3 Tips for Planning Your Monthly Mortgage Payment

Once you’ve purchased a home and decided on a move in date, it may seem like a lot of the hard stuff is over, but you still have one of the most important things relating to such a large purchase to think about: the payments! If you’re looking for a few tips on ways to approach your monthly payment, the following will steer you in the right direction so you can broach your mortgage schedule successfully.

Set Up A Payment Schedule

Many people have been in the situation of neglecting their phone or credit cards by forgetting about the payment due dates, but this can cause a lot of strife when it comes to an investment as large as your home. Instead of leaving it to chance, choose a day each month and ensure that your bank is transferring the funds over automatically so you never have to worry about missing a payment. This will help you retain a reputation as a responsible borrower and it means you won’t have to deal directly with this important expenditure each month.

Be Aware Of Ways To Pay

Instead of being in the dark about ways to pay your mortgage each month, talk to your bank about your options for making your monthly payments in a timely, hassle-free manner. Before you get into the nitty-gritty of home ownership, look into this as soon as you’ve signed off on the papers so you know the best way to approach each month. This will prepare you for your approximate total mortgage payment.

Is It Really Affordable?

If you’re associated with a lender you trust, you’ve probably already been made aware of the amount of house you can and can’t afford, but ensure you’ve sat down and thought about what all the added interest on your home means. While it can certainly be a huge financial commitment for anyone to commit to a monthly mortgage payment, being able to swing the expense consistently is the difference between financial well-being and a purchase you’ll come to regret.

Making the decision to invest in a home can be one of the most exciting things you’ll commit to in adulthood, but ensure you’re aware of just what your monthly mortgage means so that it’s not something you’ll look back on. If you’re currently on the market for a home, give me a call – J.P. Cook – 602-320-4253.

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17199 W Elaine Drive Goodyear, AZ 85338

Open House

$465,000

3 Beds

2.5 Baths

1,918 SqFt

Status Active

MLS # 6689110

Property Type Single Family Residence

Price Type --

Home, sweet home! This fantastic 3 bed, 2 bath residence now on the market is looking for its new owners! A beautiful facade w/stone accents, easy-care front yard, a 2 car garage w/built-in cabinets, and an RV gate are just the beginning! Inside you'll find a spacious dining & living area w/elegant wood-look flooring, dazzling light fixtures, upgraded ceiling fans, custom palette throughout, outdoor access w/stylish French doors, and a warm fireplace. The gorgeous kitchen is comprised of wood cabinetry w/granite counters, a pantry, stainless steel appliances, stone backsplash, and a lovely island. Discover a cozy loft where you can spend a relaxing Sunday evening! The primary bedroom boasts vaulted ceilings, private balcony access, a walk-in closet, and a full ensuite w/dual sinks. Also including a wonderful backyard w/a covered patio, a quaint pergola, and a sparkling blue pool, this home simply has it all! Act now before it's gone!

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10823 W Sarabande Circle Sun City, AZ 85351

$464,999

3 Beds

2 Baths

1,957 SqFt

Status Active

MLS # 6640061

Property Type Single Family Residence

Price Type --

Explore the charm of this newly renovated residence in Sun City, featuring a modernized kitchen and bathrooms, as well as upgraded flooring and fresh paint throughout. This home is designed to leave a lasting impression and is truly a must-see. Come and discover the myriad offerings of this exceptional property for yourself.

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40243 W Michaels Drive Maricopa, AZ 85138

$464,995

4 Beds

3 Baths

2,220 SqFt

Status Active

MLS # 6630712

Property Type Single Family Residence

Price Type --

Explore this impressive Raleigh home. Included features: an inviting covered entry; a guest suite with a bathroom in lieu of a study; an open dining area; a gourmet kitchen offering a double oven, quartz countertops, tile backsplash, stainless-steel appliances, a center island and a walk-in pantry; a spacious great room boasting center-meet doors leading onto a relaxing covered patio; a convenient laundry; a lavish primary suite showcasing a generous walk-in closet and a deluxe bath with double sinks; a teen room in lieu of a bedroom; a storage area; a mudroom and a 2-car garage. This home also offers ceramic tile flooring in select rooms.

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10830 W Grant Street Avondale, AZ 85323

New

$464,995

3 Beds

2 Baths

1,860 SqFt

Status Active

MLS # 6693990

Property Type Single Family Residence

Price Type --

Discover this stunning Sunstone home, ready for quick move-in! Included features: a private study; a spacious great room overlooking a serene covered patio; a dining nook; a thoughtfully designed kitchen boasting 42'' upper cabinets, quartz countertops, a walk-in pantry, a center island and stainless-steel appliances, including a gas range; a central laundry; and a lavish primary suite showcasing dual walk-in closets and an attached bath. This home also has upgraded stone tile flooring, cultured marble bathroom countertops, ceiling fan prewiring, front yard landscaping and a concrete-paver driveway and walkway.

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