3 Tips for Planning Your Monthly Mortgage Payment

Once you’ve purchased a home and decided on a move in date, it may seem like a lot of the hard stuff is over, but you still have one of the most important things relating to such a large purchase to think about: the payments! If you’re looking for a few tips on ways to approach your monthly payment, the following will steer you in the right direction so you can broach your mortgage schedule successfully.

Set Up A Payment Schedule

Many people have been in the situation of neglecting their phone or credit cards by forgetting about the payment due dates, but this can cause a lot of strife when it comes to an investment as large as your home. Instead of leaving it to chance, choose a day each month and ensure that your bank is transferring the funds over automatically so you never have to worry about missing a payment. This will help you retain a reputation as a responsible borrower and it means you won’t have to deal directly with this important expenditure each month.

Be Aware Of Ways To Pay

Instead of being in the dark about ways to pay your mortgage each month, talk to your bank about your options for making your monthly payments in a timely, hassle-free manner. Before you get into the nitty-gritty of home ownership, look into this as soon as you’ve signed off on the papers so you know the best way to approach each month. This will prepare you for your approximate total mortgage payment.

Is It Really Affordable?

If you’re associated with a lender you trust, you’ve probably already been made aware of the amount of house you can and can’t afford, but ensure you’ve sat down and thought about what all the added interest on your home means. While it can certainly be a huge financial commitment for anyone to commit to a monthly mortgage payment, being able to swing the expense consistently is the difference between financial well-being and a purchase you’ll come to regret.

Making the decision to invest in a home can be one of the most exciting things you’ll commit to in adulthood, but ensure you’re aware of just what your monthly mortgage means so that it’s not something you’ll look back on. If you’re currently on the market for a home, give me a call – J.P. Cook – 602-320-4253.

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23028 E Firestone Drive Queen Creek, AZ 85142

$456,490

3 Beds

2 Baths

1,877 SqFt

Status Active

MLS # 6658434

Property Type Single Family Residence

Price Type --

This is a To-Be-Built home, build time is 6-7 months from contract. There is still time to add your own personal touch to this home with design options from our Design Studio. Home price will fluctuate based on design options selected. Ask sales associate about financing promotions and other quick move-in inventory. 3 bedroom, office and 2 bath split layout. This is an unstarted New Build Home in a brand-new community in Queen Creek. Home price reflects base price with original layout. Make this home truly your own with structural upgrades and design options from our Design Studio, adding your own personal touch. Home price will fluctuate based on structural and design options selected.

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389 S 163rd Lane Goodyear, AZ 85338

$456,000

4 Beds

2.5 Baths

2,305 SqFt

Status Active

MLS # 6629566

Property Type Single Family Residence

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Nestled in Goodyear, this beautiful 4 bedroom, 2.5 bathroom home invites you to experience the epitome of comfort and style. The spacious living are bathed in natural light sets the stage for big family gatherings or entertaining friends. The four bedrooms provide comfort sanctuaries, each thoughtfully designed to create a sense of tranquility. The primary suite, with its ensuite bathroom, offers private escape for relaxation and rejuvenation. Plus, get ready for non-stop excitement with live events at the Goodyear Ballpark throughout the year, including Major League Baseball Spring Training games, making every season a memorable one. Seize this golden opportunity to call this exceptional home yours and live in the heart of all that Goodyear has to offer!

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30727 W Amelia Avenue Buckeye, AZ 85396

$456,000

5 Beds

3 Baths

2,597 SqFt

Status Active

MLS # 6672307

Property Type Single Family Residence

Price Type --

Welcome to this charming residence in Buckeye. This single-family home features 5 bedrooms and 3 bathrooms, offering a comfortable and inviting living space. The well-designed floor plan encompasses 2,558 square feet of living space, providing ample room for both relaxation and entertaining. The kitchen is equipped with gas stove making it a hub for culinary enthusiasts. This property boasts 20ft ceilings, custom backyard, adding to its appeal. The Splashed is just a short distance away, enhancing the overall lifestyle this location provides. Take advantage of this fantastic opportunity to own a residence in the thriving community of Buckeye

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19655 W Windsor Avenue Buckeye, AZ 85396

$455,995

4 Beds

3 Baths

2,070 SqFt

Status Active

MLS # 6642364

Property Type Single Family Residence

Price Type --

The thoughtfully designed Slate floor plan opens with two bedrooms and a full hall bath. Beyond the entry, you'll find an open layout with a dining nook, a great room with access to an inviting covered patio, and a kitchen with a center island, walk-in pantry and abundant cabinetry. The owner's suite is nearby, offering a generous walk-in closet and a private bath with dual sinks, a shower and a separate soaking tub. A laundry room and a fourth bedroom with its own private bath complete the home. Enjoy your 2 car garage with a side garage service door for easy access to your large backyard.

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