garage with tandem 4ft extension, great for a golf cart, or additional storage. Additional features: Soft water system, tankless water heater, security door, additional iron fencing with gate access on both sides of the house. Front & backyard pavers & drip system for landscaping. Sun City Festival is an active adult community with plenty of activities. Complete gym, pickleball court, group classes, 27-hole golf course, 2 resort-style pools, onsite rec center, walking trails, and an indoor walking track. Don't miss the opportunity, come see this home today.

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8723 E Sandtrap Court Gold Canyon, AZ 85118

$459,000

2 Beds

2 Baths

1,812 SqFt

Status Active

MLS # 6553229

Property Type Townhouse

Price Type --

Price reduction and seller willing to do below market rate seller financing. Contact agent for details. Welcome to this beautiful 2-bed, 2-bath Townhome in the gated Fairway Views! A paver courtyard and a 2-car garage w/attached cabinets are just the beginning. Inside the previous owner completely remodeled the interior of this home in 2021. New vinyl flooring, interior paint, custom Stone Creek cabinets in kitchen, bathrooms, laundry, and dry bar. New quartz countertops with travertine backsplash, baseboards, doors, custom showers and bathtub, new water heater/RO/water softner and Pella sliding doors. New light fixtures/fans, faucets and supply lines, Whirlpool print resistant appliances, Zephyr wine and beverage cooler with separate temperature settings and lots more! Home has desirable open layout, layered crown molding, a skylight, neutral paint and tons of natural light. Master bedroom has backyard access and an ensuite with dual sinks, travertine step-in shower, & a walk-in closet. Secondary bedroom also includes a private bathroom for added comfort. Enjoy the private backyard offering a covered patio, pavers, built-in BBQ, & exterior fireplace for chilly nights! You MUST see it!

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3007 E Woodland Drive Phoenix, AZ 85048

$459,000

3 Beds

2 Baths

1,242 SqFt

Status Active

MLS # 6614031

Property Type Single Family Residence

Price Type --

NEW ROOF March 2024! Welcome to Mountain Park Ranch! This gem won't be around long, so be sure to plan your visit today! The seller has taken great care and added many improvements such as the kitchen renovation in 2017, the master bathroom remodel was completed in 2023, and the exterior was painted in 2020! The property is North/South facing, has an RV gate, is a corner lot and nearby the 202 freeway for an easy commute! The community offers lakes, parks, walking paths, there are multiple community pools nearby, and the house is kitty corner from Vista Canyon Park! There is plenty of shopping nearby such as Trader Joes, Dutch Brothers, Starbucks, Frys grocery store along with plenty of dining options!

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12002 N Rio Vista Drive Sun City, AZ 85351

$459,000

2 Beds

2 Baths

1,999 SqFt

Status Active

MLS # 6629615

Property Type Single Family Residence

Price Type --

WELCOME HOME TO THIS BEAUTIFULLY REMODELED TWO BEDROOM TWO BATH HOME. LOOKIG FOR AN ENTERTAINER'S KITCHEN BOASTS GRANITE COUNTER TOPS, UPDATED APPLIANCES, INDUCTION STOVE TOP, TONS OF STORAGE, KNOTTY ALDER CABINETS. THE BATHROOMS HAVE BEEN UPDATED WITH BEAUTIFUL WALK IN TILE SHOWERS. ENJOY THE BEAUTIFUL GOLF COURSE VIEWS AND SUNSETS IN YOUR SCREENED IN PATIO. ALL MAJOR TICKET ITEMS HAVE BEEN REPLACED WITHIN THE LAST 3 YEARS.

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