Get Your Mortgage Paid Down Faster With These 5 Simple Money Saving Strategies

The monthly mortgage payment can be burdensome for many, but it’s possible you’ve thought of trying to pay it down more quickly. Without getting a new job or working overtime, here are some tips you can use on a daily basis to save additional funds and pay off your mortgage at a swifter rate.

Make Your Lunch

The five or ten dollars spent on lunch might not seem like a lot, but over time this amount adds up to a lot of savings. Instead of hitting the cafe, pick one or two nights each week to prepare a lunch for yourself so you can skip the daily expense.

Take A Coffee To Go

Like lunch, coffee is another thing that can end up costing a lot of money. However, instead of going for the two-dollar cup, make a pot before you leave for the day or opt for the office coffee instead. If you prefer yours on the go, you can always make it a once-a-week treat.

Avoid The Impulse

This might seem like a hard one to stick with, but instead of buying something because you want it, sit on it for a day or two and see if it still appeals to you. In all likelihood, the desire to purchase will pass and you’ll manage to keep more money in the bank.

Read The Flyers

Items like groceries may be a necessity, but that doesn’t mean that you have to buy the first thing you see. From fruits and vegetables to packaged goods, there are plenty of food items that go on sale all the time. By the time the month is out, you’ll be surprised how much you can save just by shopping around.

Skip The Cell Phone Plan

For most people, having a cell phone is a necessity these days; however, there are ways that you can get around the high costs that are often associated with smart phones. Instead of going for the expensive plan you have, settle for a little bit less service and talk to your provider about deals they can offer you.

It may seem like paying a higher monthly amount on your mortgage is impossible, but there are little ways to save each day that can help you pay it down faster.  For more tips on home ownership give me a call – J.P. Cook – 602-320-4253.

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10438 E Twilight Drive Sun Lakes, AZ 85248

$459,000

3 Beds

2 Baths

1,972 SqFt

Status Active

MLS # 6662510

Property Type Single Family Residence

Price Type --

Here's the home that will fit both your lifestyle and finances. Ample opportunity to put your personal touches and imagination to make it you! Great room flows seamlessly in to the dining room, kitchen and breakfast room. Spacious Primary bedroom with patio access and updated bathroom. Large secondary bedrooms that overlook the front courtyard area. Updated guest bathroom. Additional 392 SQ FT of Bonus Rooms, ideal for home office, hobby, fitness or workshop. Use one for work and the other for play! Backyard covered patio is perfect for afternoon get-togethers after golf with friends. Very private, expansive backyard. Garage offers plenty of space for vehicles along with tons of storage. Ready to live the resort life? Come check out all this community has to offer and make the move! January 2024, All tile sections of the house and garage have had felt replaced, tiles reinstalled, broken tiles replaced and new flashings installed.

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3928 E Branham Lane Phoenix, AZ 85042

$459,000

3 Beds

2.5 Baths

1,708 SqFt

Status Active

MLS # 6675226

Property Type Single Family Residence

Price Type --

Well maintained home in a nice gated Blossom Hills subdivision. Main bedroom suite on ground floor, spacious loft and 2 bedroom and a bath on the second floor. Open great room with kitchen, living and dining space with a half bath and Harry Potter closet under the stair and a nice size laundry room. 2 car garage, shared driveway. Wood look tile on the main floor and newer carpet on stair and upstairs loft and bedrooms. Easy freeway access. Seller related to Listing Agent. There is a one time Benefit Working Capital Fee of 114.00

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3635 E Turney Avenue Phoenix, AZ 85018

$459,000

2 Beds

2 Baths

1,500 SqFt

Status Active

MLS # 6678302

Property Type Townhouse

Price Type --

Gorgeous Arcadia townhouse in the middle of everything. Tastefully remodeled with no detail forgotten. Modern kitchen with newer cabinets, stainless appliances and quartz countertops. Porcelain wood like tile in the main living areas. Rustic Porter Barn wood wall in the dining room. Custom vanities and tile in both bathrooms. New energy efficient AC unit in 2017. Upgraded aluminum windows throughout. Dog friendly community near many popular restaurants including Postinos, LGO, Ingos and Chelsea's Kitchen . BE AN OWNER NOT A RENTER! OWNER FINANCING with as little as 10% down. Location! Location! Location!

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2022 N 40th Street Phoenix, AZ 85008

$459,000

3 Beds

2 Baths

1,200 SqFt

Status Active

MLS # 6683716

Property Type Single Family Residence

Price Type --

NOW PRICED TO SELL - ACT FAST. FOR INSTANT EQUITY. Classic charm, updated style in this beautifully remodeled home. Mid-century Modern with an updated exterior & interior, it is move in ready for you. Recently repainted inside and out, New flooring throughout, Open concept floorplan with a spacious kitchen adorned with sleek quartz countertops New Smart stainless steel appliances. All new interior doors. Beautifully renovated bathrooms. Inside Laundry W/D incl. Leased solar w/battery=low bills. Outside, the large covered patio and expansive backyard, large space for pets, a pool and a garden. This home will not last at this price. Come and see it today! relaxation and entertainment, while the front yard boasts a convenient sprinkler system for easy maintenance. Perfectly situated near shops, restaurants, and with quick access to Loop 202, this home offers convenience and connectivity. Whether it's a jaunt to north Tempe, south Scottsdale, or Downtown Phoenix, this location puts everything within reach.

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