3 Tips for Planning Your Monthly Mortgage Payment

3 Tips for Planning Your Monthly Mortgage PaymentOnce you’ve purchased a home and decided on a move in date, it may seem like a lot of the hard stuff is over, but you still have one of the most important things relating to such a large purchase to think about: the payments! If you’re looking for a few tips on ways to approach your monthly payment, the following will steer you in the right direction so you can broach your mortgage schedule successfully.

Set Up A Payment Schedule

Many people have been in the situation of neglecting their phone or credit cards by forgetting about the payment due dates, but this can cause a lot of strife when it comes to an investment as large as your home. Instead of leaving it to chance, choose a day each month and ensure that your bank is transferring the funds over automatically so you never have to worry about missing a payment. This will help you retain a reputation as a responsible borrower and it means you won’t have to deal directly with this important expenditure each month.

Be Aware Of Ways To Pay

Instead of being in the dark about ways to pay your mortgage each month, talk to your bank about your options for making your monthly payments in a timely, hassle-free manner. Before you get into the nitty-gritty of home ownership, look into this as soon as you’ve signed off on the papers so you know the best way to approach each month. This will prepare you for your approximate total mortgage payment.

Is It Really Affordable?

If you’re associated with a lender you trust, you’ve probably already been made aware of the amount of house you can and can’t afford, but ensure you’ve sat down and thought about what all the added interest on your home means. While it can certainly be a huge financial commitment for anyone to commit to a monthly mortgage payment, being able to swing the expense consistently is the difference between financial well-being and a purchase you’ll come to regret.

Making the decision to invest in a home can be one of the most exciting things you’ll commit to in adulthood, but ensure you’re aware of just what your monthly mortgage means so that it’s not something you’ll look back on. If you’re currently on the market for a home, give me a call – J.P. Cook – 602-320-4253.

3649 E Edna Drive Gilbert, AZ 85296

$450,000
3 Beds
2.5 Baths
2,035 SqFt
Status Active
MLS # 6681544
Property Type Townhouse
Price Type --
Beautifully upgraded and meticulously maintained townhouse located in a fantastic subdivision of Gilbert. Private, interior, N/S facing end unit - just perfect! Gourmet kitchen features custom wood cabinets, stunning granite & tiled backsplash, stainless steel appliances, kitchen island, breakfast bar plus a large pantry. 2019 HVAC, water heater & Rayne full-house water treatment & reverse osmosis system. Bronze hardware & neutral colors throughout. Spacious master suite with newer carpet and blinds plus a very large master walk-in closet. Master bath features a huge walk-in shower, double sinks with newer bronze faucets & garden tub. Lovely community with 3 pools, spas, children play areas, basketball court & plenty of green grassy areas! Welcome home!

950 E Kelsi Avenue San Tan Valley, AZ 85140

$450,000
4 Beds
3 Baths
2,401 SqFt
Status Active
MLS # 6681792
Property Type Single Family Residence
Price Type --
Immaculate two-story home located in a desirable area, boasting ample living space. This meticulously maintained residence provides comfortable accommodation for all. Upon entering, you are greeted by a welcoming foyer that flows seamlessly into the main living area, ideal for entertaining guests or relaxing with loved ones. The well-appointed kitchen is a chef's delight with plenty of cabinet space for storage. Upstairs, the loft space is perfect for any need. The master suite is complete with a luxurious en-suite bathroom featuring dual sinks, a soaking tub, and a separate shower. The backyard is blank slate awaiting ready for your imagination to unfold! With its charming curb appeal, convenient location, and abundance of living space, this gem is sure to impress.

