4 Ways to Help Your Mortgage Transaction Close On Time

4 Ways to Help Your Mortgage Transaction Close On TimeWhen you’ve finally found the home you’re looking for at the right price, it’s easy to think that the hard part is over; however, there’s still a lot to do in order to ensure your purchase goes through without a hitch. If you’re tying up the loose ends on your home purchase, here are some things you should do to avoid any unnecessary delays.

Hire A Real Estate Professional

However much research you may have done in regards to buying a home, there’s still a lot of legal jargon in the closing documents that can be difficult for most people to understand. Instead of doing guesswork, you may want to utilize a real estate professional who will represent your best interests and take the difficulty out of the documents for you so there will be no holdups with the paperwork.  Plus, the representation, in most cases, is free to you!

Arrange A Home Inspection

A home inspection is a necessary step before the sale of a home, but this is an important one to get out of the way because it can seriously impact your home purchase. Because major problems can often be discovered during inspection, getting this out of the way and deciding if an item should be fixed or the total price knocked down will ensure there are no delays at the last minute.

Acquire Title Insurance

In order to make sure your property really belongs to you, it’s a good idea to have a title search completed to see if there are any claims to your future property that could invalidate your purchase. As this is a legal safeguard for your claim to your home, it will help you avoid unnecessary issues in the event of an unknown property claim.

Determine The Closing Costs

An escrow company is responsible for holding the funds until all aspects of a home sale are complete, but there are fees that go along with this service. Before you get to the end of the process, determine what exactly the company will be charging so that you can be prepared for the final total. While fees are legitimate, if you see a higher tally than expected, you may want to negotiate for a reduced cost.

Purchasing a home is a significant investment full of hurdles you might not be aware of, but by acquiring title insurance and having a real estate professional look through your documents, you can make your home purchase go a little smoother. If you’re planning on purchasing a new home soon, please give me a call – J.P. Cook – 602-320-4253.

3710 N Hopi Lane Pine, AZ 85544

$448,900
2 Beds
2 Baths
1,200 SqFt
Status Active
MLS # 6680811
Property Type Single Family Residence
Price Type --
WELCOME TO YOUR NEW HOME IN THE PINES! THIS BEAUTIFUL NEWER WELL CONSTRUCTED SINGLE LEVEL HOME IS ALL READY FOR YOUR WEEKEND GET AWAY OR YOUR NEXT PARADISE HOME IN THE PINES, OUT OF THE BIG CITY. ENJOY THE LARGE FAMILY ROOM WITH SOARING VAULTED CEILINGS & COZY FIREPLACE, TONS OF KITCHEN CABINETS, HUGE MASTER BDRM WITH. EN-SUITE BATH ALONG WITH DUAL SINKS & WALK-IN CLOSET. RETRACTABLE BLINDS, CENTRAL AIR CONDITIONING, DUAL PANE WINDOWS, LARGE GUEST BEDROOM & GUEST BATH, LOTS OF STORAGE. YOU'LL REALLY ENJOY YOUR TREE HOUSE DECK AS YOU HEAR THE WIND WHISTLING THRU THE TOWERING PINE FOREST & GAZE UP AT THE ENDLESS STARS. OR CATCH A GLIMPSE OF THE ROAMING ELK AND DEER. THIS HOME SITS ONE STREET AWAY FROM THE NATIONAL FOREST AND AN AWESOME HIKING TRAIL. PINE, IS AZ'S BEST KEPT SECRET. HURRY! AT THE BASE OF THE BREATHTAKING RIM IN THE QUAINT TOWN OF PINE, FILLED WITH GREAT RESTAURANTS, ANTIQUE SHOPS, LIBRARY, POST OFFICE AND MILES AND MILES OF FOREST AND TRAILS, LAKES AND CREEKS NEARBY. (A BEAUTIFUL SHORT 90 MIN. DRIVE FROM THE VALLEY AND ALMOST 20 DEGREES COOLER AND NO 1-17 TRAFFIC JAMS. (SHOW IT AND YOU SELL IT!

1924 E Osborn Road Phoenix, AZ 85016

$448,900
2 Beds
1 Bath
977 SqFt
Status Active
MLS # 6625790
Property Type Single Family Residence
Price Type --
*SELLER FINANCING AVAILABLE* Remodeled from top to bottom in Loma Linda neighborhood right down the street from Phoenix Children's Hospital. All updates permitted w/ City of Phoenix. Home features new shaker kitchen cabinets w/ stainless steel appliances, tons of storage & island w/ breakfast bar. All new bathroom w/ tile tub surround. Real hard wood throughout including new baseboards. Energy efficient w/ new AC unit, new dual-pane windows & doors, tankless gas water heater & new insulation. Inside laundry room w/ extra storage & folding table. All new recessed lighting & ceiling fans throughout. Home has also been re-plumbed w/ new water & sewer lines. 2-car tandem garage that you can pull through into the backyard if you like. Large lot, block construction, no HOA & move in ready!

15829 W Boca Raton Road Surprise, AZ 85379

$448,900
3 Beds
2 Baths
2,071 SqFt
Status Active
MLS # 6647483
Property Type Single Family Residence
Price Type --
Home sweet home! This immaculate 1-story home has no rear neighbors giving you privacy! Come home to cozy yet elegant living, highlighted by a neutral palette throughout & boasts a well-designed split-floor plan w/ 2,071 sq ft of living space, 3 bedrooms plus a double door entry den, & 2 bath, a formal living/dining combo & the kitchen at the heart of the home overlooking the family room & breakfast nook. The well-equipped kitchen features S/S appliances, gorgeous granite countertop, tons of cabinet storage, pantry & kitchen island w/ a breakfast bar. Primary bedroom has a walk-in closet & ensuite bathroom. Step outside & enjoy your low maintenance backyard & relax in the sparkling pool- an ideal setting for true Arizona living. Close to Downtown Surprise, the Performing Arts Center, shopping, dining & great school

10829 W Melvin Street Avondale, AZ 85323

$448,900 - 3Br/3Ba -  for Sale in Roosevelt Park Phase 1, Avondale
Open House
$448,900
3 Beds
2.5 Baths
2,024 SqFt
Status Active
MLS # 6677982
Property Type Single Family Residence
Price Type --
This is it! Featuring an open floor plan where kitchen, dining and living spaces integrate into one large space. This home is ideal for entertaining! Luxurious finishes throughout, upgrades galore! Nestled in a gated community, this pristine home has it all! Gourmet kitchen is a modern chef's delight, complete with oversized island and breakfast bar, granite countertops, stainless steel appliances, GAS range, and walk-in pantry! OWNED Solar Panels! Whole house water softener plus R/O system for kitchen & refrigerator ice maker! Grand master suite offers a spa-like retreat featuring dual vanities and an oversized walk-in shower with teak wood flooring and bench. Step outside to a feeling of being in a secluded tropical island with a beautiful backyard oasis! Large putting green, new hot tub, lighted Pergola, surrounded by a ''tropical island privacy wall''! 2.25% VA mortgage assumable for qualified buyers! Features: *SOLAR power (OWNED) *Soft water and R/O systems *Refrigerator, Gas stove, microwave and washer/dryer included *Tankless water heater *New Hot Tub *Lighted Pergola *Tropical Island privacy wall *Pre-wired for surround sound in living room, flex room and patio