3 Ways That You Can Leverage Mortgage Financing to Build a Real Estate Investment Portfolio

Real estate may be one of the most important things that you will ever invest in, but it can also be a useful means of increasing your financial well-being. If you’re getting into the real estate game and are wondering how you can make use of investing in homes to improve your net worth, here are three ways you can successfully work towards a real estate investment portfolio that will make you proud.

Home Equity Line of Credit Loan

Also known as HELOC, this is the type of loan where a home buyer taps into the equity of their home while they are still paying off their mortgage. As the equity that has been paid into the home is available without the home buyer having to apply for it, this allows those who invest in real estate to borrow against equity to renovate the property or pay for a deposit on another property.

Pick Properties That Will Appreciate

It goes without saying that most people want to invest in a property that will increase in value, so as an investor you need to be especially careful about what you invest in. Since you may have problems paying all your property fees if the value of one decreases, try and be aware of future market trends and neighborhood hot spots. This means diversifying the properties you invest in and including a buffer in your payment plan so that, even if the market takes a turn, you can still pay off your amount owing.

Investing In Under Market Value

There are few better ways to improve the financial feasibility of your investment portfolio than investing in a property that is under market value. Not only will you have an automatic gain with the purchase price, you will be able to invest that money into improvements in order to bump up the market price even more. While finding this type of property can be difficult for the newcomer, looking for neighborhoods with potential or properties that require little maintenance can be a good place to begin.

There are few better things to invest in than real estate, but it can be hard to know where to put your money in the beginning. Whether through a home loan or purchasing a property under market value, there are plenty of ways to bump up your net worth. If you’re currently considering an investment in real estate, give me a call for more information – J.P. Cook – 602-320-4253.

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Avenida Ostiones Sec 6 Lot 20 -- Outside Of Usa 00000

$460,000

4 Beds

3.5 Baths

2,551 SqFt

Status Active

MLS # 6621817

Property Type Single Family Residence

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Nestled in the serene coastal community of Las Conchas, this beautiful under-construction custom home with scheduled completion for Summer 2024 offers a rare opportunity to live the ultimate beachside lifestyle. The home's architecture is a harmonious blend of modern design and coastal charm. Clean lines, large windows, and high ceilings create a sense of space and light throughout. The home offers two primary suites located on the second and first floors. On the first floor, a two car gararge, a primary suite with a walk-in shower and a generously sized walk-in closet, two secondary bedrooms, a laundry room, a full bathroom, and a living room. The upstairs features an open space living-dining room, a kitchen fully equipped with cabinetry, and a spacious island perfect for casual dining or entertaining guests. Also, a half bathroom and a second primary suite with access to the main terrace overlooking the ocean, a spa-like bathroom with a walk-in shower, and a generously sized walk-in closet. Lastly, a relaxing rooftop terrace with glass railing to enjoy the beautiful sea of Cortez. Take advantage of our pre-construction pricing now!

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21743 N Daniel Drive Maricopa, AZ 85138

$460,000

3 Beds

2 Baths

2,073 SqFt

Status Active

MLS # 6688227

Property Type Single Family Residence

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Experience modern luxury in this 2023-built gem located inRancho El Dorado, Maricopa City. Unlike typical spec homes, this residence was meticulously crafted from scratch, offering premium finishes and upgrades. With 3 beds, a den, 2 baths, and an oversized garage, it's perfect for both relaxation and entertaining. Enjoy natural light, front yard landscaping, and included appliances. Plus, access Rancho El Dorado's amenities. Don't miss out on this rare opportunity for upscale living at an unbeatable price.

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4505 E Del Rio Street Gilbert, AZ 85295

$460,000

3 Beds

2 Baths

1,299 SqFt

Status Active

MLS # 6631099

Property Type Single Family Residence

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A must see! This lovely home in a wonderful Gilbert neighborhood. The home is located near ample shopping and restaurants on a spacious corner lot. It boasts beautiful finishes, stainless steel appliances, granite countertops, high end bathroom fixtures, and newer flooring. The backyard is perfect for entertaining. It is spacious, private, and includes a newer 8 person hot tub with a warranty. The side yard contains an enclosed dog run with a custom built air conditioned dog house. Tesla charger is installed located in the garage. Air conditioner was replaced in 2020 and hot water heater replaced in 2021. Air conditioning and plumbing have been maintained and serviced every 6 months by Goettle and Pest Control serviced monthly by Simply Green. Don't miss this one!!

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3409 S 90th Avenue Tolleson, AZ 85353

$460,000

3 Beds

2 Baths

2,169 SqFt

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MLS # 6676331

Property Type Single Family Residence

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Welcome to this stunning move in ready home loaded with all the bells and whistles! Spacious 3 bedroom 2 bath + den with option of converting to 4th bedroom. Fresh interior paint, new Trane A/C unit, new pool with travertine decking and new PAID OFF solar panels. Surveillance system with built in cameras and monitor/hard drive. Open concept floor plan with oversized kitchen island, stainless steel appliances, granite counter tops and dark cherry maple cabinetry. Floor plan makes it easy to entertain guests with easy flow into the backyard, perfect to enjoy on a hot summer day!

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