10246 E Prairie Hawk Lane San Tan Valley, AZ 85143

$450,000 - 3Br/2Ba -  for Sale in S8 T3s R9e, San Tan Valley
New
$450,000
3 Beds
2 Baths
1,344 SqFt
Status Active
MLS # 6682979
Property Type Manufactured Home
Price Type --
Experience the ultimate in rural living with this charming 3-bedroom, 2-bathroom manufactured home nestled on a sprawling 1.25 acres of land, free from the constraints of HOA regulations. This property offers the perfect blend of tranquility and convenience, with a shared well providing ample water access and electricity readily available. As the surrounding area undergoes rapid development and growth, this property stands as an excellent investment opportunity, offering the chance to capitalize on the burgeoning market while enjoying the peacefulness of rural life. With a reasonable price tag and endless potential, this home represents not just a place to live, but a smart investment in your future. Don't miss out on the chance to make this idyllic rural retreat your own!

5036 E Hillcrest Drive Hereford, AZ 85615

$450,000 - 3Br/2Ba -  for Sale in N/a, Hereford
Open House
New
$450,000
3 Beds
2 Baths
1,685 SqFt
Status Active
MLS # 6683082
Property Type Single Family Residence
Price Type --
Welcome to your dream home with stunning views of the Huachuca Mountains! This spacious 3 bedroom, 2 bath property boasts 1685 sqft of comfortable living space. The oversized 2nd bedroom is tailor-made for an office or can serve as a versatile den, offering flexibility to suit your lifestyle needs. Step outside onto the partially enclosed covered patio and enjoy the serene surroundings. The property also features a large storage shed, complete with heating, cooling and electricity, making it an ideal space for a hobby room. Situated on a generous 1 acre lot, there's ample space for outdoor activities, complemented by a convenient carport and a 2 car garage. Don't miss out on this exceptional opportunity to call this mountain-view oasis your home!

1937 W Northview Avenue Phoenix, AZ 85021

$450,000 - 3Br/2Ba -  for Sale in Westwood Heights 2, Phoenix
New
$450,000
3 Beds
2 Baths
1,931 SqFt
Status Active
MLS # 6683120
Property Type Single Family Residence
Price Type --
Welcome Home to Northview Avenue! Step into your newly renovated sanctuary! This inviting single-story abode boasts 3 bedrooms and 2 bathrooms, offering a seamless blend of modern upgrades and comfort. As you enter, be embraced by chic contemporary finishes and sleek wood laminate flooring. The kitchen dazzles with stainless steel appliances, upgraded countertops, and pristine white cabinetry adorned with upscale hardware. Step outside to discover a spacious backyard, perfect for hosting gatherings and enjoying outdoor leisure. With ample natural light pouring in, this stunning home is primed for immediate occupancy, ensuring a smooth transition to your dream lifestyle. Welcome to your new home sweet home!

1126 E Brookwood Drive Casa Grande, AZ 85122

$450,000 - 5Br/4Ba -  for Sale in Arroyo Grande, Casa Grande
New
$450,000
5 Beds
3.5 Baths
2,875 SqFt
Status Active
MLS # 6683168
Property Type Single Family Residence
Price Type --

26234 S Eastside Drive Sun Lakes, AZ 85248

$450,000 - 2Br/2Ba -  for Sale in Sun Lakes 26f Phase 2 Lot 70-132, A-d, Sun Lakes
New
$450,000
2 Beds
2 Baths
2,023 SqFt
Status Active
MLS # 6683284
Property Type Single Family Residence
Price Type --
Beautiful Hermosa home in the gated neighborhood of Cottonwood/Palo Verde with N/S exposure. 2 BRAND NEW HVAC UNITS. Tile in halls, kitchen, laundry room & bathrooms, laminate in the family room. High quality carpet in living/dining room & bedrooms. Granite kitchen & bath counters. Vaulted ceiling, wetbar in family room, garden window at kitchen sink. Beautiful landscaped yard, large covered patio, pergola on east side of home. Extended 2.5 garage with sink, workbench & cabinets. Security front door, marble window sills, & skylights are added features. Primary bath has large vanity, double sinks, separate tub, walk-in shower & water closet. Custom walk-in closet in main bedroom as well as door to patio. Water filtration system and instant hot feature on water heater. COME SEE!!

