3 Tips for Planning Your Monthly Mortgage Payment

3 Tips for Planning Your Monthly Mortgage PaymentOnce you’ve purchased a home and decided on a move in date, it may seem like a lot of the hard stuff is over, but you still have one of the most important things relating to such a large purchase to think about: the payments! If you’re looking for a few tips on ways to approach your monthly payment, the following will steer you in the right direction so you can broach your mortgage schedule successfully.

Set Up A Payment Schedule

Many people have been in the situation of neglecting their phone or credit cards by forgetting about the payment due dates, but this can cause a lot of strife when it comes to an investment as large as your home. Instead of leaving it to chance, choose a day each month and ensure that your bank is transferring the funds over automatically so you never have to worry about missing a payment. This will help you retain a reputation as a responsible borrower and it means you won’t have to deal directly with this important expenditure each month.

Be Aware Of Ways To Pay

Instead of being in the dark about ways to pay your mortgage each month, talk to your bank about your options for making your monthly payments in a timely, hassle-free manner. Before you get into the nitty-gritty of home ownership, look into this as soon as you’ve signed off on the papers so you know the best way to approach each month. This will prepare you for your approximate total mortgage payment.

Is It Really Affordable?

If you’re associated with a lender you trust, you’ve probably already been made aware of the amount of house you can and can’t afford, but ensure you’ve sat down and thought about what all the added interest on your home means. While it can certainly be a huge financial commitment for anyone to commit to a monthly mortgage payment, being able to swing the expense consistently is the difference between financial well-being and a purchase you’ll come to regret.

Making the decision to invest in a home can be one of the most exciting things you’ll commit to in adulthood, but ensure you’re aware of just what your monthly mortgage means so that it’s not something you’ll look back on. If you’re currently on the market for a home, give me a call – J.P. Cook – 602-320-4253.

418 S 226th Drive Buckeye, AZ 85326

$450,000
3 Beds
2 Baths
1,735 SqFt
Status Active
MLS # 6677357
Property Type Single Family Residence
Price Type --
This is one special property! Located on the 18th green of the Sundance Golf Course. Spectacular MOUNTAN VIEWS! This wonderful 3-bedroom, 2 bathroom home features beautiful QUARTZ COUNTER TOPS, a large kitchen island plus a breakfast bar. The kitchen opens to the spacious family room and dining area. The 3rd bedroom is set up perfectly to be used as a den, office or bedroom. The primary suite features an ensuite with dual sinks and walk-in closet with updated counter tops. Step outside to your covered patio with sunshades, misters, and manicured gardens. Take a dip in the SPARKLING POOL while relaxing with your favorite beverage. The home is energy efficient with SOLAR and SUNSCREENS. Don't miss your chance to own your move-in ready home in Sundance, BEING OFFERED FULLY FURNISHED. Sundance is your premier Active Adult Community in Buckeye. Enjoy your days either golfing, swimming, tennis, pickleball, working out in the fitness center and plenty of other social activities. The Sundance Golf Club features an 18-hole golf course, pro-shop, restaurant. Make Sundance your home today. Some of the home's upgrades include: Plantation shutters Upgraded irrigation system Upgraded lighting R.O System Upgraded baseboards Crown Moulding 100 gallon water heater Built in cabinets in the garage Epoxy garage floors Pool filter, 1 year old Golf ball Sunscreens Patio Misters Paver patio New refrigerator Washer 1 year old Fruit trees (lemon and lime)

15411 W Port Royale Lane Surprise, AZ 85379

$450,000
3 Beds
2.5 Baths
2,260 SqFt
Status Active
MLS # 6665169
Property Type Single Family Residence
Price Type --
Become the proud owner of this charming 3-bed, 2.5-bath residence with a beautiful pool in Countryside. You're greeted by the living room with a calming palette, blinds for privacy, and stylish wood-look flooring. The family room is a cozy retreat featuring a stone-feature wall. Cook delicious meals in the eat-in kitchen, outfitted with ample cabinetry, track lighting, sleek SS appliances, a tile backsplash, and a central island for extra prep space. You'll also find a versatile loft for added living space. Double doors lead to the main bedroom, offering a private bathroom with dual sinks and a walk-in closet. Grab a cool drink and relax in the backyard, boasting a covered patio, a built-in BBQ for weekend grilling, a storage shed, verdant natural turf, and a refreshing pool. See it now

8615 W Alvarado Road Phoenix, AZ 85037

$450,000
5 Beds
3 Baths
2,193 SqFt
Status Active
MLS # 6672619
Property Type Single Family Residence
Price Type --
Cul-de-sac, Spacious 5 bed 3 bath with decent sized back yard and Rv gate. Come see it. Home will need some TLC, updating and repairs. Open to giving credit. Home won't last long.

45476 W Starlight Drive Maricopa, AZ 85139

$450,000
4 Beds
2.5 Baths
3,005 SqFt
Status Active
MLS # 6672258
Property Type Single Family Residence
Price Type --
This spacious 4 bed, 2.5 bath home has several rooms including a dining room, den, and a large upstairs loft. Newly landscaped backyard with turf grass and colorful landscaping. Within walking distance to elementary school, middle school, and high school. Copper Sky Rec Center is nearby, featuring a skate park, dog park, pickle ball, tennis, disk golf, manmade fishing lake, with paddle boats coming soon. Maricopa Meadows community offers free Disk Golf, tennis, and basketball courts. Two golf courses with onsite restaurants are located nearby. Recent upgrades include: Drip lines, turf, rock, and a paver patio in the backyard. Updated light fixtures and ceiling fans. New dishwasher, microwave, and garbage disposal. Exterior paint 2021. Interior paint and carpet 2019.