8650 E Monterey Avenue Mesa, AZ 85209

$450,000 - 3Br/2Ba -  for Sale in Lesueur Estates, Mesa
New
$450,000
3 Beds
2 Baths
1,543 SqFt
Status Active
MLS # 6683367
Property Type Single Family Residence
Price Type --
This property features an open floorplan along with vaulted ceilings thereby making the family room feel ''grand'' relative to other homes of this size. The family room has a fireplace as the focal point with tile accents around it. Multi-folding shutters are throughout the home which is a rarity for homes in this price point. There are hardwood floors in the main areas of the home not to mention the interior was painted in the past 5 years and the baseboards were upgraded. The property features a low maintenance backyard. The washer, dryer, and refrigerator are being included with the sale so all your buyer needs to do is move in!

6406 S 18th Street Phoenix, AZ 85042

$450,000 - 4Br/3Ba -  for Sale in Amberfield Unit 1, Phoenix
New
$450,000
4 Beds
2.5 Baths
2,071 SqFt
Status Active
MLS # 6683495
Property Type Single Family Residence
Price Type --
Just in time for Summer! Discover your dream oasis! This 4-bed, 2.5-bath home boasts a refreshing pool and no HOA. Enjoy the convenience of being near Sky Harbor and downtown Phoenix. Modern finishes adorn the interior, including a spacious kitchen with stainless steel appliances. Retreat to the luxurious master suite or entertain in the backyard haven. With its prime location and desirable amenities. Don't miss out!

5317 W Beautiful Lane Laveen, AZ 85339

$450,000 - 3Br/2Ba -  for Sale in Estrella Mountain Village, Laveen
New
$450,000
3 Beds
2 Baths
2,233 SqFt
Status Active
MLS # 6683522
Property Type Single Family Residence
Price Type --
Welcome home to this single-story residence. Step inside to a spacious open floorplan with plush carpeted floors, high ceilings, and an abundance of natural light, creating an inviting atmosphere throughout. The heart of the home awaits in the kitchen, featuring ample cabinets, stainless steel appliances, and granite countertops. Retreat to the large primary bedroom with walk-in closet. En suite bathroom is complete with dual sinks and vanity, a large roman tub and a separate shower. Outside, find an oversized covered patio and expansive backyard offering endless possibilities for creating your own personal oasis.

18904 W Wilson Street Buckeye, AZ 85326

$450,000 - 4Br/2Ba -  for Sale in Vista De Montana Phase 5, Buckeye
New
$450,000
4 Beds
2 Baths
2,001 SqFt
Status Active
MLS # 6683586
Property Type Single Family Residence
Price Type --
Welcome to this beautiful DR Horton built home located in the highly coveted Vista De Montana subdivision. This 4 bed, 2 bath home was built in 2021 with a recently upgraded backyard. New turf, paver patio, and retaining wall with built in drip system recently installed. With this homes great open concept layout, it makes for a great entertaining space.

15151 N Frank Lloyd Wright Boulevard Scottsdale, AZ 85260

$449,999
2 Beds
2 Baths
1,500 SqFt
Status Active
MLS # 6575244
Property Type Apartment
Price Type --
Welcome to your new home! This elegant 2-bedroom, 2-bathroom + Den condo is nestled in a gated community, offering security and a host of amenities. Enjoy vaulted ceilings, a split floorplan, and a cozy fireplace in the living room that adds warmth and charm. Interior Features: Resurfaced cabinets, New interior paint, Upgraded door hardware and hinges, Modern light fixtures and fans, Updated plumbing fixtures, Stylish tile in common areas, Plush new carpet in bedrooms. Kitchen with solid surface counters, designer backsplash, and stainless steel appliances. Master bathroom with dual vanities, large walk-in shower, linen closet, and spacious walk-in closet Step outside to a peaceful covered patio with a convenient storage area, providing a perfect retreat to unwind. Community Amenities: Gated for security Three pools for relaxation Inviting hot tubs BBQ grills for outdoor gatherings Tennis courts for recreation Enjoy a turn-key experience with recent updates. Walking distance to restaurants, shopping, and parks, this condo offers not just a home but a lifestyle. Don't miss the opportunity to make this haven yours! Easy to Show! Schedule a viewing today.